Sunday, April 2, 2017

KSFE CIRCULARS 2009 AND EARLIER

2011
  1. Cir 01-2011 (P & HR) Group Personal Accident Insurance Scheme - Inclusion of our Employees dt 05-01-2011
  2. Cir 02-2011 (P & HR) Pay Revision to Company Employees with effect from 01.08.2007
  3. Cir 03-2011 (P & HR) Pay Revision - Enhancement of maximum adanvance admissible under EHS dt 11-01-2011
  4. Cir 04-2011 (BD) Pledging of Gold of below 18 Carat - Caution Reminder
  5. Cir 05-2011(F.A) Profit &Loss Accont
  6. Cir 06-2011 (P & HR) Retirement of Company Employees
  7. Cir 07-2011 (GAD) Address and Telephone Number of Branches
  8. Cir 08-2011 (P & HR) Strike on 07-07-2010 - Regularization of Absence of Employees
  9. Cir 09-2011 (BD) Revision In Interest Rate of Deposits
  10. Cir 10-2011(BD) Revision in Minimum Net Salary for the Company Employee
  11. Cir 11-2011 (Recovery) Collection of Arrears Extending Concession under OTS
  12. Cir 12-2011 (BD) Inordinate delay in Releasing Chitty Security Deposit with Treasury
  13. Cir 13-2011 (P & HR) Conduct of Promotion test 2010 dt 31-01-2011
  14. Cir 14-2011 (BD) Extension of PBC 2010 dt 01-02-2011
  15. Cir 15-2011 (BD) Daily Door collection system -instances of discrepancy taking caution
  16. Cir 16-2011 (IT) Implementation of Full Automation - Expansion of Team of Implementors
  17. Cir 17-2011 (BD) Revised Financial delegation of various functionaries for acceptance and sanction of chitty prize
  18. Cir 18-2011 (PLG) Cleansing of BS - Closing of Terminated Chitties dt 17-02-2011
  19. Cir 19-2011 (BD) Special Chitty Campaign for Computerized Branches
  20. Cir 20-2011 (GAD) Address and PH Nos of New & Existing Branches dt 30-03-2011
  21. Cir 21-2011 (Recovery) Default Areears against Company Employees - Disbursement of Balance Pay Revision Arrears dt 07-04-2011
  22. Cir 22-2011 (BD) Pathanamthitta Evening Renamed as Pathanamthitta II
  23. Cir 23-2011 (FA) ST on FC and Other Chitty Items - Under Protest - Directions Issued dt 28-04-2011
  24. Cir 24-2011 (BD) PRAVASI BANDHU CHITTIKAL (PBC-2010) – Announcement of results
  25. Cir 25-2011 (BD) Gold Loan Scheme - Upward revision of Advance dt 05-05-2011
  26. Cir 26-2011 (Recovery) Extending Concession Under OTS to RR & Non RR Cases - Directions dt 07-05-2011
  27. Cir 27-2011(BD) Renaming of Loan Unit TVM as Ulloor Branch and New Med Coll Eve Branch dt 09-05-2011
  28. Cir 28-2011 (FA) Revision of TA DA and Incidental Rates of Employees dt 16-05-2011
  29. Cir 29-2011(P&HR) Enhancement of Data Entry Wages dt 18-05-2011
  30. Cir 30-2011(P&HR) Pay Revision to Company Employees wef 01-08-2007 - Revision of DA dt 18-05-2011
  31. Cir 31-2011(P&HR) Enhancement of Remuneration to Permanent PTS for Additional Duty dt 18-05-2011
  32. Cir 32-2011 (FA) Statutory Audit - Observation of Auditors dt 19-05-2011
  33. Cir 33-2011(BD) Multiple Liabilities by Sri.Jilson P Peter Salvation Army HSS TVM dt 30-05-2011
  34. Cir 34-2011 (GAD) Address and Telephone Numbers of Branches
  35. Cir 35-2011(P&HR) Resignation of Sri.PC Pillai MD dt 16-06-2011
  36. Cir 36-2011 (BD) Multiple Liabilities by Sri.R Ramachandran College of Engn TVM dt 17-06-2011
  37. Cir 37-2011(BD) Multiple Liabilities by Sri.G.Rajendran CBCID dt 23-06-2011
  38. Cir 38-2011 (FA) Service Tax on Chitty - Refund Application dt 28-06-2011
  39. Cir 39-2011(BD) Special Chitty Campaign
  40. Cir 40-2011(BD) Creation of Multiple Liabilities by K Babu RP Checkpost Thenmala dt 13-07-2011
  41. Cir 41-2011(BD) Creation of Multiple Liabilities by KK Asokan dt 20-07-2011
  42. Cir 42-2011(RR) Smt.Bhargavi VK Assuming Charge as Deputy Collector RR dt 23-07-2011
  43. Cir 43-2011(P&HR) Regularization of PSC Appointments - Directions Issued dt 28-07-2011
  44. Cir 44-2011(BD) Multiple Liabilities by Santhoshkumar - Produced Fraudulent Document dt 05-08-2011
  45. Cir 45-2011(Recovery) Referring Chronic Default cases to RR Directions Issued dt 05-08-2011
  46. Cir 46-2011(Recovery) Liabity of Company Employees - Details Called for dt 05-08-2011
  47. Cir 47-2011 (BD) Revision in interest rate
  48. Cir 48-2011 (BD) Swarna Varsha 2011 Scheme Details  
  49. Cir 49-2011 (CS) Reconstitution of the Board
  50. Cir 50-2011 (GAD) Address & Ph nos of New & Existing Branches
  51. Cir 51-2011 (RR) Extending Concession under OTS to RR & Non RR Cases dt 02-09-2011
  52. Cir 52-2011 (BD) Creation of Multiple Liabilities by Sri.TC Rajan, Asst Professor College of Engineering TVM
  53. Cir 53-2011(P&HR)  Incentive for 10-11
  54. Cir 54-2011 (P & HR) Onam2011 
  55. Cir 55-2011 (P&HR) Rs 500 to Agents
  56. Cir 56-2011 (BD) Enhancing interest rates on deposits
  57. Cir 57-2011 (BD) VDLS - Vidhya Dhanam Loan Scheme
  58. Cir 58-2011 (BD) V D L S Correction in Account Code
  59. Cir 59-2011 (Rec) OTS
  60. Cir 60-2011(BD) Extension of SVC 2011 dt 12-10-2011
  61. Cir 61-2011 (BD) Acceptance of Employees of Traco Cable Company Limited as Sureties & Guarantors dt 19-10-2011
  62. Cir 62-2011 (P & HR) Renewal of Contact with Ex Servicemen - Enahancement of Amount dt 28-10-2011
  63. Cir 63-2011 (BD) Extension of SVC 2011 dt 31-10-2011
  64. Cir 64-2011(gad) Distribution of Company Calendar for the year 2012
  65. Cir 65-2011 (BD) Containment of NP Default - Sub & Revival Campaign dt 04-11-2011
  66. Cir 66-2011 (P & HR) Revision of DA wef 01-07-2011 dt 23-11-2011
  67. Cir 67-2011 (BD) Audit of Chitty Balance Sheet - Clarification Regarding 13 auctions dt 26-11-2011
  68. Cir 68-2011 (P&HR) GPAIS - Scheme Renewal - Enahancement in Premium and Sum Assured dt 28-11-2011
  69. Cir 69-2011 (BD) Suvarna Sreyas Chittikal 2011
  70. Cir 70-2011 (BD) Awards for Performers in Swarna Varsha Chittikal 2011
  71. Cir 71-2011 (BD) Cash awards for yearly target achievers
  72. Cir 72-2011 (P & HR) Staff Welfare - Scholarship 2011-2012 dt 09-12-2011
  73. Cir 73-2011 (BD) Enhancing amount advanced under Gold Loan dt 13-12-2011
  74. Cir 74-2011 (BD) SSC 2011 - Direction for display in branch notice boards dt 15-12-11
  75. Cir 75-2011 (GAD) New Branch Added
  76. Cir 76-2011 (P&HR) Right to Information Act - Order issued dt 31-12-2011
2010
  1. Cir 01-10(Recovery) Collection of arrears extending concession under OTS – to RR & Non RR cases dt 13-01-2010
  2. Cir 02-10(GAD) Address and telephone Numbers of new and existing branches
  3. Cir 03-10(P&HR) House Loan and Vehicle Loan to company employees for the year 2009-2010 dt 30-01-2010
  4. Cir 04-10(P&HR) Retirement of Company employees dt 01-02-2010
  5. Cir 05-10(FA) TDS furnishing of PAN – Intimation dt 01-02-2010
  6. Cir 06-10(P&HR) Staff Welfare – Scholarship to the children spouse of the employees for higher
  7. Cir 07-10(FA) Estimated Profit & Loss AC for the current financial year 2009-10
  8. Cir 8-2010 (P & HR) Filling up of vacancy in the newly created post of Deputy General Manager Business & Operations
  9. Cir 9-2010 (P & HR) Sutharya Keralam - Public Complaints
  10. Cir 10-10 (GAD) Address and telephone Numbers of new existing branches
  11. Cir 11-10(Legal) Maintenance of Legal records in Branch - instructions
  12. Cir 12-2010 (P&HR) Display of Information for Public Complaints Clearing
  13. Cir 13-10(Recovery) Collection of arrears extending concession under OTS dt 07-04-2010
  14. Cir 14-10 (BD) Prohibition on entertaining NCL applications without the mandatory number of remittances in the dt 13-04-10
  15. Cir 15-10 (BD) Door collection – Prohibition of Agents cheque in favour of subscribers collection dt 03-05-10
  16. Cir 16-10 (BD) Awards for the best performance in Pravasi Bandhu Chittikal – 2009
  17. Cir 17-10 (P&HR) National Association for the Blind – NAB Flags dt 15-05-2010
  18. Cir 18-10 (P&HR) Conduct of Promotion test for the year 2009- further information dt 15-02-2010
  19. Cir 19-10 (Def) PRAVASI BANDHU CHITTIKAL (PBC-2009) – Announcement of results
  20. Cir 20-10 (BD) Launching of a Campaign for Chitty Substitution Revival for rendering the Chitty
  21. Cir 21-10 (BD) Rationalisation of Door Collection commission payable to door collection agents
  22. Cir 22-10 (FA) Statutory audit of the Company for the year 2008-09 – observation of auditors – intimation dt 08-06-2010
  23. Cir 23-10 (CS) Medical Benefit Reimbursement
  24. Cir 24-10 (GAD) Address and telephone Numbers of new existing branches
  25. Cir 25-10 (FA) TDS – Change in the threshold limit dt 14-06-2010
  26. Cir 26-10 (BD) Gold Loan Scheme - Upward revision of Advance dt 18-06-2010
  27. Cir 27-10 (GAD) Address and telephone Numbers of new existing branches
  28. Cir 28-10 (BD) Restricting the application of General Category Norms related to personal surety to Chitty
  29. Cir 29-10 (Legal) Enhancement of Panel Advocates fee
  30. Cir 30-10(BD)Growth of Chitty Scheme and achievement of targets  –  introduction of Ponnona Chittikal
  31. Cir 31-10(P&HR) PAY REVISION  Circular (Leave Details)
  32. Cir 32-10 (Recevory) Collection of arrears extending concession under OTS – to RR & Non RR cases
  33. Cir 33-10 (PLG) Empowering Regional Offices & Branches to meet advertisement expenses for Ponnona Chittikal - 2010
  34. Cir 34-10(GAD) Mobile phones with CUG facility provided to Officers
  35. Cir 35-10 (RR) Appointment of Deputy Collector, KSFE Ltd, Sri. K.V. Muraleedharan
  36. Cir 36-10 (BD) Assigning new  additional subscribers to the Door Collection Agent – Measures at
  37. Cir 37-10 (GAD) Address and telephone Numbers of new existing branches - Intimated
  38. Cir 38-10 (P & HR) Payment of Performance Incentive to Employees
  39. Cir 39-10 (Recovery) Liability against Company employees - Issue of Bonus  Festival Allowance & Incentive
  40. Cir 40-10 (P & HR) Festival Allowance to Agents
  41. Cir 41-10 (P & HR) Bonus Festival Allowance to Retired Employees
  42. Cir 42-10 (BD) Enahancement of Panel Advocate Fee - Further Clarification
  43. Cir 43-10 (FA) Service Tax on Chitty - Refund Application
  44. Cir 44-10 (GAD) Address and telephone Numbers of new existing branches
  45. Cir 45-10 (GAD) Address and telephone Numbers of new existing branches
  46. Cir 46-10 (BD) Modification in the system of allotting lottery tickets monthly to prompt subscribers in KGJC
  47. Cir 47-10 (BD) Delay in withdrawing chitty prize money-guidelines issued-English
    1. Cir 47-2010 in Malayalam
  48. Cir 48-10 (PLG) Providing address e-mail id phone number of branches through sms - Mobile governance
  49. Cir 49-10 (BD) Collection towards staff accounts and libaility - rectrictions on receiving cheque from third parties
  50. Cir 50-10 (IAD) Procedure of Closing of Internal Audit files in a time bound manner
  51. Cir 51-2010 (BD) Revision in Interest Rates on Deposit and Loan Schemes
  52. Cir 52-2010 (BD) Gold Loan Scheme Upward revision of Advance
  53. Cir 53-2010 (BD) 49-10 (BD) Collection towards staff accounts and libaility - further directions
  54. Cir 54-10 (P&HR) Staff Welfare - Scholarship to the Children spouse of company employees
  55. Cir 55-10 (BD) Pravasi Bandhu Chittikal 2010
  56. Cir 56-10 (Recovery) Collection of arrears extending concession under OTS
  57. Cir 57-2010 (GAD)  Address and telephone Numbers of new existing branches
  58. Cir 58-2010 (Recovery) Defaulted Arrears against Company Employees - Details Called for
  59. Cir 59-2010 (BD) Further Revision in interest Rates of Deposits & Gold Loan dt 27-11-2010
  60. Cir 60-10 (BD) Extension of Special Loan Packages to Pravasi Bandhu Chitty
  61. Cir 61-10 (BD) Awards for the best performance in Ponnona Chittikal-2010 Campaign
  62. Cir 62-10 (GAD) Distribution of Gold Coins of 1 gram each (24 carat) to reward our employees
  63. Cir 63-10 (BD) Interest concession to prompt subscribers in Pravasi Bandhu Chitty-2010 Campaign
  64. Cir 64-10 (BD) Further Upward Revision in Interest Rates on Deposits
  65. Cir 65-10 (BD) Modifications in the procedure for recouping Canvassing Commission dt 17-12-2010
  66. Cir 66-10 (BD) Extending the Rewards to Chitty Agents and Gold Appraisers
  67. Cir 67-10 (P&HR) Renewal of contract with Ex-service men Organisations - enhancement of amount
  68. Cir 68-2010 (BD) Ponnona Chittikal 2010 - Annoucement of Results
  69. Cir 69-10 (P & HR) Pay Revision to Company employees - implementation - Option called for
  70. Cir 70-2010 (BD) Specifying all areas under all Panchayats Municipalities and Corporations as notified areas
  71. Cir 71-2010 (CS) Medical Benefit Reimbursement - MACT and similar benefits - Guidelines issued
2009
  1. Cir 01-2009(PA) KSFE Re-organization approved by Govt - Creation of Super Branch with Provision for deployment of Addl. Manager
  2. Cir 04-2009(Def) Balance outstanding up to and including Rs.1000- in individual accounts being
  3. Cir 07-2009(Def) Security of general category - Increase in the number of cheque collected
  4. Cir 08-2009(PA) Retirement of Company employees
  5. Cir 10-2009(FA) Estimated Profit & Loss AC for the current year 2008-2009
  6. Cir 11-2009(PA) Strike on 20.08.2008 - Regularization of absence of employees
  7. Cir 12-2009(PA) Sad and unfortunate demise of the two Company employees
  8. Cir 14-2009(Def) Default in high denomination chitties- furnishing the details through monthly
  9. Cir 15-2009(FA) Manager's Monthly Certificate - instructions issued
  10. Cir 16-2009(DEF) Defaulted arrears against Company employees, in the schemes of the Company as on 31.07.09
  11. Cir 17-2009(Plg) Modification in the quarterly prizing structure of Ponnona chittikal 2007
  12. Cir 18-2009 (BD) Gold Loan_Revision of rate per gram
  13. Cir 19-2009(BD) Canvassing Cum Door Collection Agency - System rationalizing of
  14. Cir 23-2009(GAD) Address and telephone Numbers of new branches
  15. Cir 30-2009(def) PRAVASI BANDHU CHITTIKAL (PBC-2008) - Announcement of results
  16. Cir 33-2009 (IAD) Delay in collection  realization of cheques - non-compliance of procedure for collection by
  17. Cir 36-2009(BD & FA) Rivision of Interest Rate of Gold Loan and Deposits
  18. Cir 38-2009(GAD) Address and telephone Numbers of new branches
  19. Cir 39-2009(P&HR) Right to Information Act, 2005 - Appointment of Public Information
  20. Cir 40-2009(Def) Chitty Scheme - allowing interest for unreleased prize money and credit in chitty account consequent to closure of security FD
  21. Cir 41-2009(P&HR) Staff Welfare Fund Scheme - Tour subsidy to staff
  22. Cir 43-2009(RR) Revenue Recovery - Corrective Measures
  23. Cir 44-2009(FA) Finalisation of accounts for 2008-2009 - Profitability of branches
  24. Cir 46-2009(P&HR) Issuing Receipts for Requests Received in Office
  25. Cir 47-2009-(FA) Company Fixed deposit matured but not released for 7 or more years
  26. Cir 48-2009(BD & FA) Revision of interest on Gold Loan and Fixed Deposits
  27. Cir 49-2009(GAD) Address and telephone Numbers of new branches
  28. Cir 50-2009(FA) Revision of interest on Fixed Deposits - Clarification issued
  29. Cir 51-2009(P&HR) Right to Information Act, 2005 - Placing display Boards containing names
  30. Cir 54-2009(BD) Acceptance of property security - instances of missing of property documents reported from branches - safe custody of original documents - directions
  31. Cir 55-2009(Def) Defaulted arrears against Company employees, in the schemes of the Company as on 31.07.09
  32. Cir 56-2009(Def) Collection of arrears extending concession under OTS - furnishing of data
  33. Cir 57-2009(FA) Intimation of New account heads created - general instructions on accounting issued
  34. Cir 58-2009(FA) Seizure of counterfeit notes of Rs. 1000- denomination by Anti Terrorism Squad (ATS)
  35. Cir 61-2009(GAD) Address and telephone Numbers of new branches
  36. Cir 62-2009(GAD) Address and telephone Numbers of new branches
  37. Cir 64-2009(Def) Multiple liabilities created by Sri.C.Thankappan & Smt.R.Vanaja - Directions - Issued
  38. Cir 65-2009(GAD) Address and telephone Numbers of new branches
  39. Cir 68-2009(Def) Liability against Company employees - Issue of festival allowance, bonus & Incentive in
  40. Cir 70-2009(PA) Payment of Performance Incentive to employees for the year 2008-2009
  41. Cir 71-2009(P&HR)Daily Wages Enhancement-Circular
  42. Cir 72-2009(BD) Enhancement in upper limit of appraiser fee
  43. Cir 76-2009(GAD) Address and telephone Numbers of new branches
  44. Cir 78-2009(RR) Procedure for preparing RRRs and sending RR Requisition to Collectorate
  45. Cir 79-2009(FA) Financial Year 2009-10 Channge in TDS Rates
  46. Cir 80-2009(BD) Date of Retirement of Government Employees and Teachers Unification
  47. Cir 82-2009(PLG) LIC Corporate Agency - Modification in the Distribution of Commission
  48. Cir 83-2009(BD & FA) Reduction in Interest Rate on Deposits and Major Loan Schemes
  49. Cir 85-2009(P&HR) Conduct of Promotion Test-2006 dated 14-10-2009)
  50. Cir 88-2009(FA) Electronic Transfer of Fund Through RTGS and NEFT
  51. Cir 90-2009(BD) Pravasi Bandhu Chittikal 2009
  52. Cir 91-2009(Plg) Ensuring Effectiveness of Internal Check System
  53. Cir 95-2009(GAD) Address and telephone Numbers of new branches
  54. Cir 96-2009(GAD) Distribution of Gold Coins of 1 gram each (24 carat) to reward our employees
  55. Cir 97-2009(BD&FA) Reduction in interest rate on Deposits and Loan Schemes dt 17-11-2009
  56. Cir 98-2009(BD&FA) Reduction in Interest Rate on Overdue period for STD dt 17-11-2009
  57. Cir 99-2009(GAD) BSNL Special Package for KSFE - Tariff Plan Intimated
  58. Cir 100-2009(BD) Ponnona chittikal-2009 - Mega draw - eligibility of subscribers to participate in the draw
  59. Cir 103-2009(BD) Concessional Rate of Interest on SAOD Facility to Company Employees
  60. Cir 104-2009(P&HR) Renewal of Contract with Ex Servicemen Organizations
  61. Cir 105-2009 (IT) email to branches-07Dec09
  62. Cir 106-2009(P&HR) Appointment of Sri.Sajeeth M DGM IAD & Sri.Pramodan AGM Legal
  63. Cir 108-2009 (GAD) Address & Telephone Number of New & Existing Branches 
2008
  1. Cir 1-08 (BD) Reserve Bank notice regarding unauthorized banking activities of Paravur SNVR Co-Op Bank
  2. Cir 2-08 (FA) Security of valuables records kept at branch premise
  3. Cir 4-08 (FA) Units&RO holding cash or bank balance in excess of limit
  4. Cir 8-08 (IAD) Printed copy of Audit Manual- forwarded
  5. Cir 9-08 (BD) Pravasi Bandhu Chitties - Extension of Period
  6. Cir 11-08 (RR) Revenue Recovery - Forwarding RRRs pertaining to the financial year 07-08
  7. Cir 12-08 (PLG) Precaution in Disbursing Money under WUMT
  8. Cir 13-08 (BD) Pravasi Bandhu Chitties - Canvassing Commission to the registered NRI Associates
  9. Cir 14-08 (BD) Information regarding high returns that can be enjoyed by a chitty subscriber
  10. Cir 16-08 (FA) Estimated Profit &Loss account for the currcnt year 2007-2008
  11. Cir 17-2008 (PA) Transfer_Norms_Workmen
  12. Cir 18-08 (GAD) Change in Address and Phone Number of Branches
  13. Cir 19-08 (FA) Statutory Audit 2006-2007 Observation of Auditors
  14. Cir 22-08 (BD) Acceptance of Plantation Property as Security
  15. Cir 25-08 (GAD) Stock of stationery and fixed assets – statement called for
  16. Cir 27-08 (IT) Remittance of Service Tax  – Uploading of data to the Central Server – instructions
  17. Cir 31-08 (Default) Introduction of new OTS Campaign-Reporting of  Half Yearly Age wise Default Statement
  18. Cir 34-2008 (BD) Gold Loan_Revision of rate per gram
  19. Cir 36-08 (IAD) Gold appraiser’s fidelity insurance policy – enhancement of fidelity cover and tightening internal control system
  20. Cir 42-2008 (RR) Appointment of C Sudhakaran Deputy Collector
  21. Cir 43-08 (PA) Sexual Harassment Grievance Redressal Committee Constituted
  22. Cir 45-08 (Default) Possibility of Cheating the Company by producing missing salary Certificate - Insturctions
  23. Cir 46-08 (BD) Property Security - Acceptance of Property used for Industrial Purposes - Regulations
  24. Cir 47-08 (BD) Introduction of Systems for  safe keeping of Original  Documents  of Immovable Properties in Units
    1. Cir 47-08 PDCR annexure
  25. Cir 49-08 (IAD) Customer Audit – Subscribers comments & remarks or oral statements
  26. Cir 54-08 (FA) Finalisation of accounts  for  2007-08 – Profitability  of branches – guidelines issued to arrive at true profit
  27. Cir 55-08 (Default) Bogus Surety Accepted as Security - Non-compliance of Instructions
  28. Cir 58-08 (BD) Rental Charges of Safe Deposit Lockers - Revision
  29. Cir 60-08 Multiple Liability - Inter Branch Liability Verification
  30. Cir 63-08 (CS) Revision of the list of approved hospitals for the purpose of reimbursement of medical expenses –List of Approved Hospitals
  31. Cir 64-08 (GAD) Lifting to higher tariff to avoid the remittance of excess amount of consumption of power
  32. Cir 65-08 (BD) Gold Loan Business - Expansion of Business   Streamlining the procedures and check measures instructions
  33. Cir 66-2008 (PA) Conduct of qualifying  written test for the year 2007- further information
  34. Cir 68-08 (IAD) Control systems – compliance of rules & procedures of gold loan scheme
  35. Cir 69-08 (PA) Sad and unfortunate demise of Smt. Pathummakutty.K
  36. Cir 76-08 (BD) Modifications in Personal Surety Property Securty & Agency Norms
  37. Cir 81-08 (Default) Conversion of Prize Money to Security FD - Unsecured portion adjusting proceeds
  38. Cir 84-08 (FA) Proper Conducting of Chitty Business
  39. Cir 88-2008 (BD) Modification of Agency Norms dt 28-08-2008
  40. Cir 94-08 (Def) Taking over of Autokast Ltd and silk fabrication unit Cherthala by Indian Railways
  41. Cir 95-08 (GAD) Address and telephone Numbers of new branches
  42. Cir 96-08 (PA) Renewal of contract with Kerala State Ex-service League Security
  43. Cir 98-08 (GAD) Address and telephone Numbers of new branches
  44. Cir99-08 (PA) Review of staff strength as on 30.09.2008 - details in the prescribed proforma called for
  45. Cir 101-08 (PA) Kerala Lok Ayukta Act 1999 – Filing of Property Statements
  46. Cir 103-08 (Def) Creating unlimited liability and accumulation of default in the name of Company employees
  47. Cir 106-08 (Def) Global economic recession – Taking precautionary measures well in advance
  48. Cir 107-08 (BD) Default details of High denomination chitties – proforma forwarding
  49. Cir 109-08 (Def) Reports on NPA Gold Loan accounts and default cases against Company employees
  50. Cir 110-08 (IAD) Know Your Customer (KYC) Policy prescribed by R.B.I  - Strict compliance
  51. Cir 111-08 (IAD) Monetary loss reported by audit teams – Voluntary remittance – requested
  52. Cir 113-08 (PA) Festival Advance in connection with Christmas 2008
  53. Cir 114-08 (BD) Daily Door collection system - irregularities noticed
  54. Cir 116-08 (FA) Service Tax on Chitty - Refund Application Procedures
  55. Cir 117-08 (Def) Keeping the chronic default cases without referring to RR – Directions issued
  56. Cir 120-08 (def) Ponnona chittikal-2008 – Mega draw – eligibility of subscribers to participate in the draw
  57. Cir 122-08 (Def) Ponnonachittikal 2008  - Intimation of the results and distribution of prizes
  58. Cir 123-08 (BD) Pravasi Bandhu Chitties - Canvassing Commission to Associations
  59. Cir 124-08 (BD) Data Bank for Agency Network
  60. Cir 125-08 (BD) Reckoning the due date of PM payment as next Auction date
2007
  1. Cir 01-2007 (IT) Broadband Internet Connection to branches dt 05-01-2007
  2. Cir 03-2007 (PA) Direct Recruitment of GM Finance - Appl called for dt 08-01-2007
  3. Cir 04-2007 (BD) KGJ Chitties Dec 20016 Draw Result
  4. Cir 5-2007 (PA ) Transfer of Assistants Applications Called for dt 17-01-2007
  5. Cir 06-2007 (BD) Liability limit of single surety Enhancement
  6. Cir 07-2007 (BD) Kerala Golden Jubilee chitties  - Extension of period for registration of chitties
  7. Cir 08-2007 (BD) Enhancement of interest rate on Fixed Deposit
  8. Cir 09-2007 (BD) Scintillating performance of the Branches in the Kerala Golden Jubilee Chitty Campaign
  9. Cir 10-2007 (PLG) Postal Life Insurance - ascertaining surrender value of all such instruments
  10. Cir 11-2007 (FA) Estimated Profit & Loss AC for the current year 2006-2007
  11. Cir 12-07 (PA) Appointment of Sri.Mani Vithayathil as the Chairman of KSFE Ltd
  12. Cir 13-2007 (FA) Final return of Fringe Benefit Tax for the year ended 31-03-2007
  13. Cir 14-2007 (PA) Temporary transfer-working arrangements of workmen
  14. Cir 15-2007 (BD) Enhancement of interest rates on Term Deposits
  15. Cir 16-2007 (BD) Kerala Golden Jubilee chitties  - Jan 2007 chitty auction
  16. Cir 17-2007 (PA) House Loan and Vehicle Loan to company employees for the year 2006-2007
  17. Cir 18-2007 (PA) Right to Information Act, 2005 – Designating BM, RM and Officers in HO as Public Information Officers
  18. Cir 19-2007 (BD) Uploading of KGJC data in time and with precision
  19. Cir 19A-2007 (FA) Renewal of Flexy Deposit with banks
  20. Cir 20-2007 (IAD) Due diligence and supervisory control over cash, valuables, securities
  21. Cir 21-2007 (IT) Basic Computer Training to Staff Members
  22. Cir 22-2007 (IT) Broadband Internet Connection to branches
  23. Cir 22A-2007 (BD) Daily Door collection – Acceptance of account payee cheques
  24. Cir 25-2007 (PLG) Special Computer Loan for employees - to purchase a computer – at   concessional rate
  25. Cir 26-2007 (PA) Appointment of Sri.P.C.Pillai, as Managing Director of the company
  26. Cir 27-2007 (BD) Kerala Golden Jubilee chitties  - Intimation of the results & matters relating to MEGA draw
  27. Cir 28-2007 (RR) Revenue Recovery -forwarding RRRs pertaining to the financial year 2006-07
  28. Cir 29-2007 (PLG) Fixed Deposits & CSDT - Senior Citizens – proof of age – more  documents
  29. Cir 30-2007 (PLG) Lucky vat – distribution of cash prizes – immediate action in pending cases if any
  30. Cir 31-2007 (PA) Festival Advance in connection with Vishu 2007
  31. Cir 32-2007 (GAD) Stock of stationery and fixed assets – statement called for
  32. Cir 33-2007 (PA) Sad and unfortunate demise of the three Company employees
  33. Cir 34-2007 (PA) Staff welfare - Scholarship  to the Children-Spouse of employees
  34. Cir 35-2007 (FA) Appointment of Statutory Auditors for the year 2006-07
  35. Cir 36-2007 (FA) Budget for the year 2007-2008
  36. Cir 37-2007 (IAD) Improving audit efficiency and timely completion of internal
  37. Cir 38-2007 (D) Default – furnishing of half yearly default statement as on 31-3-07- clarification sought for
  38. Cir 39-2007 (PA) Review  of  staff  strength as on 31.03.2007-details  in  the prescribed proforma called for
  39. Cir 40-2007 (PLG) WUMT – debit notes forwarding of instructions
  40. Cir 41-2007 (PA) Vishu, 2007 - Festival Advance disbursement
  41. Cir 42-2007 (KGJC) KGJC -  Modification and removal of data from branches – Procedure Intimated
  42. Cir 43-2007 (PA) Revision of Dearness Allowance – Orders issued
  43. Cir 44-2007 (PLG) KSFE logo – competition entries invited
  44. Cir 45-2007 (BD) Automatic renewal option to be  allowed to Deposits in CSDT, FD from Public and Short Term Deposit – Extension of the facility of allowing Sugama interest for overdue period to CSDT and STD also
  45. Cir 46-2007 (FA) Financial Year 2007-08 – Change in Tax rates – Instructions issued
  46. Cir 47-2007 (PLG) Luky Vat – Extension of the Scheme to the Year 2007-08
  47. Cir 48-2007 (BD) Revision in lending rates – intimated
  48. Cir 49-2007 (PA) Sad and unfortunate demise of Smt. Sheeja. T.S.(5251), Peon,  Moothakunnam Branch
  49. Cir 50-2007 (GAD) Change of address - Telephone numbers of the branches - Intimated
  50. Cir 51-2007 (FA) Annual closing of Accounts for the year 2006-2007 - New format of Trial
  51. Cir 52-2007 (PA) Appointment of Sri.S.Sarath Chandran, as General Manager (Finance) of the company –intimation
  52. Cir 54-2007 (BD) Term Deposits – granting of facility to avail the new interest rates without closure of FD
  53. Cir 55-2007 (PLG) WUMT – Extension of services to more branches
  54. Cir 56-2007 (PLG) Promotion of WUMT business – need for more advertisement and boosting
  55. Cir 57-2007 (PLG) Training to canvassing agents – details called for
  56. Cir 58-2007 (FA) Change in the rate of Service Tax – Communicated
  57. Cir 61-2007 (PA) Retirement of Company employees
  58. Cir 62-2007 (BD) Revision in lending rates – decision intimated
  59. Cir 63-2007 (PA) Employees having additional qualification in Computer Science – willingness to work in the I.T. Department -  called for
  60. Cir 65-2007 (PA) Employees having additional qualification in Computer Science – willingness to work in the I.T. Department -  called for – Amendment
  61. Cir 67-2007 (RR) Reconciliation of HOC (RR) ac- for the financial year 2006-07– forwarding
  62. Cir 68-2007 (PLG) Chitty intimation information through e-mail
  63. Cir 69-2007 (PA) Conduct of qualifying  written test for the year 2006- further information
  64. Cir 70-2007 (FA) Tax deducted at source on payments – general instructions issued
  65. Cir 71-2007 (BD) Interest on deposits – enhanced rate allowed to senior citizens – clarification
  66. Cir 72-2007 (PA) Conduct of qualifying  written test for the year 2006- further information
  67. Cir 73-2007 (PA) Furnishing of caste detail of employees
  68. Cir 74-2007 (BD) Enhancement of interest rates for FD from public, CSDT, FD created by transfer from prize money and FD by Senior Citizens
  69. Cir 75-2007 (BD) Special Computer Loan to employees at concessional rate of interest – allowing the offer for a further period of 6 months
  70. Cir 76-2007 (BD) Concessional rate of interest on Sugama Akshaya Over Draft facility to Company employees for regular remittance
  71. Cir 77-2007 (BD) Floating Special Chitties-KSFE PONNONA CHITTIKAL 2007
  72. Cir 78-2007 (PA) Festival Advance in connection with Onam, 2007
  73. Cir 80-2007 (FA) Annual closing of Accounts 2006-2007 – Forwarding of CTB for the year
  74. Cir 82-2007 (BD) Introduction of Canvassing cum Collection Agency system –rules regulating
  75. Cir 83-2007 (BD) Enhancement in the interest rate of CSDT
  76. Cir 84-2007 (KGJC) KGJC –  Delayed Uploading of  Register of Prompt Subscribers Register
  77. Cir 86-2007 (BD) Canvassing cum Collection Agency system – clarification
  78. Cir 87-2007 (PA) Onam, 2007 - Festival Advance disbursement
  79. Cir 88-2007 (GAD) Printing of Company Calendar and Diary for the year 2008
  80. Cir 89-2007 (PA) Payment of Performance Incentive to employees for the year 2006-07
  81. Cir 90-2007 (PA) Early disbursement of salary for the month of August, 2007
  82. Cir 91-2007 (PA) Payment of Bonus Festival Allowance for the year 2006-2007
  83. Cir 92-2007 (D) Clearing of Default of  Company Employees in connection with disbursement of Bonus Performance incentive
  84. Cir 94-2007 (BD) Introduction of a new set of Personal Surety Guarantee Norms for widening the base of eligible sureties
  85. Cir 95-2007 (BD) Modifications in the procedures for acceptance of Property securities
  86. Cir 96-2007 (PLG) WUMT commission for the year  2006-07- Cash prizes to top 10 branches
  87. Cir 97-2007 (BD) KSFE PONNONA CHITTIKAL 2007 – distribution of prizes of Scratch & Win cards
  88. Cir 98-2007 (PA) Sad and unfortunate demise of Sri. Pavithran.T.V.G.(3232), SGA,  Payyannur Branch
  89. Cir 99-2007 (D) Furnishing of half yearly default statement as on 30-09-07-reducing the default of KGJ chitties
  90. Cir 100-2007 (BD) PONNONA CHITTIKAL 2007 – Extension of period for registration of chitties – intimated
  91. Cir 101-2007 (PA) Sad and unfortunate demise of Smt. Lathakumari. R.(3470)
  92. Cir 102-2007 (PA) Revision of Dearness Allowance – Orders issued
  93. Cir 103-2007 (BD) New set of personal surety norms – modification of the existing one and property valuation
  94. Cir 104-2007 (pa) Remuneration to the Ex-Servicemen deployed through Ex-Services Organisations – Service Tax   on remuneration
  95. Cir 105-2007 (pa) Review  of  staff  strength as on 30.09.2007  -  details  in  the prescribed proforma called for
  96. Cir 106-2007 (BD) Ponnonchittikal –2007  Conduct of Mega draw and quarterly draw
  97. Cir 108-2007 (PA) Chief Ministers Relief Fund – Contribution of one day’s salary – Deduction from the salary
  98. Cir 109-2007 (MD) Safe custody of Keys and Valuables-Safety Measures to be taken
  99. Cir 110-2007 (IT) Ponnona Chitties 2007 – Uploading of basic data to the Central Server – instructions
  100. Cir 111-2007 (BD) Enhancement of the limit of NCL and delegation of sanctioning authority – decision intimated
  101. Cir 112-2007 (BD) Revision of the interest rate of Gold Loan Scheme – decision intimated
  102. Cir 114-2007 (BD) Introduction of a campaign under the name and style of Pravasi Bandhu Chitties
  103. Cir 115-2007 (PA) Festival Advance in connection with CHRISTMAS 2007
  104. Cir 116-2007 (pa) Sad and unfortunate demise of the two Company employees
  105. Cir 117-2007 (D) Recovery of defaulted dues from DCRG -Judgment of Hon’ble High Court of Kerala -communicated
  106. Cir 118-2007 (PA) Employees House Loan Scheme of the company – reckoning Part Time Service for determining minimum service for eligibility
  107. Cir 120-2007 (BD) Ponnonachittikal 2007- clarification issued
  108. Cir 121-2007 (pa) Staff welfare – Scholarship to the children spouse of company employees
  109. Cir 122-2007 (BD) Introduction of a package of advances to make Pravasi Bandhu Chitty Campaign more attractive
  110. Cir 123-2007 (FA) Applicability of service tax on chitty scheme
  111. Cir 124-2007 (PA) Employees House Loan of the company grant of Additional Loan according to revised Basic Pay as per Long Term Settlement
  112. Cir 126-2007 (pa) Christmas, 2007 - Festival Advance disbursement
  113. Cir 130-2007 (PA) Selection to the post of Junior Assistant from the Cadre of Peon-Watchman etc
  114. Cir 131-2007 (BD) Ponnonachittikal 2007  - Intimation of the results  and distribution of prizes
  115. Cir 132-2007 (BD) Amendments in the Agency Norms for encouraging Canvassing Activities along with Daily Collection
  116. Cir 133-2007 (BD) Forwarding of files of chitty prize money payment loans  advances etc for sanction from HO

2006
  1. Cir 1-2006 (PA) Extension of Service of MD KB Sudheer Babu dt 02-01-2006
  2. Cir 4-2006 (FA) TDS Verification and Compliance – Financial Year  2005-06 - Errors and  Omissions -reporting
  3. Cir 06-2006 (D) Multiple liabilities created by certain persons in various branches of KSFE Ltd
  4. Cir 7-2006 (PA) Medical expenses of employees - perquisite valuation under the Income Tax Act
  5. Cir 8-2006 (PLG) Interest Rates Applicable to CSDT and FD
  6. Cir 10-2006 (PA) Sad and unfortunate demise of Sri.Prakash.A.P. (1525), Asst. Manager, Ambalappuzha Branch
  7. Cir 11-2006  (FA) Estimated Profit & Loss AC for the current year 2005-2006
  8. Cir 12-2006 (FA) Updation of accounts as on 31.12.2005 by 10.02.2006
  9. Cir 13-2006 (FA) Implementation of Fringe Benefit Tax (FBT) – Finance Act 2005 – Instructions issued
  10. Cir 15-2006 (D) Cheating the Company by offering Salary Certificates, which are of bogus in nature
  11. Cir 16-2006 (PA) Sad and unfortunate demise of Sri.Surendran Pillai A
  12. Cir 17-2006 (PA) Sad and unfortunate demise of Sri. Sebastian Norbert. P.(413), Manager Gr.III
  13. Cir 18-2006 (PA) Revision of Dearness Allowance - Orders issued
  14. Cir 20-2006 (PA) Staff welfare – Scholarships to children-spouse of employees for higher education for the year 2005 – 2006
  15. Cir 21-2006 (FA) Return to be filed with the Reserve Bank of India as on 31.03.2005 furnishing of information
  16. Cir 23-2006 (PLG) WUMT Service - Second incentive scheme to branches and ROs
  17. Cir 24-2006 (PLG) Attainig the Chitty Business Target in Time
  18. Cir 25-2006 (PA) Allocation of Funds to Staff Welfare Schemes
  19. Cir 26-2006 (PA) Festival Advance in connection with Vishu 2006
  20. Cir 28-2006 (PA) Settlement of Gratuity due to Sri.M.K. Karthikeyan
  21. Cir 38-2006 (FA) Appointment of Statutory Auditors for the year 2005-06
  22. Cir 41-2006 (PA) Vishu, 2006 - Festival Advance disbursement
  23. Cir 42-2006 (PLG) Santhwanam Insurance Coverage for Prized Subscribers and Loanees
  24. Cir 43-2006 (EDP) First Phase of Computerisation – Implementation
  25. Cir 44-2006 (plg) Clarificatin Issued to Circular 42-2006
  26. Cir 45-2006 PLG  Gold Loan Scheme- rate per gram-modification- communicated
  27. Cir 46-2006 (PA) Retirement of Company employees
  28. Cir 49-2006 (PA) Payment of Advance against pay revision arrears
  29. Cir 51-2006 (PLG) SAOD Extending to Government Employees SREG
  30. Cir 52-2006 (PLG) Kanakadhara Loan Scheme for purchase of Gold for marriage
  31. Cir 55-2006 (PLG) Clarification of Kanakadhara Loan Scheme
  32. Cir 56-2006 (BD) Acceptance of LIC Policy as security in our various schemes  -  Service charges levied by Ms. LIC of India for assignment of the policy
  33. Cir 59-2006 (PLG) Daily Door Collection - Minimum installment amount and commission
  34. Cir 61-2006 (PA) Sad and unfortunate demise of Smt. Ramani. A.R.(910), Assistant Manager
  35. Cir 63-2006 (PA) Implementation of Pay Revision  with effect from 01.08.2002
  36. Cir 64-2006 (FA) Annual closing of Accounts for the year 2005-2006 - 3CD forms and new
  37. Cir 66-2006 (PA)  Conduct of qualifying written test for promotion to the position of AM BM
  38. Cir 68-2006 (BD) Non-attainment of Chitty targets as scheduled in the month for the fiscal 2006-07
  39. Cir 70-2006 (BD) Agency commission to the chitty Canvassing Agents  -  Restoration of the previously prevalent system and modification of the system of bonus payment to the agents
  40. Cir 75-2006 (PLG) NIc General Insurance corporate Agency
  41. Cir 76-2006 (PLG) Illegal Currency Notes of Rs.500
  42. Cir 79-2006 (PLG) SAOD Facility to Govt Employees SREG - Modifications
  43. Cir 80-2006 (PLG) Mangalya Loan Introduction
  44. Cir 81-2006 (FA) Sales Tax Recoverable on auction sale of Gold Ornaments
  45. Cir 86-2006 (PA) Festival Advance in connection with Onam 2006
  46. Cir 91-2006 (PA) Payment of Performance Incentive to employees for the year 2005-06
  47. Cir 92-2006 (PA) Early disbursement of salary for  the  month  of  August 2006 - Orders issued
  48. Cir 95-2006 (FA) Cenvat credit on Service Tax payable to Government
  49. Cir 96-2006 (BD) Lucky VAT – Kerala Government Programme  -  Support from KSFE
  50. Cir 102-2006 (PA) Payment of Bonus & Festival Allowance for the year 2005-2006
  51. Cir 104-2006 (PA) House Loan to company employees for the year 2006-07
  52. Cir 107-2006 (BD) Strategies for attaining the Goals of  Sugama Deposit Campaign
  53. Cir 109-2006 (PA) A.Akbar – resignation from the position of Managing Director- relieved and charge handed over
  54. Cir 110-2006 (FA) Quarterly return of Fringe Benefit Tax for the second quarter ended on 30th September 2006
  55. Cir 112-2006 (PA) Sad and unfortunate demise of Smt. Santha V.A.(763)
  56. Cir 113-2006 (PA) Review  of  staff  strength as on 30.09.2006  -  details  in  the prescribed proforma
  57. Cir 116-2006 (PA) Early disbursement of salary for  the  month  of  October  2006 - Orders issued
  58. Cir 117-2006 (PLG) Acceptance of Postal Insurance Policies as Security
  59. Cir 118-2006 (BD) Facility of recalculation of EMI on advance remittance dt 19-10-2006
  60. Cir 121-2006 (BD) Acceptance of employees of Kerala Hindi Prachar Sabha as sureties guarantors in our various schemes
  61. Cir 123-2006 (PA) Enhancement of the maximum amount payable for getting typing works Data Entry Works done by Job Typists
  62. Cir 125-2006 (FA) T.A., D.A. and Incidental rates payable to the employees of the Company – revision
  63. Cir 126-2006 (BD) Registration of chitties from 01.11.2006  -  Allotting Number I  (i.e. Chittal  No: I) to Foreman’s statutory Ticket  -  Instructions issued
  64. Cir 131-2006 (PLG) WUMT Decentralization of Processes
  65. Cir 133-2006 (Legal) Protection of Women from Domestic Violence Act 2005 - legal impact in creation of mortgage- regarding
  66. Cir 134-2006 (PA) Festival Advance in connection with Christmas 2006
  67. Cir 135-2006 (PA) Staff welfare – Scholarship to the children spouse of company employees for higher education above secondary level
  68. Cir 136-2006 (BD) Levying interest on New Chitty Loan (NCL) and Chitty Pass Book Loan
  69. Cir 137-2006 (PA) Renewal of contract with Ex-servicemen Organisation – enhancement of contract amount
  70. Cir 138-2006 (PA) All India Strike on 14.12.2006 called for by some Trade Unions - steps to be taken to ensure normal functioning of office – instructions issued
  71. Cir 139-2006 (BD) Gold security  -  Rate per gram at par with that of Gold Loan  -  revision
  72. Cir 140-2006 (BD) Daily Door collection – Acceptance of account payee cheques
  73. Cir 141-2006 (BD) Maximum amount of chitty liability that can be charged to the landed property security -  Enhancement
  74. Cir 142 - 2006 (BD) Changes in the pattern of Agency commission and other rules and regulations related to chitty canvassing agents
  75. Cir 145-2006 (PA) Christmas - Festival Advance disbursement
  76. Cir 146-2006 (PA) Estt.  -  Early disbursement of salary for  the  month  of  December 2006
  77. Cir147-2006 (BD) Kerala Golden Jubilee chitties  -  chitties to be included in the prizing scheme  -  clarification
  78. Cir149-2006 (FA) Quarterly return of Fringe Benefit Tax for the third quarter ended on 31st December 2006

2005
  1. Cir 1-2005 (PA) Appointment of Company Secretary – duties, functions and responsibilities 
  2. Cir 02-2005 (RR) Special offer to RR Non RR defaulters – extension of the present scheme for 3 more months 
  3. Cir 03-2005 (PLG) 0% interest for one year – Margin Money buy back scheme 
  4. Cir 5-2005 (BD) Recovery of dues from the salary of Defaulters belonging to salary Recovery Enforceable group 
  5. Cir 06-2005 (PLG) Personal surety norms – Clarification 
    1. Cir 06-2005 (PLG) Table 
  6. Cir 07-2005 (PLG) Business Progress in our New Ventures of Fee Based Activities 
  7. Cir 09-2005 (PLG) Introduction of Flexy Trade Loan Scheme 
  8. Cir 11-2005 (PA) Tsunami mishap – contribution to the Chief Minister’s calamity Relief Fund 
  9. Cir 12-2005 (PLG) Amendment to Deposit -  in – Trust scheme -  granting higher rate of interest on FD from public on renewal 
  10. Cir 13-2005 (PLG) Conversion of Loan Units into Full-fledged Units – Extending authority for sanctioning NHFS Loan to selected Branches 
  11. Cir 15-2005 (PA) Staff welfare – Scholarships to children-spouse of employees 
  12. Cir 16-2005 (PLG) LIC Corporate Agency – List of Branch level Business Promoters 
  13. Cir 19-2005 (PA) Staff Welfare Schemes for Employees 
  14. Cir 20-2005 (PLG) Acceptance of LIC Policy in the name of person other than loanee subscriber 
  15. Cir 21-2005 (FA) Renewal of Flexy FD with Dhanalakshmi Bank Ltd 
  16. Cir 22-2005 (BD) Back log in business targetted for the  year 2004-05 - full participation of staff required 
  17. Cir 23-2005 (PLG) Waiver of default interest on all non-prized subscribers who update their tickets within the campaign period 
  18. Cir 24-2005 (FA) Timely renewal of Fixed Deposit with Treasury other than Chitty security deposits 
  19. Cir 25-2005 (PLG) Introduction of Tax Planning Loan Scheme 
  20. Cir 26-2005 (PLG) Introduction of Smart Chitty Bridge Loan (SCBL) for reducing non-prized default 
  21. Cir 27-2005 (FA) Convergence of TDS Credit Note and Annexure Form 
  22. Cir 28-2005 (FA) Annual Closing of Accounts 2004-05 Write off Rs.1000 or below outstanding 
  23. Cir 30-2005 (FA) Payment of Service tax for the month of March – 2005 
  24. Cir 31-2005 (FA) Appointment of Statutory Auditors for the year 2004-05 
  25. Cir 32-2005 (PLG) 0% interest for one year 2 year – Financial-tie-up with (Sansui) 
  26. Cir 33-2005 (FA) Filing of duly completed 15H 15G with the Income Tax Authorities 
  27. Cir 34-2005 (PA) Sad and unfortunate demise of Sri. Rajan.J.(3353), PTS, Neyyatinkara I 
  28. Cir 36-2005 (PA) Festival Advance in connection with Vishu 2005 
  29. Cir 37-2005 (PLG) Valuation of landed property 
  30. Cir 39-2005 (PLG) Western Union Money Transfer Service – Decentralisation of processing of transactions 
  31. Cir 40-2005 (BD) Introduction of prizing scheme for prompt chitty subscribers and loanees 
  32. Cir 41-2005 (PLG) Chitty Liability Waiver Scheme – withdrawal of the scheme with effect from 01.04.2005 
  33. Cir 42-2005 (PLG) Waiver of default interest on non-prized chitties – extension of special offer 
  34. Cir 43-2005 (PA) Revision of Dearness Allowance - Orders issued 
  35. Cir 44-2005 (BD) Achievement of Chitty Business Targets by all the Regions of the Company 
  36. Cir 45-2005 (PA) Revision of the list of approved hospitals for the purpose of reimbursement 
  37. Cir 47-2005 (PA) Vishu - Festival Advance disbursement 
  38. Cir 48-2005 (FA) Chitty liability waiver upto a future liability of One Lakh 
  39. Cir 49-2005 (PLG) Spreading of Daily Door Collection Agent Service to all branches 
  40. Cir 50-2005 (PLG) Smart Chitty Bridge Loan (SCBL) Scheme – Extension of period 
  41. Cir 51-2005 (BD) Allowing interest on unclaimed prize money in terminated chitties 
  42. Cir 52-2005 (PLG) LIC Corporate Agency – Special cash prizes  to branches 
  43. Cir 53-2005 (IAD) Directions to IAD Teams – strengthening of Internal Audit – instruction 
  44. Cir 55-2005 (PA) Opening of Training School to impart systematic training to the Company employees 
  45. Cir 56-2005 (D) NPA NCL and NPA Other advances Statements as on 31-3-2005 
  46. Cir 57-2005 (PA) NPA NCL and NPA Other advances Statements as on 31-3-2005 
  47. Cir 58-2005 (BD) Attainment of chitty business targets by our Branches 2004-05 
  48. Cir 59-2005 (PLG) Reduction in lending rates under NHFS 
  49. Cir 61-2005 (PA) Sad and unfortunate demise of Sri.P.Kunhappan (1991) 
  50. Cir 62-2005 (PLG) Personal surety norms – Modifications – intimated 
  51. Cir 64-2005 (BD) Promotion of deposits under Sugama Deposit scheme through enhancement 
  52. Cir 65-2005 (FA) Holding Cash-bank balance by a branch - Enhancement in maximum limit 
  53. Cir 66-2005 (FA) Fund mobilization 
  54. Cir 67-2005 (FA) Finalisation of Accounts for 2004-2005 
  55. Cir 68-2005 (PLG) Value additions to chitty - Liability weaver in case of death of prized subscribers 
  56. Cir 70-2005 (PLG) Introduction of “Sugama (Akshaya) Overdraft facility for KSFE employees 
  57. Cir 74-2005 (FA) Fund Management – instructions issued  
  58. Cir 75-2006 (BD) Mobilization of fund under Fixed Deposit & Deposit in Trust  - rates enhanced 
  59. Cir 76-2005 (FA) Due date of payment of Service Tax – Changes intimated 
  60. Cir 77-2005 (IAD) Internal Audit – submitting reply to audit reports – strict instructions issued 
  61. Cir 78-2005 (PLG) Streamlining the functioning of office for a disciplined approach to achieve the objective to ease & for better service 
  62. Cir 79-2005 (FA) Government permission for the withdrawal of periodical interest on treasury deposits 
  63. Cir 80-2005 (BD) Release of Chitty Security Deposits 
  64. Cir 81-2005 (BD) Mobilization of deposits under FD and Sugama Schemes to meet fund requirements 
  65. Cir 83-2005 (BD) Enrollment of new customers in chitties 
  66. Cir 84-2005 (BD) Exercising more caution in accepting properties as security and re-fixing the upper limit of RCL 
  67. Cir 86-2005 (IAD) Internal Audit – submitting reply to audit reports – modification to earlier directions issued 
  68. Cir 88-2005 (PLG) Introduction of short term fixed deposits and enhancement of rate of interest for fixed deposits from public and csdt 
  69. Cir 91-2005 (PLG) Value addition to chitty – liability waiver up to a future  liability of Rs. 1,00,000 in case of death of prized subscribers 
  70. Cir 92-2005 (BD) Measures to contain default in  RCL and other advance schemes 
  71. Cir 94-2005 (FA) Annual closing and audit of Accounts – 2004-’05 – speedy action solicited 
  72. Cir 96-2005 (PLG) Spreading of Daily Door Collection Agent Service to all branches 
  73. Cir 97-2005 (BD) Instructions in Circular No.84-2005 (BD) and 90-2005(RR) 
  74. Cir 98-2005 (PA) Retirement of Company employees 
  75. Cir 99-2005 (PLG) MOU signed with National  Insurance Company Limited 
  76. Cir 100-2005 (PLG) Meeting of chitty auditors - communicated 
  77. Cir 101-2005 (AC) Quarterly returns on interest payment not exceeding Rs. 5000 p.a on Sugama and Fixed Deposit Scheme 
  78. Cir 104-2005 (PLG) Reducing the number of forms used while Company FD is accepted as security to chitty  loan schemes – Modified forms attached 
  79. Cir 105-2005 (PLG) LIC Corporate Agency – Business Performance evaluation for the year 2004-05 – Cash Awards 
  80. Cir 108-2005 (PLG) Withdrawal of promotional expenses for mobilising Fixed Deposits 
  81. Cir 110-2005 (PLG) 0% Interest for one year -  Financial tie-up with Ms. Philips India Ltd 
  82. Cir 111-2005 (PLG) Enhancement of the rate of interest on CSDT for periods of less than one year and its premature closure and renewal of STD 
  83. Cir 112-2005 (BD) Organizing CVL and RCL Melas in connection with Onam 
  84. Cir 114-2005 (PA) Festival Advance in connection with Onam 2005 
  85. Cir 115-2005 (D) Default by Company employees 
  86. Cir 116-2005 (PLG) 0% Interest for one year -  Financial tie-up with Ms. MIRC Electronics Ltd (IGO) 
  87. Cir 117-2005 (PLG) % Interest for one year 2 year, Margin money buy back scheme - Financial tie-up with Ms. ECOM COMPUSHOPE.COM LTD 
  88. Cir 118-2005 (PLG) 0% Interest for one year -  Margin Money buy back scheme - Financial tie-up with Ms. SAMSUNG India Electronics Ltd 
  89. Cir 119-2005 (PLG) Western Union Money Transfer Service – Special Business Promotion Campaign during Onam Season 
  90. Cir 120-2005 (PLG) Boosting up of business under CVL  RCL schemes during the ensuing Onam festival season 
  91. Cir 122-2005 (PLG) 0% Interest for one year -  Financial tie-up with Ms. Indroyal Furniture Company Pvt. Ltd
  92. Cir 123-2005 (PLG) Enhancement of the limit of the advance under CVL scheme for purchase of household durables to 95% of the invoice price during Onam season for tie up 
  93. Cir 125-2005 (PLG) 0% Interest for one year -  Financial tie-up with Ms. Hyundai Electronics India Ltd 
  94. Cir 126-2005 (PLG) 0% Interest for one year -  Financial tie-up with Ms. L.G. Electronics India Pvt Ltd 
  95. Cir 128-2005 (BD) Organizing CVL RCL Melas in connection with Onam- incurring of promotional expenses on CVL – sanctioned-RCL 
  96. Cir 129-2005 (PLG) 0% Interest for one year 2 year, Margin money buy back scheme - Financial tie-up with Ms. SHARP INDIA LTD 
  97. Cir 130-2005 (PA) Onam - Festival Advance disbursement 
  98. Cir 133-2005 (PA) Payment of Performance Incentive for the year 2004 – 05 
  99. Cir 136-2005 (PA) Review  of  staff  strength as on 30.09.2005  -  details  in  the prescribed proforma 
  100. Cir 138-2005 (PA) Property statements of staff – details called for by Kerala Lok Ayuktha - proforma forwarding of 
  101. Cir 139-2005 (PA) All India Strike on 29.09.2005 exhorted by some Trade Unions steps to be taken to ensure functioning of office 
  102. Cir 140-2005 (PLG) Reduction of interest on FD from public 
  103. Cir 142-2005 (PA) Maintenance of office premises clean – removal of unnecessary posters from office premises 
  104. Cir 150-2005 (D) Cheating the Company by producing bogus salary Certificates issued from Agriculture Office, Palayam Road, TVM 
  105. Cir 152-2005 (D) NPA NCL and NPA Other advances Statements as on 30.09.2005 
  106. Cir 156-2005 (D) Surety offered for more than 10 accounts - Multiple liabilities created 
  107. Cir 157-2005 (BD) Enhancing the limit of advance under RCL scheme on property security 
  108. Cir 158-2005 (PLG) Acceptance of Flats as Security for our various schemes dt 14-11-2015
  109. Cir 159-2005 (D) Multiple liabilities created by Sri. MV. Soman, LDC, Govt. TTI, Edappally, Kochi-24 
  110. Cir 162-2005 (PA) All India Strike on 29.09.2005 – unauthorized absence 
  111. Cir 164-2005 (D) Cheating the Company by producing Salary Certificates issued from Agricultural Offices at various locations 
  112. Cir 165-2005 (PA) Festival Advance in connection with Christmas 2005 
  113. Cir 167-2005 (FA) Sending intimations to fixed deposit holders whose deposits are remaining unclaimed for more than six months from the date of maturity 
  114. Cir 168-2005 (BD) Reimbursement of canvassing expenses to staff as an incentive for their active participation 
  115. Cir 171-2005 (BD) Company Employees - Forwarding of payment files to HO 
  116. Cir 172-2005 (CS) 68 more hospitals to Medical Reimbursement List 
  117. Cir 174-2005 (PA) Early disbursement of salary for  the  month  of  December 2005 
  118. Cir 175-2005 (PA) Christmas - Festival Advance disbursement 
  119. Cir 176-2005 (PA) Revision of Dearness Allowance - Orders issued 
  120. Cir 177-2005 (PLG) Accepting Cheque for Unsecured Portion 
  121. Cir 178-2005 (D) VRS-Employees of Kerala State Drugs and Pharmaceuticals Ltd., Kalavoor, Alappuzha

2004
  1. Cir 01-2004 (BD) Regional Conference of Managers  Jan. – Feb. 2004 
  2. Cir 02-2004 (RR) Special Concession to chitty defaulters under RR - extension of time 
  3. Cir 03-2004 (D) VRS-Employees of Kerala State Drugs and Pharamaceuticals Ltd., Kalavoor, Alappuzha
  4. Cir 05-2004 (PA) Revision of Dearness Allowance - Orders issued 
  5. Cir 06-2004 (FA) Sales Tax recoverable on auction sale of gold 
  6. Cir 07-2004 (BD) Award to S.S.L.C. topper among the children of K.S.F.E. Employees 
  7. Cir 08-2004 (PLG) Uniformity in official correspondence - Minimum requirements to be fulfilled 
  8. Cir 09-2004 (D) Non-remittance of amount recovered from salary of KSRTC employees 
  9. Cir 10-2004 (PLG) Condition stipulating insistence of Customer Profile for Chitty Prize Money Payments 
  10. Cir 11-2004 (PA) Staff welfare – Scholarships to children, spouse of employees 
  11. Cir 12-2004 (BD) Shortage in RCL in several Branches 
  12. Cir 13-2004 (PA) Selection to the post of Peon, Watchman from the Cadre of PTS 
  13. Cir 14-2004 (PLG) O T S  Concessions (Non-RR) at a glance 
  14. Cir 15-2004 (FA) Estimated Profit & Loss AC for the current year 2003-2004 
  15. Cir 16-2004 (FA) R.B.I directions to Miscellaneous Non-Banking Companies -  Return to be filed with the RBI 
  16. Cir 17-2004 (D) Multiple liabilities created by certain persons in various branches of KSFE Ltd 
  17. Cir 18-2004 (D) Winding up of Kannur District Co-operative Rubber and Agricultural Marketing Society 
  18. Cir 20-2004 (FA) Tax Deduction at Source (TDS) - Compliance of Rules and procedures 
  19. Cir 21-2004 (BD) Collecting the data base regarding the Chitty security Deposit and its pendency 
  20. Cir 22-2004 (PLG) Extending the facility for shifting to new rate to live loanees under loan schemes 
  21. Cir 23-2004 (RR) Procedure for accounting RR accounts closed or up to dated  transferred back to Units  
  22. Cir 24-2004 (D) VRS - Employees of Travancore Plywood Industries Ltd., Punalur 
  23. Cir 25-2004 (D) Multiple liability created by  Sri. T.D. Jayakumar 
  24. Cir 26-2004 (D) VRS - Employees of FACT Ltd., Aluva - Recovery of KSFE dues 
  25. Cir 28-2009 (GAD) Change of address Telephone numbers of the branches 
  26. Cir 29-2004 (D) Multiple liabilities created by certain persons in various branches  
  27. Cir 30-2004 (PA) Performance Incentive for the period 2002-03 – Amendment 
  28. Cir 31-2004 (D) Involvement of Branch in the collection drive- introducing CRRA and OTS campaign 
  29. Cir 32-2004 (RR) RR- Ending of OTS campaign on 31.03.2004 - follow up 
  30. Cir 34-2004 (D) Cheating the Company by producing bogus salary Certificates 
  31. Cir 35-2004 (PA) Festival Advance in connection with Vishu 2004 
  32. Cir 36-2004 (PA) Sad and unfortunate demise of Sri. Appukuttan.S (295), Asst. Manager (HG) 
  33. Cir 37-2004 (PA) Sad and unfortunate demise of Sri. A.S.Sivarajan (1208) 
  34. Cir 38-2004 (FA) Appointment of Statutory Auditors for the year 2003-04 
  35. Cir 39-2004 (RR) RR - Change in procedure for sending Requisition to Collectorate 
  36. Cir 40-2009 (FA) Budget for the year 2004-2005 
  37. Cir 41-2004 (PLG) Corporate Agency of Life Insurance Corporation - Business Promotion Plans 
  38. Cir 43-2004 (FA) T.A., D.A. and Incidental rates payable to the employees of the Company 
  39. Cir 44-2004 (PA) Review  of  staff  strength as on 31.03.2004 
  40. Cir 45-2004 (GAD) Service contract for the maintenance of Manuel typewriters 
  41. Cir 46-2004 (PA) Vishu - Festival Advance disbursement  
  42. Cir 47-2004 (BD) Attainment of targets by the branches of the institution in all the important schemes 
  43. Cir 48-2004 (PLG) Scheme for providing special Car Loan under CVL 
  44. Cir 49-2004 (BD) Distribution of Gold Medals to the top scorers among the children of K.S.F.E. employees in the S.S.L.C. Examination 
  45. Cir 50-2004 (D) VRS - Employees of FACT - Recovery of KSFE dues 
  46. Cir 51-2004 (PLG) One day workshop on functioning of Life Insurance Corporate Agency 
  47. Cir 52-2004 (BD) Accepting KSRTC employees as sureties  -  Relaxation ordered 
  48. Cir 53-2004 (GAD) Change of address Telephone numbers of the branches – Intimated 
  49. Cir 54-2004 (BD) Chitty Security Deposit -- Intimation of release notification in Gazette 
  50. Cir 55-2004 (PLG) Value additions to Chitty - liability waiver up to a future liability of Rs.1,00,000 
  51. Cir 56-2004 (PA) Enhancement of daily wages in respect of Part Time Employees – orders issued 
  52. Cir 57-2004 (D) NPA NCL and NPA Other advances Statements as on 31-3-2004 
  53. Cir 58-2004 (RR) Procedure for accounting chitty accounts transferred back to unit from RR 
  54. Cir 60-2004 (PA) Sad and unfortunate demise of Sri. Raju Robert (4250) 
  55. Cir 61-2004 (BD) Employees of Taj Malabar, Cochin  -  accepted as sureties 
  56. Cir 62-2004 (PLG) Modification to the caption in the publicity matter pertaining to chitty liability waiver scheme 
  57. Cir 63-2004 (PA) Updation of details of the physically handicapped or disabled employees 
  58. Cir 64-2004 (PA) Compliance of Court direction – recovery of damages from the person organisation who call the Hartal 
  59. Cir 65-2004 (PA) Deduction of IT at Source at the average of  Income Tax for 2004-2005 
  60. Cir 66-2004 (GAD) Awareness on Financial Market – Free subscription of Financial Daily to all Officers 
  61. Cir 67-2004 (D) VRS - Employees of Kerala State Industrial Products Trading Corporation Ltd 
  62. Cir 68-2004 (BD) Award to S.S.L.C. topper among the children of K.S.F.E. Employees 
  63. Cir 69-2004 (FA) Revised Budget for RCL for the year 2004-05 
  64. Cir 71-2004 (PA) EPF – providing National Social Security Number (NSSN) 
  65. Cir 72-2004 (D) VRS - Employees of Steel Complex Limited, Feroke, Kozhikode 
  66. Cir 73-2004 (PA) Sad and unfortunate demise of Sri. G.Raveendran Nair (466) 
  67. Cir 74-2004 (RR) Cheating the Company  -  Multiple liability created by Sri. A. Jayarajan, Sri. T.V. Babu, Sri. V.S Purushan and Sri. M.X. Xavier  
  68. Cir 75-2004 (FA) Annual closing and audit of Accounts – 2003-04 
  69. Cir 76-2004 (BD) Gold security acceptance at Branches  -  Including the details in the monthly report 
  70. Cir 77-2004 (BD) Allowing RCL to Company employees who are on probation 
  71. Cir 78-2004 (PA) Sad and unfortunate demise of Smt.V.Matha, PTS, Malapuram Branch 
  72. Cir 79-2004 (PA) Relaxation in economy measures ordered by the Government 
  73. Cir 80-2004 (BD) Award to S.S.L.C. topper among the children of K.S.F.E. Employees 
  74. Cir 81-2004 (D) Multiple liability created by Sri. K. Babu, Field Officer, RP Check post, Thenmala 
  75. Cir 83-2004 (D) Multiple liability in various branches of KSFE Ltd- List of persons 
  76. Cir 85-2004 (RR) Cheating the Company  -  Multiple liability created by Smt. K.S. Remadevi 
  77. Cir 86-2004 (FA) Tax deduction at Source (TDS) - Compliance of rules and procedures 
  78. Cir 87-2004 (FA) Bonus for the year 2003-04 - furnishing details 
  79. Cir 88-2004 (BD) Judicious measures for the expansion of the Car Loan Scheme 
  80. Cir 89-2004 (FA) Levy of additional surcharge 2% - Education Cess - Change in TDS rates 
  81. Cir 90-2004 (DA) Printing of Company Calendar and Diary for the year 2005 
  82. Cir 91-2004 (FA) 3CD forms and format of Trial balance forwarding 
  83. Cir 92-2004 (RR) Cheating the Company  -  Multiple liability created by Sri. M.G Pradeepkumar and Smt T.S. Shyla 
  84. Cir 93-2004 (D) Payment of performance incentive, bonus for the year 2003-2004 
  85. Cir 96-2004 (PA) Festival Advance in connection with Onam 2004 
  86. Cir 99-2004 (D) VRS-Employees of Appollo Tyres, Kalamassery & Perambra  
  87. Cir 101-2004 (PA) Retirement of Company employees 
  88. Cir 103-2004 (RR) Cheating the Company  -  Multiple liability created by the following personnel 
  89. Cir 114-2004 (PA) Onam - Festival Advance disbursement  
  90. Cir 115-2004 (PA) Early disbursement of salary for  the  month  of  August 2004 - Orders issued 
  91. Cir 120-2004 (PA) Payment of Bonus, Festival Allowance for the year 2003-2004 
  92. Cir 121-2004 (PA) Payment of Performance Incentive for the year 2003-2004 
  93. Cir 123-2004 (BD) Employees of Taj Malabar, Cochin accepted as sureties  -  Change in the authorised signatory 
  94. Cir 124-2004 (PA) Payment in connection with Onam to the Ex-servicemen deployed on contract basis from Ex-Service organisations 
  95. Cir 127-2004 (D) Issue of unauthorised Salary Certificates – Kerala State Film Development Corporation 
  96. Cir 132-2004 (PA) Removal from the roll of the Company on completion of disciplinary action 
  97. Cir 133-2004 (PA) Evasion of responsibility in complying with the instructions of Corporate Office 
  98. Cir 138-2004 (D) Multiple liabilities created by employees of Collectorate, Kollam 
  99. Cir 140-2004 (PA) Revision of Dearness Allowance - Orders issued 
  100. Cir 141-2004 (D) Bogus surety certificates created by Mr. V.A. Joy 
  101. Cir 143-2004 (PA) Appointment of Sri.K.P.Nooruddin, as the Chairman of KSFE Ltd 
  102. Cir 144-2004 (PA) Appointment of Sri.K.B.Sudheer Babu as the Managing Director of KSFE Ltd 
  103. Cir 146-2004 (PA) Review  of  staff  strength as on 30.09.2004  -  details  in  the prescribed proforma called for 
  104. Cir 148-2004 (D) Multiple liabilities created by Sri. Biju Joseph in various branches of KSFE Ltd 
  105. Cir 149-2004 (PA) Settlement reached in the bilateral discussion on 29.07.2004 
  106. Cir 151-2004 (D) Half yearly chitty default statement and NPA statement of advance   schemes 
  107. Cir 152-2004 (PA) Forwarding of transfer requests of employees – instructions 
  108. Cir 153-2004 (PA) Transfers and postings of Company employees 
  109. Cir 155-2004 (D) Default by Company employees 
  110. Cir 156-2004 (BD) Regional Conference of Managers for the last quarter of  2004 
  111. Cir 160-2004 (RR) Special offer to Non RR, RR defaulters - Extension of the present scheme for 2 more months w.e.f. 01.11.2004 
  112. Cir 161-2004 (RR) Issue of RRC after retirement of  Sureties 
  113. Cir 162-2004 (FA) R.B.I directions to Miscellaneous Non-Banking Companies 
  114. Cir 163-2007 (D) Bogus surety submitted in branches of Kozhikode Region 
  115. Cir 164-2004 (D) Dues of employees of Appolo tyres, Kalamassery and Perambra 
  116. Cir 167-2004 (PA) Employees having additional qualification in Computer Science – willingness to work in the EDP Dept 
  117. Cir 168-2004 (PA) Festival Advance in connection with Christmas 2004 
  118. Cir 169-2004 (D) Chitty subscription analysis – correction 
  119. Cir 172-2004 (PA) Sri.P.Sivanandan (27), Senior Manager (HG) – temporarily appointed to discharge the duties 
  120. Cir 176-2004 (PA) Christmas - Festival Advance disbursement 
  121. Cir 177-2004 (PA) Early disbursement of salary for  the  month  of  December 2004 
  122. Cir 178-2004 (PA) Revision of Dearness Allowance - Orders issued 
  123. Cir 181-2004 (BD) Availing of loans by producing bogus Salary Certificate and confirmation letter 
  124. Cir 182-2004 (BD) Updating of Chitty Business Register in Electronic Mode 
  125. Cir 183-2004 (BD) Enhancement of Gazette Notification fee for the release of Chitty Security Deposit 
  126. Cir 186-2004 (PA) Appointment of Company Secretary  – information 
  127. Cir 187-2004 (RR) Revenue Recovery – procedure  to be followed while submitting RR Requisition 
  128. Cir 188-2004 (RR) RR requisition – omission & commission in Form 24 
  129. Cir 190-2004 (D) Multiple liabilities created by D. Gopakumar and his family members 
  130. Cir 193-2004 (FA) Estimated Profit & Loss AC for the current year 2004-2005 
  131. Cir 197-2004 (PLG) Condition stipulating insistence of Customer Profile for Chitty Prize Money Payments

posted by Praveen @ 12:30 AM  


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