Sunday, April 2, 2017

KSFE Circulars

Find all KSFE Ciculars you are looking for 

 
Click here for 2011 and earlier circulars.

2024
  1. Cir 1-2024 (P&HR) Revision of Dearness Allowance dt 05-01-2024
  2. Cir 2-2024 (BD) KPL Liability Verification by Branch - Region level - Reg dt 10-01-2024
    1. KPL LIABILITY VERIFICATION Modified 28.12.2023
  3. Cir 3-2024 (BD) Renewal of Insurance - Agents - Appraisers - Reg dt 10-01-2024
  4. Cir 4-2024 (BD) Changes in the interest rate of Deposits - Loans - Reg dt 11-01-2024
    1. NETTAM 8.25% - Notice & Stanady format reg dt 17-01-2024
    2. NETTAM 8.25% - Notice & Stanady format reg dt 17-01-2024_Notice1
    3. NETTAM 8.25% - Notice & Stanady format reg dt 17-01-2024_Notice2
    4. NETTAM 8.25% - Notice & Stanady format reg dt 17-01-2024_Standee6x3
  5. Cir 5-2024 (BD) Introducing new Gold Loan Scheme KSFE Max Gold Loan dt 17-01-2024
  6. Cir 6-2024 (Recovery) Introducing Scheme SANJEEVANAM II from 01-02-2024 to 31-03-2024 - Reg dt 30-01-2024
    1. Sanjeevanam2 Banner 6x3
    2. Sanjeevanam2 Standee 6x3-2 
    3. Sanjeevanam Image
    4. Sanjeevanam2 Standee
    5. Sanjeevanm II_Standee 6x3
    6. Steps to be followed at Branch while taking SANJEEVANAM II collection in Loans dt 01-02-2024
    7. Cir 6-2024 (Recovery) SANJEEVANAM II  to 15-04-2024 Reg dt 30-03-2024_Addendum 
  7. Cir 7-2024 (BD) KDC 2.0 - Progress Report & Scheme extended upto 29-02-2024- Reg dt 01-02-2024
    1. Addendum - Circular No.7-2024 (BD) dt 29-02-2024
  8. GO for Effecting Salary Recovery dt 13-01-2024
  9. Serious lapse from branches in Submitting reply in Audit reports reg dt 15-01-2024 
    1. IADQC New Link
  10. Republic Day 2024_Forwarding GO reg dt 25-01-2024
  11. Supplier Name & GSTIN in GST Payment Voucher dt 31-01-2024
  12. Estimated P&L Account for the FY 2023-24 Q4 dt 21-02-2024
  13. CTB_Discontinuation from 31-03-2024 dt 27-02-2024 
  14. Implimentation of File Tracking System (FTS) reg dt 27-02-2024
    1. FTS Branch User Manual
    2. FTS RO-Assistants User Manual
    3. FTS RO-AM_Managers User Manual
    4. FTS HO User Manual_Assistants
    5. FTS HO User Manual_Officers
  15. Cir 8-2024 (BD) Special Gold loan scheme for Women (Pink Gold loan)- Reg dt 28-02-2024
    1. PINK GOLD LOAN NOTICE
    2. PINK GOLD LOAN STANDEE
  16. Cir 9-2024 (FA) Appointment of Statutory Auditors of the Company for the year 2023-24 - Reg dt 28-02-2024
  17. Cir 10-2024 (P&HR) Inclusion of the Disease Chicken Pox Under Special Casual Leave - Reg dt 05-03-2024
  18. Survey regarding KSFE dt 01-03-2024
    1. Survey regarding KSFE dt 01-03-2024_Form
  19. Notice - Stock of Stationery _Statement called dt 05-03-2024
  20. Interest Concession_Details called dt 06-03-2024 
  21. Unidentified Debits & Credits in Bank Recononciltion Statemnt-instruction dt 14-03-2024
  22. Annual Closing of Accounts for FY 2023-24 Tips dt 14-03-2024
  23. Attaining Target_Yearly turnover to 1 Lakhs Cr reg_Letter from MD dt 16-03-2024
  24. Earned Leave Surrender reg dt 19-03-2024 
  25. Staff Welfare - Scholarship for Higher Education reg dt 21-03-2024
  26. Disbursement of Scholarship reg dt 22-03-2024
  27. OA Tentative Seniority List 2024 dt 22-03-2024
  28. Confirmation of Outstanding balance in loan accounts-directions dt 22-03-2024 
  29. Staff liability details reg dt 22-03-2024
  30. Amount Kept in GS for Interest Concession(part remittance) reg dt 27-03-2024 
  31. KSFE Diamond Chittikal - Provision for prizes reg dt 30-03-2024
  32. Below 100% NPD CLUB dt 31-03-2024
  33. Checklist 30-03-2024 Year End
  34. Yearly target achievers 2023-2024 dt 31-03-2024
  35. Cir 11-2024 (BD) Changes in Business activity of Micro Branches - reg dt 23-03-2024
  36. Cir 12-2024 (BD) Chitty canvassing expense-reforms- reg dt 25-03-2024
  37. Cir 13-2024 (Legal) Standardized Proceedure for Legal Scrutiny Reports, roperty Scrutiny Reports & Duties of Panel Advocates & PTLAs dt 26-03-2024
    1. Format - Legal Scrutiny Report 
    2. Format-Property ScrutinyReport 
  38. Cir 14-2024 (BD) Launching of New Chitty Scheme (KSFE Galaxy Chittikal)- reg dt 01-04-2024
    1. KSFE Galaxy S1_Notice & Banner_Covering Letter dt 08-04-2024
    2. KSFE Galaxy S1_Notice & Banner_Covering Letter dt 08-04-2024__Notice
    3. KSFE Galaxy S1_Notice & Banner_Covering Letter dt 08-04-2024__Notice
    4. KSFE Galaxy S1_Notice & Banner_Covering Letter dt 08-04-2024_Banner
  39. Cir 15-2024 (BD) New Scheme NETTAM PLUS Deposit & Change in Interest rate of CSDT & Max GL - reg dt 09-04-2024
    1. NETTAM PLUS Application
    2. Nettam Plus 6 x 3 Banner dt 12-04-2024
    3. Nettam Plus A4 size Notice dt 12-04-2024
    4. Nettam PlusStandee 3x6
  40. Festival Advance in connection with Vishu 2024 dt 01-04-2024 
  41. MD's address to employees dt 01-04-2024
  42. Smart - Android Television Installation at Branches-Offices - Reg dt 01-04-2024
  43. Distribution of RSC APSTC and General Suspense reg_Letter from GM(F) dt 01-04-2024
  44. Stock of Stationary called dt 02-04-2024
  45. Instruction for illegal 15G&H dt 06-04-2024
  46. Banning of unregistered Deposit Schemes Act -2019 dt 09-04-2024 
  47. Festival Advance in connection with Vishu_Disbursement dt 11-04-2024
  48. Service History Verification in Employee Transfer Solution (ETS) reg dt 11-04-2024
  49. 15G/H Uploading FY 2023-24 Q4 dt 12-04-2024
  50. BELOW 100% NPD CLUB MEMBERS ason 15-04-2024
  51. ETS_Service History Verification & Home District Updation in Employee Transfer Solution (ETS) reg dt 25-04-2024
  52. Functioning of Android TV regarding_Google meet on 29-04-2024 @ 3PM dt 24-04-2024
  53. Cir 16-2024 (BD) Changes regarding the Restrictions under Multi Division Chittikal dt 22-04-2024
  54. Cir 17-2024 (BD) Advertisement Expenses - Branches and Regional offices - During the FY 2024-25 - Reg dt 22-04-2024
  55. Cir 18-2024 (P&HR) Reconstitution of Internal Complaints Committees - Reg dt 02-05-2024
    1. 18-2024 (P&HR) amendment-act-2024-77-79
    2. 18-2024 (P&HR) Reconstitution of Internal Complaints Committees dt 02-05-2024_Sexual harass of women at workplace act 2013
    3. 18-2024 (P&HR) Erratum dt 06-05-2024
  56. Daily Fund Balance Updation in CASBA Module reg dt 06-05-2024
  57. Error in User Verification in KSFE ower App reg dt 06-05-2024
  58. Buds ACT dt 08-05-2024
  59. Buds ACT dt 20-05-2024
  60. Display GSTN of KSFE in Branch premises reg dt 07-05-2024
  61. Letter from HONDA reg Genset Servicing dt 07-05-2024
  62. Cir 19-2024 (BD) Automation of Canvasing Commission Payment -reg dt 0-05-2024
  63. Cir 20-2024 (Legal) RIA Act_Appellate Authority reg dt 16-05-2024
  64. Cir 21-2024 (BD) KSFE New GL Scheme KSFE Premium Gold Loan - Reg dt 18-05-2024
  65. Cir 22-2024 (BD) Interest revision of Gold Loan Scheme - Reg dt 20-05-2024
  66. Cir 23-2024 (BD) Implementing New Deposit Scheme - VANDHANAM - Reg dt 23-05-2024
    1. Vandanam FD Aplication Form
    2. Vandanam FD Application Form_Malayalam 
  67. Cir 24-2024 (BD) Modification to Multi Division Chitty Scheme - Reg dt 24-05-2024
  68. Default closed through Interest Concession details reporting reg dt 17-05-2024
  69. Employees Transfer Solution (ETS) Follow up action reg_Mail dt 17-05-2024
  70. MobileApp_Pan Verification reg dt 17-05-2024
  71. Property Documents releasing reg dt 21-05-2024
  72. Property Scrutiny Note through RMS from 22-05-2024 reg dt 22-05-2024 
  73. Precausions while payment of RSC and passbook Security dt 25-05-2024 
  74. Prior Sanction Chitty details called dt 25-05-2024
  75. Office Attandent (OA) Seniority List_Final dt 28-05-2024
  76. Branch level Draw of KSFE Diamond Chitty reg dt 28-05-2024
  77. Details of Chitty enrolled by agents in shown in Dashboard reg dt 28-05-2024
  78. Employees transfer request_Option called through ETS dt 28-05-2024 
  79. Est P&L account FY  2024-25 Q1 dt 28-05-2024
  80. Tendative Seniority List of Test Qualified Assistants_Publishing reg dt 29-05-2024
  81. Cir 25-2024 (FA) Profit & Loss account and balance sheet  - 31.03.2024 - Reg dt 24-05-2024
  82. Cir 26-2024 (P&HR) General Transfer - Rules & Criteria - Reg dt 05-06-2024
  83. Notice - Retirement - FB live on 31-05-2024 01 PM dt 30-05-2024 
  84. Online Meeting of Managers on 06-06-2024 dt 01-06-2024
  85. KSFE Diamond Chitty Mega draw reg dt 04-06-2024
  86. Promotion as AGM (IC) dt 05-06-2024
  87. Transfer & Posting of AGMs dt 05-06-2024
  88. Publishing Form 16A 2023-2024 in Download Centre reg dt 10-06-2024 
  89. Seniority List of Test Qualified Assistants publishing of reg dt 11-06-2024
  90. General Transfer_Last date for submitting option reg dt 12-06-2024 
  91. Issue of New ID Card regarding_Modification in HRMS dt 13-06-2024
  92. Appointment of DGM (Recovery) reg dt 15-06-2024 
  93. Use of CASBA Single Chelan & Carben Chelan reg dt 20-06-2024
  94. Reconciliation & Confirmation of HOC (General) account 2023-24 reg dt 21-06-2024 
  95. Guidelines for the functioning of Smart Television reg dt 22-06-2024
  96. KSFE Power App Accounting Linking Approval Pending Request dt 22-06-2024
  97. KSFE Diamond Chitty 2.0 Megadraw_Including Customers uto 31-03-2024 reg dt 24-06-2024
    1. KSFE Diamond Chitty 2.0_Verification of Subscribers list for Megadraw reg dt 03-07-2024
  98. High Tea reg dt 26-06-2024
  99. Seniority list of OAdt 28-06-2024_Updated
  100. Cir 27-2024 (P&HR) Relinquishment of Promotions - Directions issued - Reg dt 06-06-2024 
  101. Cir 28-2024 (Legal) Revision of Fees paid to Panel Advocates - Reg dt 21-06-2024
  102. Cir 29-2024 (BD) Commencement of KSFE Galaxy Chitty Series - 2 - Reg dt 01-07-2024
    1. Galaxy Banner 6x3
    2. Galaxy chitty S2_leaflet 21x28
    3. Galaxy chitty S2_leaflet 21x28_page-0001
  103. Chitty Business evaluation Meeting @ HO reg dt 21-06-2024
  104. Contract agreement for Courier Services_Sree Gokulam Speed & Safe reg dt 27-06-2024
  105. 15 G/H Entry in Tax KSFE reg dt 01-07-2024 
  106. High Tea - Re arrangement - Reg dt 05-07-2024
  107. Non Prized Chitty_Substitution Limit 60 % to 65% Change reg dt 06-07-2024
  108. New Identity Card_Updation in HRMS reg dt 09-07-2024 
  109. Notice_Calculating Income Tax in FY 2024-2025 reg dt 09-07-2024
  110. Alert Note (IA&V) dt 20-07-2024_Reg Agents Murali & Ouseph (Thrissur) 
  111. Generator Service reg dt 20-07-2024
  112. Inter Region liability_Documents needed in HO dt 20-07-2024
  113. Cir 30-2024 (BD) Obtaining Chitty Prior Sanction - CASBA Integration - Reg dt 23-07-2024
    1. Chitty Prior Sanction User Manual
  114. Cir 31-2024 (BD) Pathanamthitta Region Adoor Branch Agent Sri.Saju A done malpractice reg dt 24-07-2024
  115. Cir 32-2024 (BD) Kerala Artisans Development Cororation (KADCO) Salary Certificate in SREG Category reg dt 24-07-2024
  116. KSFE Diamond Chiity & Diamond Chitty 2.0 Mega draw on 27-07-2024_Intimation dt 19-07-2024
    1. DIAMOND CHITTY NARUKKEDUPPUBanner 6X3
    2. KSFE Diamond Chitty Megadraw_Disply Banner in branches reg dt 24-07-2024 
  117. Allowing Raincoat to KSFE Agents dt 23-07-2024
  118. Requirement of Onakkodi in branches reg dt 29-07-2024
  119. Appeal to Employees by MD_Wayanadu Disaster reg dt 31-07-2024 
  120. Matured GL Renewal reg dt 31-07-2024
  121. Non compliance of Recovery from Salary & DCRG reg dt 02-08-2024
  122. Cir 33-2024 (BD) KSFE Diamond Chitty - Mega Draw Results - Reg dt 29-07-2024
  123. Cir 34-2024 (Recovery) Introducing OTS ASWAS - 2024 - Reg from 01-08-2024 to 30-09-2024 reg dt 31-07-2024
    1. Aswas_2024 _Usermanual 
    2. Aaswas 2024 Concession extended upto 30-11-2024 reg dt 14-11-2024
  124. Cir 35-2024 (GAD) -Requirement of additional Company diary dt 14-08-2024
  125. CMDRF by Agents & Appraisers dt 07-08-2024 
  126. Buds Act dt 06-08-2024_Kandala Service Coperative Bank dt 06-08-2024
  127. Inactive Agents Termination reg dt 06-08-2024 
    1. TERMINATION PROCEEDURE
  128. Banning of unregistered Deposit Schemes Act 2019 reg dt 12-08-2024
  129. Chitty Prior Sanction details called through CASBA dt 12-08-2024 
  130. Independence Day Celebration - 2024 reg dt 12-08-2024
  131. Distribution of Onakkodi_Directions dt 13-08-2024
  132. Statutory Auditors Instructions dt 13-08-2024
  133. Alert Note (IA&V) Fake Gold reg dt 17-08-2024 
  134. KSFE Galaxy Chitty S II branchwise gift distribution Inauguration By CM on 19-08-2024 reg dt 17-08-2024
    1. Inaguration Onakodi Boardc 5x3 1
    2. Inaguration Onakodi Invitation
  135.  KSFE Galaxy Chitty S 1_Prize winners_Agents (from 01-04-2024 to 31-07-2024) dt 22-08-2024
  136. Procedure of Chitty Minutes filing in CASBA_User Manual
  137. Est P&L account for the FY 2024-25 Q2 dt 22-08-2024
  138. Contribution to CMDRF reg Notice dr 24-08-2024
    1. Contribution to CMDRF reg Notice dr 24-08-2024_Format
  139. Chitty Prior Sanction GO 787-2024-TAXES dt 27-08-2024
  140. Chitty Prior Sanction through CASBA reg dt 29-08-2024 
    1. Chitty prior sanction USER MANUAL updated
  141. Additional Company Diary reg dt 30-08-2024
  142. Cir 36-2024 (P&HR) Donation to CMDRF (Wayanad Disaster) - Reg dt 22-08-2024
  143. Cir 37-2024 (BD) KSFE Galaxy Chitty Series II - Distribution of Onakkodi - Reg dt 27-08-2024
    1. KSFE Galaxy Chitty S II_Starting the distribution of Onakkodi reg_Letter from AGM(Planning) dt 31-08-2024
    2. Khadi Board Admin Portal User Manual
    3. Khadi Board App User Manual
    4. Khadi Board Showroom details 
    5. Show Room Address list
  144. Cir 38-2024 (GAD) Security Measures to taken by Branches,Offices During Onam Holidays - Reg dt 11-09-2024
  145. Renewal of Max Gold Loan reg_Letter from MD dt 03-09-2024
  146. Google Meet of Panel of Advocates by MD on 11-09-2024 Intimation dt 04-09-2024  
  147. Onam 2024Festival Advance Application through HRMS dt 05-09-2024
  148. Details of Staff Liability called till 31-08-2024_Letter from GM(F) dt 06-09-2024
  149. Staff liability to Branch and SDT
  150. Onam 2024 Disbursement of Festival Advance dt 09-09-2024
  151. Festival Advance to Canvassing & Door Collection Agents reg dt 11-09-2024
  152. Festival Advance to Gold Appraiser reg dt 11-09-2024
  153. Festival Allowance to Retired Employees dt 11-09-2024
  154. Payment of Performance Incentive to Employees for the FY 2023-24 dt 11-09-2024
  155. Payment of Bonus & Spl Festival Allowance for the year 2023-24 dt 11-09-2024
  156. Festival Allowance to Gold Appraisers (Removed & New) dt 12-09-2024 
  157. Payment of Secial Festival Allowance reg dt 11-09-2024
  158. SLI & GIS More Instructions dt 12-09-2024
  159. Kandala Co operative Bank_details of liability called dt 23-09-2024
  160. New POS Machine from Federal Bank reg dt 25-09-2024 
  161. Settlement of PBNP cases in Aswas 2024 reg dt 25-09-2024
  162. TDS Rate Change in Agency  Commission from 01-10-2024 Intimation reg dt 27-09-2024
  163. Accounting of Credit Note related to Incentive Recovery reg dt 27-09-2024 
  164. LWF_Scholarship reg dt 28-09-2024
  165. Cir 39-2024 (BD) Introduction of Business Promoters - Reg dt 28-09-2024
    1. Apointment of Business Executives reg_Invitation dt 25-09-2024
    2. Invitation dt 25-09-2024_Whats App Status
  166. Entering Details of Balance Sheet filing in CASBA reg dt 01-10-2024
  167. Raincoat to Agents reg dt 01-10-2024 
  168. Reconciliation of inter units accounts_Urgent steps to reconciling reg dt 04-10-2024
  169. KSFE Galaxy S II_Review Meeting online on 15-10-2024 dt 07-10-2024
  170. GST Payment asper RCM (Reverse Charge Mechanism) while making Office Rent Payment reg dt  09-10-2024
  171. Chitty Prior Sanction details called dt 14-10-2024
  172. Information regarding property sale dt 14-10-2024
  173. Accounts & Outstanding of Sri CR Shaji reg dt 16-10-2024
  174. Evaluation of KSFE Galaxy S II in HO reg dt 17-10-2024
  175. KSFE Gold Loan Business crossed 7000 Cr reg dt 19-10-2024
  176. Cir 40-2024 (BD) Salary Certificate Acceptance - Inclusion -Malabar Cements - Reg dt 22-10-2024 
  177. Cir 41-2024 (CS) 2024 Malayala Dinakhosham & Bharana Bhasha Vaaraghosham reg dt 22-10-2024
  178. Cir 42-2024 (FA) Profitability of Branches -Guidelines issued - Reg dt 22-10-2024_Format of profitability statement 2023-24
    1. 42-2024 (FA) Format of profitability statement 2023-24
    2. 42-2024 (FA) Profitability 2023-24
    3. 42-2024 (FA) Profitability 2024 data entry tips
  179. Cir 43-2024 (FA) Restriction in Banking nature transactions reg dt 26-10-2024
    1. POS MACHINE SAMMATHA PATHRAM
    2. 43-2024 (FA) One month relaxation dt 26-10-2024
    3. 43-2024 (FA)  Addendum dt 22-11-2024
  180. Cir 44-2024 (BD) November 6 - KSFE Day Celebration - Reg dt 0-10-2024
    1. 44-2024 (BD) Banner 55 anniversary 2024
  181. Cir 45-2024 (BD) KSFE Galaxy Chittikal' Series 3 - Reg dt 01-11-2024
    1. Banner galaxy 3x6
    2. Galaxy chitty leaflet series 3 
  182. Cir 46-2024 (Legal) POA (Power of Attorney) Uniform Format - Reg dt 11-11-2024
    1. FORMAT OF POA dtd 11.11.2024 (Word)
    2. FORMAT OF POA dtd 11.11.2024 (PDF)
  183. Cir 47-2024 (BD) Introducing KSFE Agents App - Reg dt 13-11-2024
    1. Distribution & Training of Agents App & POS Machine reg dt 05-11-2024
  184. Conducting Customer Meet 2024 dt 01-11-2024 
    1. Invitation customer meet 
    2. KSFE Customer Meet_backdrop 6x3
    3. KSFE Customer Meet_Standee 3x6-1
    4. KSFE Profile as on 31.10.2024 dt 05-11-2024
    5. Note for Customer Meet dt 05-11-2024
    6. Customer Meet_Report called by Planning dt 16-11-2024
    7. Customer Meet_Report called by Planning dt 16-11-2024_Format Word
    8. Customer Meet_Report called by Planning dt 16-11-2024_Format PDF
  185. Payment of Advocate Bill_Instructions reg from Legal HO dt 03-11-2023
  186. KSFE Galaxy S II_Evauation Meeting by HO (Online) dt 04-11-2024
  187. Renewal of Insurance policy of Agents & Appraisers_Data called reg dt 05-11-2024
  188. Region Wise Top Performed Agents from 01-04-2024 to 30-09-2024
  189. Appointment of Sri.Sreekumar P as GM (B) reg dt 06-11-2024
  190. Sevana Avakasa Act report called dt 13-11-2024
  191. In RR Files_External Party as POA reg_Letter from DGM (Rec) dt 14-11-2024 
  192. Promotion Test 2025 Provisional Eligibility List Publishing reg dt 14-11-2024
    1. AM Test _Eligibility List
    2. Manager Test _Eligibility List
  193. On Job Training (OJT) to VHSE Students reg dt 18-11-2024
    1. On Job Training (OJT) to VHSE Students Certificate
  194. Banning of unregistered Deposit Schemes Act 2019 reg dt 20-11-2024
  195. The Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 (POSH Act)_constituting internal complaints committee reg dt 21-11-2024
    1. FORMAT POSH ACT 2013
  196. Calendar Distribution list for 2025
  197. Application form for appointment as DC AGENT in KSFE Ltd 08

2023
  1. Cir 01-2023 (BD) Enhancement of Personal Surety Limits_Surety Norms dt 05-01-2023
  2. Cir 02-2023 (P& HR) Scholarship to the children spouse of employees for the year 20222-23 dt 06-01-2023
  3. Cir 03-2023 (P&HR) Revision of DA w.e.f. 01.01.2023 dt 06-01-2023
  4. Change in Allotting Daily Passwords in CASBA dt 06-01-2023
  5. Digital Diary Kerala 2023 with Important Phone Numbers
  6. Digital Marketing Training_List called dt 10-01-2023
  7. Forwarding of hard copies of RR files immediately to HO - reg_Letter from DGM(Rec) dt 10-01-2023
  8. Notice regarding Income Tax Exemption in HRMS dt 16-01-2023
  9. Transfers and postings of Assistants - kept in abeyance -reg dt 10-01-2023
  10. Work Order or Assignment reg dt 09-01-2023
  11. Updation of Service details in HRMS dt 20-01-2023
  12. Collecting Data reg Financial Loss to Company and Correption reg dt 25-01-2023 
  13. Employees retiring in 2024 - Liability called for dt 23-01-2023  
  14. Notice_Republic Day 2023 reg dt 24-01-2023
  15. Notice - Leave Statement dt 27-01-2023
  16. Notice_Martyrs' Day reg dt 27-01-2023
  17. Tentative Seniority List of test qualified Assistants- 2023 dt 30-01-2023
  18. Delivering Daily Passwords of Permanent Employees in CASBA to their personal mobile number dt 30-01-2023
  19. Data Collection in Pending Audit Query reg dt 31-01-2023
  20. Delay in realization of Cheques -Final aleart-reg dt 31-01-2023
  21. Cir 04-2023 (BD) Bhadratha Smart Chittikal 2022- Extension upto 28-02-2023 reg dt 31-01-2023
  22. Cheque Clearance within 7 working days reg dt 03-02-2023 
  23. Importance of timely clearance of Cheque reg dt 03-02-2023
  24. Appointment of Asst.General Manager (Legal) dt 04-02-2023 
  25. CUG mobile directory dt 04-02-2023
  26. General Transfer 2023_request through HRMS dt 04-02-2023
  27. Exhibiting Bhadratha Smart Chitty Banner (5Nos) reg dt 07-02-2023
  28. Non Receipt of Audit Report from IAD Teams reg dt 09-02-2023
  29. Notice_Entering Service Particulars in HRMS reg dt 09-02-2023
  30. Banning of Unregulated Deposit Scheme Act -2019 reg_Letter from AGM(T), TVM(R) dt 13-02-2023
  31. Details of Office Premises called for dt 13-02-2023 
  32. Printing & Distribution of Notice with Newspapers-Reg dt 14-02-2023
    1. NOTICE A
    2. NOTICE B
    3. NOTICE C
  33. Seniority List of Subordinate Staff qualified in the PSC test dt 08-02-2023
  34. Seniority list of test qualified  Assistants dt 14-02-2023
  35. Cir 05-2023 (BD) Acceptance of  salary certificate of permanent employees of  KSDPLtd dt 10-02-2023
  36. 06-2023 (BD) Changes in Personal Surety Norms_Professionals have minimum salary of Rs.75000 reg dt 13-02-2023
  37. New Chitty Enquiry_Tracking new method dt 16-02-2023
  38. General Transfer 2023_Extension of last date reg dt 21-02-2023
  39. OA Final seniority list_Seniority list of Employees in Cadre of Subordinate Staff Who Qualified the Eligibility Test of PSC dt 20-02-2023
  40. Earned Leave Surrender Clarification Order dt 25-02-2023.
  41. Earned Leave Surrender for the FY 2022-23 dt 28-02-2023 
  42. Notice - Jeevan Reksha Scheme (GPAIS) Modification reg dt 27-02-2023
  43. Est P&L account FY 2022-23 Q4 dt 28-02-2023
  44. Points to note during March-directions dt 01-03-2023 
  45. Vidyasree Default_Clarification dt 07-03-2023
  46. Banning of Unregulated Deposit Schemes Act -2019_Account Freesing reg dt 03-03-2023 
  47. Staff welfare – Scholarship to the children & spouse of company employees for the year 2022-23 reg dt 08-03-2023
  48. Stock of Stationery (Printing items and Computer forms)-Statement called for -reg dt 08-03-2023 
    1. Stock of Stationery - Appendix A
    2. Stock of Stationery - Appendix B
  49. Cir 07-2023 (Taxes) TDS Deduction - PAN wise TDS category Bulk Updation dt 25-02-2023 
  50. Cir 08-2023 (BD) Revision of Interest rates of deposits and loans
  51. Cir 09-2023(BD) - SANJEEVANAM- Non Prized Default Clearing
    1. Sanjeevanam Cash remittance details and Region Target dt 04-03-2023
    2. Sanjeevanam Consolidation 08.03.2023
    3. Sanjeevanam NPA Letter Format - Branch 
    4. Mar-07_Sanjeevanam 6x3
    5. Sanjeevanam BRANCHES Poster  
    6. Sanjeevanam Letter
  52. Earned Leave Surrender for the FY 2022-23
  53. CASBA Updation reg dt 16-03-2023 
    1. Instructions from HO (IT) (To Do after CASBA Server Updation) dt 16-03-2023
    2. Instructions from HO (IT) (To Do after CASBA Server Updation) dt 17-03-2023
  54. Cir 10-2023 (BD) BSC 2022- Period Extension upto 20-03-2023 dt 28-02-2023
  55. Cir 11-2023 (BD) SAMATHA Gold Loan for Women dt 07-03-2023
    1. Samatha Gold Loan Banner 6x3_Final
    2. Samatha Gold Loan Branch wise Target dt 07-03-2023
    3. Samatha Gold Loan Notice A5_Final 
    4. Samatha Gold Loan Region wise Target dt 07-03-2023
  56. Cir 12-2023 (BD) Revised Guidelines for accepting Property Security in the name of Firms & Corp Companies reg dt 13-03-2023 
  57. Cir 13-2023 (BD) Extension of KSFE Bhadratha Smart Chitty 2022 to 22-03-2023 dt 20-03-2023
  58. Cir 14-2023 (Tax) Tracking 15 G 7 15 H new Method from 01-04-2023 reg dt DT 21-03-2023 
    1. CIR 14-2023 PANWISE TRACKING SCREEN SHOT PDF -1 
    2. TDS CATEGORY BULK UPDATION 
  59. GST On Forfeited Veethapalisa Income reg dt 21-03-2023 
  60. TDS on KSFE Sugama, SSA and OD Accounts reg dt 22-03-2023 
  61. Annual closing of accounts for FY 2022-23 (Important points to be complied with at unit level) Reg dt 24-03-2023 
    1. Handbook on Annual Closing 2022-23 ( TVM RURAL)
    2. Notes for Annual Closing_RO MPM
  62. Notice - EPS 95_Option for Higher Pension_Instructions dt 27-03-2023
    1. Notice - EPS 95_Option for Higher Pension_Further Instructions dt 28-03-2023
    2. Notice - EPS 95_Option for Higher Pension_Further Instructions dt 28-03-2023_List of Employees - Emp Code Order
    3. Notice - EPS 95_Option for Higher Pension_Further Instructions for those who joined before 1989 dt 30-03-2023
    4. Notice - EPS 95_Option for Higher Pension_Further Instructions for those who joined before 1989 dt 30-03-2023_Annexure 
  63. KSFE Bhadratha Smart Chitty 2022_Target Achievement_High Tea reg dt 25-03-2023
  64. General Suspense - GMF dt 30-03-2023 
  65. Wrong 15G & 15H to Income Tax Department_Letter to Customers reg dt 31-03-2023
  66. Cir 15-2023 (BD) PBMS Scheme - Discontinued dt 31-03-2023 
  67. Cir 16-2023 (BD) Sanjeevanam Scheme - Extended upto 30-04-2023 dt 31-03-2023
  68. Deferment of Periodical Surrender of Earned Leave till 30-06-2023 dt 31-03-2023 
  69. Festival Advance in connection with Vishu 2023 reg dt 31-03-2023 
  70. Points to remember in new FY 2023-2024 in TDS & GST_Letter from GM(F) dt 01-04-2023 
  71. Security measusres - Easter Holidays 2023 dt 03-04-2023
  72. Notice-Vishu 2023_Festival Advance published in HRMS dt 11-04-2023
  73. HRMS - Income Tax Refund roll dt 05-04-2023
  74. FESCA - Circular No 08-2023 dt 11-04-2023
    1. FESCA - Common Conditions for Regional Arts Festival dt 25-04-2023
    2. FESCA - Additional Conditions for Regional Arts Festival dt 27-04-2023
  75. Cir 17-2023 (BD) New Scheme_KSFE Diamond Chits dt 17-04-2023
    1. KSFE Dimond Chitty 2023 - Inauguration Notice dt 13-04-2023
    2. KSFE Diamond Chitty 2023_Banner 6x3
    3. KSFE Diamond Chitty 2023_leaflet two side
    4. KSFE Diamond Chitty -Bannerr, Notice
    5. KSFE Diamond Chitty -Banner, Notice_Instruction dt 18-04-2023
  76. Notice - Leave Accrual in HRMS reg dt 12-04-2023
  77. Resumption Certificate from Treasury reg dt 25-04-2023
  78. FESCA - Invitation dt 03-05-2023
    1. FESCA Inauguration @Thrissur Invitation dt 09-05-2023_Letter 
  79. Details of Rent paid during FY 2022-2023_Letter from AGM(GAD) dt 09-05-2023
  80. Posting of PA to MD_Gopakumar G dt 18-05-2023 
  81. Sanjeevanam_Details from HO dt 19-05-2023
  82. Cir 18-2023 (Legal) Property security - Submission of Original prior documents within 13 years - amendments - Reg dt 11-05-2023
  83. Cir 19-2023 (FA) Acceptance of Currency notes of Denomination Rs.2000 - Directions dt 20-05-2023
  84. Disposal of old papers_Directions from GAD dt 22-05-2023
  85. Gold Loan Disbursement Branchwise dt 22-05-2023
  86. Samatha GL Draw @ HO TSR on 26-05-2023 dt 23-05-2023
  87. Cir 20-2023 (BD) Malpractice of Canvassing agent - Sri.Sunil.S (Ayyanthole branch)- Reg dt 24-05-2023
  88. Cir 21-2023 (IA&V) A software tool for finding out Defaulters dt 27-05-2023
  89. Cir 22-2023 (BD) Company Yearly Target & Amount spend for advertisement for Branches & ROs dt 30-05-2023
  90. Cir 23-2023 (BD) Samatha Gold Loan Mega draw Result dt 30-05-2023
  91. Cir 24-2023 (BD)  Salary Certificate Acceptance - Inclusion - Mammiyur Devaswom  dt 31-05-2023
  92. Cir 25-2023 (BD)  Salary Certificate Acceptance - Inclusion - Kerala Clays & Ceramic Products Ltd dt 31-05-2023
  93. Cir 26-2023 (FA) Profit and loss account and balancesheet in respect of Chit Business for the year ended 31-03-2023 dt 07-06-2023
    1. Cir 26-2023 (FA) Profit and loss account and balancesheet Annexure
    2. Cir 26-2023 (FA) Profit and loss account and balancesheet Annexure2
  94. BSNL FTTH Connection to our Branch_Board Sanction accorded dt 23-05-2023
  95. Invitation Letter_Samatha Gold Loan_Mega Draw dt 25-05-2023
    1. LuckyDraw_Samatha_Banner_6x3-1 dt 24-05-2023
  96. Est P&L account FY  2022-23 Q1 dt 30-05-2023
  97. Buds Act DT 12-06-2023
  98. Present Status of Court cases and Police cases pending in branch_called dt 13-06-2023 
  99. Prior Sanction details called from Business dt 13-06-2023
  100. Dash Board reg dt 15-06-2023
  101. Exemption in Duty Time to Parents having 40% more disable Children reg dt 19-06-2023
  102. FESCA Kalolsavam 2023 - Invitation
  103. CDRC Cases Special Instructions reg dt 22-06-2023
  104. HOC RR Reconciliation 2022-23- confirmation reg dt 22-06-2023
  105. BUDS Act - Details to be Furnished dt 23-06-2023
  106. Cir 27-2023 (FA) Profitability of branches - Guidelines issued to arrive at actual operational results for FY 2021-2022 reg dt 19-06-2023 
    1. 27-2023 (FA) Profitability of branches - Annexure
  107. Cir 28-2023 (IT) Office Computer & Other IT items Scap Sales reg dt 30-06-2023 
    1. 28-2023 (IT) Annexure 
  108. Cir 29-2023 (BD) Enhancement of limit of Chitty Loan upto 2 Crores dt 30-06-2023
  109. CHITTY BRANCHWISE dt 30-06-2023
  110. GOLD BRANCHWISE 30-06-2023
  111. GOLD LOAN 20 Cr Club
  112. NHFS BRANCHWISE 30-06-2023
  113. NPD BRANCH WISE LIST WITH SALA 5 Cr.Above dt 30-06-2023
  114. NPD BRANCHWISE LIST WITH SALA 1 Cr.Above & Below 5 Cr dt 30-06-2023.
  115. NPD BRANCHWISE LIST WITH SALA Below 1 Cr dt 30-06-2023.
  116. Contract Agreement for Courier Services with Professional Courier dt 01-07-2023
  117. 15GH Upload FY 2023-24 Q1  dt 01-07-2023 
  118. FORM 16A for FY 2022-2023 to Customers dt 01-07-2023
  119. Notice Earned Leave surrender dt 01-07-2023 
  120. GO(P) No.65-2023-Fin DT 27-06-2023 - New Salary Certificate Norms
  121. FESCA - Notice - State Performance Marks dt 02-07-2023
  122. KSFE Diamond Chitty_New Advertisement Materials forwarding reg dt 10-07-2023
    1. KSFE Diamond Chitty_7x3 Banner
    2. KSFE Diamond Chitty_Family Leaflet
    3. KSFE Diamond Chitty_Leflet
  123. Linking of PAN & Aadhar reg dt 15-07-2023
    1. Linking of PAN & Aadhar reg dt 15-07-2023_INOPERATIVE PAN
  124. Cir 30-2023 (P&HR) Enhancement of DA to 38% dt 19-07-2023 
  125. Cir 31-2023 (GAD) Uniforms to Part Time Employees reg dt 19-07-2023
  126. Cir 32-2023 (BD) To include chitties registered from 01-04-23 as part of KSFE Diamond Chittikal dt 20-07-2023
  127. Cir 33-2023 (BD) Delegation of Powers in Micro Branches - Reg dt 25-07-2023
  128. Modification in Payment Voucher & GST Payment Voucher reg dt 21-07-2023
  129. Transfer and Posting of AMs & DMsRelieving of Incumbents reg dt 26-07-2023
  130. EHL Certificate download reg dt 27-07-2023
  131. Buds Act dt 27-07-2023
  132. Buds Act dt 03-08-2023 
  133. Installation of SOC Agent_Instructions from IT dt 03-08-2023 
  134. Mega Draw Intimation of Low Key Campaign 2022 & KSFE Bhadratha Smart Chitty 2022 @ TVM on 09-08-2023 dt 04-08-2023
    1. Mega Draw FB Live on 09-08-2023_Letter from Planning dt 07-08-2023
    2. Mega Draw Intimation Banner 6x3
    3. Mega Draw Intimation Banner 6x3 PDF
    4. Megadraw_Low Key 2022 & Bhadratha Smart Chitty 2022_Final List reg dt 08-08-2023
    5. Notice - Bhadratha Smart Chittikal 2022_Mega Draw_Including Chitties registered upto 31-03-2023 Reg dt 07-08-2023
    6. Notice_Youtube Live of function @ 09-08-2023_Instructions from RO dt 07-08-2023
  135. FESCA Circular 10 - 2023 dt 07-08-2023_Pookkalam
  136. Reconciliation of HOC & ROC_Furnishing of data reg dt 07-08-2023
  137. MD's Message regarding Gold Loan dt 08-08-2023 
  138. Notice - Transfer Request through HRMS upto 19-08-2023 dt 10-08-2023
  139. Forwarding of Hand Book on RTI Act 2005 by IMG TVM 2022 by Legal dt 08-08-2023
    1. Hand Book on RTI Act 2005 by IMG TVM 2022
  140. Managers Conference @ HO within frst week of September dt 14-08-2023
  141. Notice_Independance day dt 14-08-2023
  142. Notice_Sadbhavana Diwas 2023 dt 17-08-2023
  143. Cir 34 -2023 (BD) New Scheme Onappudava from 17-08-2023 to 25-06-2023 dt 11-08-2023
    1. Cir 34-2023 Annexure
    2. Onappudava Banner
  144. Cir 35-2023 (BD) Confirming salary details of Permanant employees - Instructions - Reg dt16-08-2023
  145. Cir 36-2023 (BD) KSFE Bhadratha Smart Chittikal 2022 & Low Key Campaign - List of Prize Winners - Reg dt 16-08-2023
  146. Cir 37-2023 (GAD) Printing & Supply of calendar and diary for the year 2024 - Requirement of additional Company diary - Reg dt 17-08-2023
  147. Accounting of GST Payment Voucher (Goods) dt 17-08-2023
  148. Notice - Festival Advance dt 16-08-2023 
  149. TDS Caterory Updation in Sugama & SSA Accounts dt 21-08-2023
  150. Onetime Settlement of Removal & Substitution filing reg dt 21-08-2023
  151. Payment of Bonus & Special Festival Allowance for the year 2022-2023 reg dt 22-08-2023
  152. Onam 2023 - Festival Allowance - Retired Employees dt 22-08-2023
  153. Onam 2023 - Payment of Special Festival Allowance to Appraiser and Agents dt 22-08-2023
  154. Chitty Prior Sanction details called dt 23-08-2023 
  155. Est P&L account FY 2022-23 Q2 dt 23-08-2023
  156. Onam 2023 - Disbursement of Salary for the month of August 2023 in Advance dt 24-08-2023
  157. Notice - Disbursement of Festival Allowance through HRMS dt 23-08-2023
  158. Buds Act dt 23-08-2023
  159. Buds Act dt 04-09-2023
  160. Onam 2023 - Advance to Agents dt 22-08-2023
  161. Onam 2023 - Advance to Gold Appraiser dt 22-08-2023 
  162. Payment of Performance Incentive to Employees for the FY 2022-2023 dt 25-08-2023
  163. Onam 2023 - Advance Salary to Appaiders dt 26-08-2023
  164. Cir 38-2023 (GAD) Security Measures to be taken during ONAM holidays 2023 - Reg dt21-08-2023
  165. Cir 39-2023 (BD) Modification of Agency System & Commission - Reg (CVL & KHL) dt 01-09-2023
  166. Notice_Default of Company Employees - Reg dt 01-09-2023
  167. Transfer & Posting of AMs & DMs_Relieving order dt 01-09-2023
  168. Delay in Filing removal and Substitution_One month time for filing dt 04-09-2023
  169. Notice - Incentive recovery reg dt 08-09-2023
  170. HRMS - Personal details of Employees reg dt 13-09-2023
  171. Convening of meeting with Branch Managers and AM (Admin) @ HO on 16-09-2023 dt 11-09-2023
  172. Forwarding of Handbook on RTI Act 2005 by IMG TVM 2022 dt 08-08-2023
    1. Handbook on RTI Act 2005 by IMG TVM 2022
  173. FESCA Circular 11- 2023 dt 14-09-2023_Athapookkalam Result
  174. RR Steps started cases in branches reg dt 15-09-2023
  175. FESCA Circular 12-2023 Chess, Carroms  Badminton Competetitions reg dt 27-09-2023
  176. Details of Chitty or Loan closed under interest waiver scheme reg dt 07-09-2023
  177. Buds Act dt 16-09-2023
  178. Cir 40-2023 (BD) KSFE Pravasi Chitty - Renewal of Directions to Branches & Regional offices dt 19-09-2023
  179. Cir 41-2023 (GAD) Purchase of Smart Phone not exceeding Rs.10000- to all branches dt 20-09-2023
    1. Cir 41-2023 (GAD) Purchase of Smart Phone not exceeding Rs.10000- to all branches dt 20-09-2023_Further Clarification dt 06-10-2023
  180. Cir 42-2023 (BD) Stoppage of Emergency protection  imposed to Chitty subscribers - Reg dt 26-09-2023
  181. Cir 43-2023 (BD) Change of Procedures for acceptance of Gold loan & Security Appraiser Fee, Appraiser Appointment etc dt 30-09-2023
  182. Cir 44-2023 (FA) Profitability of branches - Guidelines issued -Reg dt 07-10-2023
    1. 44-2023 (FA) Profitability of branches - Annexure
  183. Notice - SLI & GIS Reg dt 15-09-2023
  184. BSNL VPN over FTTH Connection reg dt 20-09-2023
  185. Shifting of holiday from 27-09-2023 to 28-09-2023 reg dt 26-09-2023
  186. Postponement of Chitty Auctions on 27-09-2023 & 28-09-2023 to 29-09-2023 reg dt 26-09-2023_Letter from HO
  187. 15G/H Uploading FY 2023-24 Q2 29.09.2023 letter  
  188. KSFE Diamond Chitty Target Achievement reg_Letter AGM (Business) dt 27-09-2023
  189. Those who have remitted cash in GS Account for Interest Concession reg dt 30-09-2023
  190. Starting of Agent Bhadratha Sugama Account reg dt 03-10-2023
  191. Launching of Mobile Application on October 11_Live Streaming reg dt 07-10-2023
  192. GOLD LOAN BRANCHWISE ason 30-09-2023 
  193. LWF_Scholarship 2023-2024 dt 09-10-2023
  194. Fresh RRC in RRC Cancelled cases reg dt 12-10-2023 
  195. Non linking of Aadhar with PAN_TDS Deduction reg dt 20-10-2023
  196. Cir 45-2023 (BD) Announcement of new chitty scheme (KDC 2.0) during the second phase of FY 2023-24 -Reg dt 09-10-2023
    1. 45-2023 (BD) Addendum KDC 2.0_Prize to branches & Regions for Excess business Reg dt 04-12-2023
  197. Cir 46-2023 (IT) Mobile App- KSFE POWER reg dt 10-10-2023
    1. KSFE mobile app (Admin) Usermanual
  198. Cir 47-2023 (BD) Obtaining Prior Sanction for commencung chitty from Govt reg dt 27-10-2023
  199. Cir 48-2023 (CS) Malayala Bhasha dinam_Bharana Bhasha Dinam reg dt 27-10-2023
  200. Cir 49-2023 (BD) KSFE Compaign - 'Power App Punch' - Reg Dt 31-10-2023
  201. Cir 50-2023 (BD) November 6 - KSFE Day -Reg dt 03-11-2023
    1. KSFE_Day_Banner_6x3_New
  202. Evaluation of GL business dt 08-11-2023
  203. Cir 51-2023 (Recovery) Implementation of RMS (Receivables Management System) Reg dt 30-11-2023
  204. Details of Appraiser called for dt 27-10-2023
  205. Agency system - Terms & Conditions - Reg dt 27-10-2023 
  206. GS,RSC,APSTC & Salary Recovery amount if any should transfer to SDT reg dt 28-10-2023
  207. Add GSTN in Customer Register reg dt 30-10-2023
  208. HRMS-update of personal details
  209. Payment of Advocates bill reg dt 03-11-2023 
  210. Regional Level Marketing Team (RLM) Start functioning reg dt 06-11-2023
  211. Inoperative PAN -TDS category Updation Dt 9-11-2023 
  212. On Job Training (OJT) to VHSE Students in our branches reg dt 10-11-2023
  213. Mob App Branchwise Consolidation (09.11.23) Consolidation
  214. PBMS Project details called for dt 13-11-2023
  215. Renewal of Insurence_Details of Agents & Appraiser caleed for dt 14-11-2023
  216. Yearly target achievers 2023-24 dt 15-11-2023
  217. Notice_Income Tax Computation for the Financial year 2023-2024 for the employees - reg dt 21-11-2023
  218. Mob App Consolidation 25.11.23
  219. Est P&L account FY  2023-24 Q3 dt 23-11-2023 
  220. FESCA -- CHESS - CAROMM TOURNAMENT -   INVITATION CARD
  221. FESCA Circular 13-2023 Conducting State Level Competitions in Chess and Carroms dt 07-11-2023
  222. FESCA Circular 14-2023_Chess & Carroms Winner dt 20-11-2023 
  223. FESCA Circular 15-2023_Compatetion Result dt 22-11-2023
  224. Buds Act dt 14-11-2023
  225. Buds Act dt 23-11-2023
  226. Balance in Appraisers fee payable reg dt 25-11-2023
  227. POWER APP 100 % Acheivers dt 25-11-2023
  228. GPAIS Premium deduction reg dt 28-11-2023 
  229. Insurance Ptotection to DC Agents & Apraisers_Publishing Final List reg dt 29-11-2023
    1. Insurance Ptotection to DC Agents & Apraisers_Annexure
  230. FB Live by Chairman on 01-12-2023 @ 11 AM dt 30-11-2023
  231. POWE APP FINAL dt 30-11-2023
  232. New Softwares reg_Letter from IT dt 02-12-2023 
  233. Report Called for Delay in Courier Service dt 05-12-2023
  234. Festival Advance in connection with Christmas 2023 dt 07-12-2023
  235. PBNP Calculation sheet from HO dt 07-12-2023
  236. Human Rights Day Pledge reg dt 08-12-2023 
  237. KSFE - Agent App -Reg dt 08-12-2023
  238. Letter to Agents reg dt 08-12-2023
  239. Cir 52-2023 (BD) Campaign Power App Punch_Announcing Results dt 06-12-2023
  240. Cir 53-2023 (P&HR ) Accepting application for EHL,AHL,EVL - Revised norms - Reg dt 08-12-2023
  241. Cir 54-2023 (P&HR ) Retirement of Company Employees - Reg dt 08-12-2023
    1. Addendum - Circular No.54-2023 (P&HR) Retirement in 2025 dt 28-12-2023
  242. Cir 55-2023 (IA&V) Renaming & Rearranging of IAD Teams RO Wise reg dt 12-12-2023
  243. Automated call to Subscribers in RMS_DC Suspense Tr reg dt 12-12-2023
  244. Installation-Browser-RMS
    1. RMS User Manual dt 01-12-2023 
    2. RMS Usermanual_ dt 05-12-2023
    3. RMS User Manual Update dt 11-12-2023
    4. RMS User Manual_Updated dt 14-12-2023
    5. RMS User Manual updated dt 22-12-2023
  245. Insurance Protection to DC Agents & Apraisers_Publishing Final List reg dt 06-12-2023
    1. Insurance Protection to DC Agents & Apraisers_Annexure
  246. Credit Balance in Appraiser fee Payable as on 30-11-2023
  247. Automated call in RMS_DC Suspense transfer before 2PM reg dt 18-12-2023
  248. Cir 56-2023 (Recovery) Initiation of RR action in CAMRA from 21-12-2023 to 31-01-2024 dt 21-12-2023
    1. Annexure - Circular No.56-Initiation of RR in CAMRA portal
  249. Cir 57-2023 (BD) Revised Appraiser Fee wef 01-01-2024- Reg dt 26-12-2023
  250. Cir 58-2023 (P&HR) Staff welfare - Scholarship - 2023-24 - Applications called for dt 26-12-2023 
  251. Cir 59-2023 (BD) Personal surety - Accepting GDS (India Post Department) - Inclusion - Reg dt 26-12-2023 
  252. NOTICE -Distribution of New Year Cake 2024 reg dt 21-12-2023
    1. NOTICE -Distribution of New Year Cake 2024 reg dt 21-12-2023_Annexure
  253. KPL Liability Verification_Software Pilot Testing reg dt 26-12-2023
    1. KPL Liability Verification_Swift RCL_User Manual dt  26-12-2023
  254. GPAIS & GIS_Submission of Nomination - Reg dt 28-12-2023
  255. YEARLY TARGET ACHIEVERS AS ON 28.12.23
  256. 15G/H Uploading FY 2023-24 Q3 30.12.2023 letter 
  257. Reconciliation of HOC & ROC reg dt 27-12-2023

2022
  1. Cir 01-2022 (P&HR) Special leave for Covid 19_further Instructions & GO dt 01-01-2022
  2. Cir 02-2022 (BD) Chitty Business reg Circular & Consolidation of Business dt 05-01-2022
    1. Cir 02-2022 Chitty Business Consolidation  as on 05.01.2022
  3. Cir 03-2022 (P&HR) Retirement of Company Employees in 2023 dt 12-01-2022
  4. Cir 04-2022 (P&HR) Scholarship to the children-spouse of company employees dt 12-01-2022
  5. Cir 05-2022 (BD) KSFE Ajayya Gold loan scheme for Ladies only dt 12-01-2022
    1. Ajaiya Gold Loan - Declartion and Data Upload dt 21-01-2022
    2. Ajayya GL Declaration format
    3. Ajaya gold loan leaflet (Notice)-1
    4. Ajayya Gold Loan -Notice & Banner forwarding reg dt 14-01-2022
    5. KSFE ajaya gold loan Banner 6x3 2-2
  6. Cir 06-2022 (BD) Withdraw of Form of Undertaking-reg dt 13-01-2022
  7. Conversion of TPA Account into TSB(Institution) Final Confirmation_Letter from GMF dt 11-01-2022
  8. 15G/15H CSV File Upload Directions 12.01.2022
  9. PBMS-Promoting PBMS Scheme by branches - reg_Letter from MD dt 06-01-2022
  10. Cir 07-2022 (BD) GPA Insurance Policy for Agents & Appraisers reg dt 13-01-2022
    1. Cir 07-2022 (BD) Annexure 
    2. G P A Insurance Policy Certificate of Appraisers & Agents
  11. Cir 08-2022 (RECOVERY) RR Initiation by the Branches-Directions dt 15-01-2022
  12. Cir 09-2022 (P&HR) COVID-19-New Directions from Goverment dt 18-01-2022
  13. Cir 10-2022  (P&HR)  COVID-19-Containment-New Directions-reg dt 21-01-2022
  14. Cir 11-2022 (BD) Accepting Salary Certificate of KCHR Employees-reg dt 21-01-2022
  15. Cir 12-2022  (P&HR)  Special Casual Leave on Quarantine -New guidelines - Reg dt 24-01-2022
  16. Cir 13-2022  (P&HR)  Revision of Dearness Allowance-Reg dt 24-01-2022
  17. Cir 14-2022 (BD) Property Acceptance - Valuation & Sanction Limit - Reg dt 28-01-2022
  18. Pay Revision (2017) - Disbursement of Arrears(3rd Instalment) dt 15-01-2022
  19. Ashwas 2021-Settlement of Non Prized Accounts-Clarification-reg dt 21-01-2022
  20. Aaswas 2021- Date Extension upto 28-02-2022 dt 31-01-2022
  21. TDS Exemption under sec 194A_Letter & Notification from GM(F) dt  27-01-2022
  22. Cir 15-2022 (TAX) Procedures on Accepting FD-CSDT-STD-Sugama Deposits - Reg dt 03-02-2022
    1. TDS ON INTEREST AT A GLANCE dt 07-02-2022
  23. Cir 16-2022 (P&HR) COVID-19-New Directions from Government - Reg (WFH) dt 07-02-2022 
  24. 15G or H Update Report in  CASBA PAN wise dt 28-01-2022
  25. Cash Chellan reg_Letter from AGM(GAD) dt 03-02-2022
  26. Recovery Accounting from Pay Revision  Arrear Reg dt 02-02-2022
  27. General Transfer 2022 - Request via HRMS dt 09-02-2022
  28. Prior Sanction letter_from AGM(B) dt 09-02-2022 
  29. Vidyasree_Entry in Application Software dt 14-02-2022
  30. PBMS - Property Security - Third party Mortgage_Clarification dt 16-02-2022
  31. Cir 17-2022 (IA & V) Precautionary Measures in Branches - To Check Various Frauds - Directions - Reg dt 07-02-2022
  32. Cir 18-2022 (TAX) TDS on Income Tax - Avoiding Penalty for not Deducting Properly - Reg dt 16-02-2022 
  33. Cir 19-2022 (P&HR) Covid 19 - Special Casual Leave - Not Considered for EL- Reg dt 16-02-2022
  34. Cir 20-2022 (P&HR) Covid 19_Cancellation of WFH (Work From Home) dt 16-02-2022
  35. Cir 21-2022 (TAX)  Including GST Registration number of Chitty Subscribers reg dt 19-02-2022
  36. Cir 22-2022 (P&HR)  Accrual of Earned Leave - Clarification - Reg dt 19-02-2022
  37. Auctions Postponed Chitty_Further Guidelines from HO dt 23-02-2022
  38. Clearing Doubts Raised by Customers - Helpdesk - Reg dt 14-02-2022
  39. Details of Default in Vidyasree Scheme_Letter from GM(F) dt 10-02-2022
  40. Direction for submitting Hard copies of RR files generated through CAMRA portal - reg dt 18-02-2022
  41. Estimated P&L account 2021-22_Q4  dt 25-02-2022
  42. House Loan to Employees - Eligibility list (Addl.list) - 2021-22 dt 19-02-2022
    1. Format of Undertaking for E H L dt 19-02-2022
  43. Vehicle Loan to Employees - Eligibility list (Addl.list) - 2021-22 dt 19-02-2022
  44. Gold Appraisers Fidility Insurence reg dt 23-02-2022 
  45. Income tax Exempted Hospitals for Medical Reimbursement dt 23-02-2022
  46. PF Pension not Obtained- Pension Fund not Withdrawn - Details of  PTS Employees - Not Attained 58 Years - Collecting  Reg dt 25-02-2022
  47. Wednesday Khadi dress Goverment order dt 25-02-2022
  48. Deferment of Earned Leave surrender - EL re-crediting to leave account dt 26-02-2022
  49. Aaswas_Date extension upto 31-03-2022 dt 28-02-2022
  50. Proposal Form for Fidelity Guarantee Insurance - New India Assurance Company Ltd.
    1. FIDELITY-GUARANTEE-PROPOSAL-EMPLOYER-AC48
  51. Pay Revision (2017) - Recovery of excess arrears paid dt 28-02-2022
  52. Tax Payee Categoty Tracking dt 28.02.2022
  53. Cir 23-2022 (GAD) Address and Telephone numbers of New branches,Change of Address of Existing branches - Reg dt 26-02-2022
  54. Cir 24-2022 (BD) KSFE Bhadratha Smart Chittikal 2021' - Extended upto 19-03-2022 dt 28-02-2022 
  55. Cir 25-2022 (Recovery) Default recovery drive - Directions to boost recovery - Reg dt 03-03-2022
  56. Cir 26-2022 (BD) International Womens' day - Special prizing scheme for Women subscribers - Reg dt 07-03-2022
  57. E- Pledge against Drugs dt 02-03-2022
  58. Points to note during March – directions dt 02-03-2022
  59. Grade Promotion to SGA as AM(NC) - Leave details called for dt 07-03-2022
  60. Stock of Stationery (Printed items & Computer forms) & Fixed Assets_Statement called for dt 05-03-2022
  61. RFP Preparation of new Core Solution Software reg dt 08-03-2022
  62. Significant change in CASBA software (Moving to Cloud_URL Change) dt 08-03-2022 
  63. Staff welfare - Scholarship 2021-22 dt 08-03-2022
  64. Deduction of TDS in Employees Sugama & OD Accounts dt 15-03-2022
  65. Tentative Seniority list of test qualified Assistants publishing of - Reg dt 14-03-2022
  66. Cir 27-2022 (BD) International Womens' day - Offer Period Extension upto 19-03-2022 - Reg dt 11-03-2022
  67. Cir 28-2022 (BD) Bhadratha Smart Chitty 2021 Extended upto 31.03.2022 dt 19-03-2022
  68. GST ON FORFEITED VEETHAPALISA 21.03.2022 dt 21-03-2022
  69. GST TDS Credit note Verification FY 21-22 dt 21-03-2022
  70. Property Security_Location Certificate reg with GO dt 22-03-2022
    1. GO on stop issuing Location Certificate, Residential Certificate, Life Certificate from Revenue Department_GO No.45-2022RD dt 15-02-2022.
  71. Instruction for closing of accounts 2021-2022 dt 19-03-2022
  72. Notice_Cut off date for starting individual accounts in Vidyasree reg dt 08-03-2022
  73. KSFE Vidyasree reversal of sugama interest reg dt 15-03-2022
  74. KSFE Vidyasree_Starting of individual accounts in Application Software dt 15-03-2022
  75. LIST OF TDS Credit Notes of Units Upto 28.02.2022 in Downloads reg dt 19-03-2022
  76. Annual closing of Accounts 2021-2022_Important points to be complied with unit level reg_Letter from GM(F) dt 19-03-2022
  77. Remuneration paid to casual labours - Work of PTS dt 22-03-2022
  78. Reversal of Sugama Interest in KSFE Vidyasree Sugama accounts reg dt 22-03-2022
  79. Cir 29-2022 (P&HR)  Special  Leave for COVID-19 -Amendment - Reg dt 22-03-2022
  80. Cir 30-2022 (FA)  Appointment of Statutory Auditors - 2021-22 - Reg dt 22-03-2022
  81. Cir 31-2022 (BD) Acceptance of salary certificate - Permanent Employees of Kerala media academy - Reg dt 24-03-2022
  82. Cir 32-2022 (BD) KPL- KHL- Conversion of interest factor from Yearly diminishing to Monthly diminishing dt 30-03-2022
    1. KHL & KPL_EMI_Calculator_New_Monthly Diminishing 
    2. UTILITY_FOR_RCL_NHFS_ver5
  83. Cir 33-2022 (BD) Janamithram Gold Loan - Changes in CASBA reg dt 30-03-2022
  84. Cir 34-2022 (P&HR) National Strike March 2022 - Measures adopted dt 30-03-2022
  85. Cir 35-2022 (BD) Changes in Interest Rates - FD & Gold Loan - Extension of Ajayya Scheme dt 30-03-2022
  86. Cir 36-2022 (BD) PBMS - Extension upto 30-06-2022 dt 31-03-2022
  87. Cir 37-2022 (BD) 2021-2022 FY Chitty Target Achieved dt 31-03-2022
  88. Cir 38-2022 (BD) Formation of New 3 Regional Offices reg dt 31-03-2022
  89. Instructions related to Aswas 2021_Letter from MD dt 30-03-2022
  90. Instructions related to RR Initiation_Letter from MD dt 30-03-2022
  91. Deferment of EL Surrender till 30-06-2022_along with GO dt 31-03-2022
  92. National Strike in March_Marking On Strike in HRMS dt 31-03-2022
  93. Sugama Reserve Account of Gold Appraisers reg dt 31-03-2022
  94. Festival Advance in connection with Vishu dt 01-04-2022
  95. FAQ ON TDS ENTRY FY 2022-23 dt 02-04-2022
  96. Change in the details of Recovery Co-ordination Team Members - reg dt 04-04-2022
  97. Directions related to RR Debtors Statement dt 08-04-2022
  98. Intimating the Draw of Womens Day offer on 12-04-2022 dt 06-04-2022
    1. Womens Day Draw on 12-04-2022 @ HO_Intimation dt 06-04-2022
    2. Women Day Subscribers List dt 11-04-2022
  99. Pay Revision (2017) - Disbursement of Arrears (4th Installment) dt 08-04-2022
  100. Seniority List of Test Qualified Assistants in  2021 dt 07-04-2022
  101. Cir 39-2022 (BD) Low - Key Compaign 2022 dt 02-04-2022 
    1. KSFE Low Key Campaign_Leaflet-01 (JPG)
    2. KSFE Low Key Campaign_Leaflet A4 (PDF)
  102. Cir 40-2022 (BD) International Women's Day 2022 - Mega draw by women - Result  - Reg  dt 12-04-2022
  103. Cir 41-2022 (BD) New Regional Office reg_Change of a branch from KKD Rural to Urban dt 12-04-2022
  104. Cir 42-2022 (CS) Bharana Bhasha Malayalam reg dt 21-04-2022 
  105. Cir 43-2022 (LEGAL) Changes in accepting property security - Reg dt 25-04-2022
  106. Sec 206AB of IT Act_Check list of PAN reg_Letter from GMF  dt 19-04-2022
  107. Recovery from Pay Revision Arrear IV th Insta_Accounting of Credit Note reg dt 21-04-2022
  108. Gold Loan New Notice reg_Letter from AGM (Planning) dt 22-04-2022
    1. KSFE Gold Loan A4 Notice dt 22-04-2022
  109. Procedure for pledging domain (Branch) chitty passbook to NRI chitty dt 29.04.2022
  110. 15G/H Uploading of 2021-22 Q4 as CSV_letter from SM(Tax) dt 04-05-2022
  111. KSFE Vidyasree Accounting related dt 05-05-2022
  112. El Surrender to cook and OAs_GO dt 20-05-2022
  113. 15G/H LETTER FY 21-22  13.05.2022
  114. FD CSDT 15GH Tracking this year 2022-2023_Letter from GM(F) dt 26-05-2022
  115. Pay Revision 2017_Arrear due to Resigned Employees_Disbursement reg dt 26-05-2022
  116. Extension of tenure of Sri-V-P- Subrahmanian_GO(Ms)No34-2022-TAXES dt 31-05-2022
  117. PBMS_Letter from MD dt 01-06-2022
    1. PBMS_Letter from MD dt 01-06-2022_List
  118. Salary Recovery through Spark - intimation letter - reg dt 07-06-2022
  119. Accounting of Gold Sale, Sale of old items, Scrap sales, Sale of Old Newspaper, Miscellaneous Income_reg dt 07-06-2022 
  120. Alert Note No. 1-2022 (BD) Enrolling new customers and sanctioning loans - Precautions - Reg dt 07-06-2022
  121. Cir 44-2022 (FA) P & L Account and Balance sheet in respect of chit business for the year ended 31.03.2022 - Reg dt 07-06-2022
  122. Cir 45-2022 (P&HR) E P F Member  portal - E nominations - Directions - Reg dt 09-06-2022
  123. Cir 46-2022 (Recovery) Non- RR Accounts - Adalath at branch level - Reg dt 15-06-2022
    1. Directions for Non-RR Adalat (Anubandham)
    2. Notice to defaulters-Non-RR Adalat (Santhoshavartha)
    3. Directions for Non-RR Adalat (Anubandham)_Letter from GM(F) with Forms and Letter to Defaulters dt 17-06-2022
    4. Form No.1-Non-RR Adalat
    5. Form No.2-Proceedings-Non-RR Adalat
    6. Form No.-3-Non-RR Adalat ( A&B)
    7. Intimating Non RR Adalath Collection to HO in Google Form reg dt 30-06-2022 
    8. Modification in Form No 1 of adalath mela Non RR Cases dt 20-06-2022
      1. Modified Form No-1
    9. Non R R Adalath - Guidelines -Reg dt 22-06-2022
    10. Proceedings to Defaulters after adalath_Letter from DGM(Rec) dt 02-08-2022
  124. Cir 47-2022 (P&HR) Enhancing the limit of liability waiver of employees - Reg dt 16-06-2022
  125. Cir 48-2022 (BD)  Revision of interest rates of Deposits & Loans - Reg dt 18-06-2022
  126. KSFE Toll free number - Reply to queries - Agency Assigned - Reg dt 16-06-2022
  127. Deferment of EL Surrender till 30-09-2022_along with GO dt 17-06-2022
  128. Extension of Date of filing Balance sheet due to Covid 19 upto 30-06-2022 with GO dt 17-06-2022
  129. Minutes of Meetings with Union Leaders on Pension Staff Norms gradation etc
  130. KSFE Toll free number - Reply to queries - Agency Assigned - Reg dt 16-06-2022
  131. Contract agreement for courier service - Ms.Sree Gokulam speed & Safe courier services - reg dt 28-06-2022
  132. Send Form 16A Certificates to Customers_Letter from SM(T) dt 30-06-2022 
  133. Uploading of 15GH FY 2022-23 Q1_ Letter from SM(Tax) dt  01-07-2022
  134. Cir 49-2022 (BD)  PBMS - Period Extension upto 30-09-2022 Reg  dt 01-07-2022
  135. Cir 50-2022 (BD)  Ajjayya Gold loan scheme  Extended upto 31-07-2022 reg dt 01-07-2022
  136. Cir 51-2022 (P&HR)  Enhancement of child care allowance - Reg wef 01-04-2022 dt 04-07-2022
  137. Cir 52-2022 (P&HR)  Amendment in the norms of Employees House Loan Scheme - Reg dt 05-07-2022
  138. Cir 53-2022 (P&HR)  Revision of DA wef 01-07-2022- Reg dt 05-07-2022
  139. Cir 54-2022 (BD)  Changes in accepting Property & Flat towards security to Chitty - Reg dt 13-07-2022
  140. Jagrathakurippu-RO TSR dt 08-07-2022
  141. Low Key Campaign (LKC) Period Extension upto 15-07-2022 Reg dt 01-07-2022
  142. Filing of Income Tax Return-Form 16 for the financial year 2021-2022 dt 13-07-2022
  143. Reconciliation & Confirmation of HOC (General) account 2021-2022 dt 13-07-2022
  144. Cir 55-2022 (Legal)  Enhancement of Part Time Legal Adviser's (RO) Fee dt 14-07-2022
  145. Cir 56-2022 (FA)  Enhancement of GST on Chitty Services - Reg dt 16-07-2022
  146. Cir 57-2022 (IA&V)  Implementing a web-based application to review audit reports- guidelines issued dt 19-07-2022
  147. Cir 58-2022 (BD)  Accepting salary certificate of Kerala State Coir Corporation Ltd - Reg dt 20-07-2022
  148. Cir 59-2022 (P &HR) Supply of Balance Laptop under Vidyasree Scheme - On Discount - Reg dt 22-07-2022
  149. Cir 60-2022 (BD) KSFE Bhadratha Smart Chittikal 2022 (BSC 2022)- Reg dt 22-07-2022
  150. Low Key Campaign (LKC) Period Extension upto 23-07-2022 Reg dt 16-07-2022
  151. Low Key Campaign (LKC) Performance Evaluation upto 15-07-2022 dt 19-07-2022
    1. LKC 2022 Low Key Campaign (LKC) Performance Evaluation upto 15-07-2022 dt 19-07-2022_Annexure Volume wise
    2. Low Key Campaign (LKC) Performance Evaluation upto 15-07-2022 dt 19-07-2022_Annexure Percentage wise
  152. Hardware Complaint Booking - Warranty Products (PC & Printer) - Instruction Manual dt 25-07-2022
  153. Printed forms from GAD dt 26-07-2022
  154. Employees working in the Subordinate Cadre of the Company_Leave details called for - Reg dt 01-08-2022
  155. Evaluation of Chitty Loan_Letter from MD dt 01-08-2022
    1. Evaluation of Chitty Loan_Letter from MD dt 01-08-2022_Branchwise List
    2. Evaluation of Chitty Loan_Letter from MD dt 01-08-2022_Regionwise List
  156. Fund Management_Details of Holding Cheques more than seven days dt 03-08-2022
  157. Cir 61-2022 (TAX) RR Remittance to treasury - GST according to RCM - Reg dt 29-07-2022
  158. Cir 62-2022 (IT) Dashboard for CASBA dt 01-08-2022
  159. Details of  Fixed Assets for Ind AS Compliance for FY 2021-22 details called_Letter from GM(F) dt 03-08-2022
  160. Notice - Supply of Balance Laptop under Vidyasree Scheme - Reg dt 04-08-2022
    1. Appendix -l-Supply of Balance Laptop under Vidyasree Scheme
  161. Change in Public Holiday - Muharam - Reg dt 06-08-2022
  162. Adalath Non RR_Sanction from RO reg dt 12-08-2022
  163. Independence Day 2022 - Govt order compliance reg dt 12-08-2022
  164. Cir 63-2022 (BD) FESCA- Restructing reg dt 23-08-2022  
  165. Cir 64-2022 (BD) Fixed Deposits - Revision of Interest rates dt 23-08-2022
  166. Cir 65-2022 (P&HR)  Driver in KSFE - Name of Post & Qualification - Reg dt 25-08-2022
  167. Estimated P&L account FY  2022-23 Q2 dt  22-08-2022
  168. Evaluation of Weekly Progress of Gold Loan_Letter from MD dt 12-08-2022
  169. Festival Advance Notice dt 22-08-2022
  170. PBMS Branchwise list dt 16-08-2022
    1. Regionwise PBMS
  171. OA Tentative Seniority list dt 25-08-2022
  172. Gold Loan Report as on 31-08-2022
  173. Payment of Bonus - Festival Allowance for the year 2021-22 dt 30-08-2022
  174. Cir 66-2022 (BD)  Re -instating  Ajayya Gold Loan scheme for ladies - Reg dt 30-08-2022
  175. Cir 67-2022 (GAD)  Printing and Supply of Company calendar and diary for the year 2023 dt 31-08-2022
  176. Security Measures to be taken during the ONAM holidays 2022 dt 31-08-2022
  177. Cir 68-2022 (P&HR) - Supply of Laptops to company employees- reg dt 03-09-2022
  178. Cir 1-2022 (FESCA) Athapookkalam Competetion reg dt 29-08-2022
  179. Cir 2-2022 (FESCA) Athappookkalam Competetion reg dt 31-08-2022
  180. Disbursement of Festival advance to Canvassing Agents - Door Collection Agents dt 05-09-2022
  181. Festival Advance to Appraisers dt 05-09-2022
  182. Festival Allowance to retired employees dt 05-09-2022
  183. Onam - 2022 - Payment of Special Festival Allowance dt 05-09-2022
  184. Payment of Performance Incentive to employees for the FY 2021-22 dt 05-09-2022
  185. Sanil.S.K Assuming Charge as GM (Risk & Complaince) dt 05-09-2022
  186. Service Tax Liability related details called (Statutory Audit)_Letter from GM(F) dt 30-08-2022
  187. Sreenimol dt 05-09-2022
  188. KSFE Smart Chitty Campaign 2022 reg_Letter from GM (B) dt 12-09-2022
    1. Chitty Business dt 31-08-2022
  189. Seniority list of Employees in Subordinate cadre_Final dt 12-09-2022
  190. KSFE Gold Loan Notice from HO Planning dt 14-09-2022
    1. KSFE Gold Loan Notice from HO Planning dt 14-09-2022
  191. Default recovery from Incentive Amount_Accounting of Credit Note reg dt 15-09-2022
  192. Preliminary Steps before initiating RR in Branches_Letter from DGM (Rec) dt 15-09-2022
  193. Cir 69-2022 (BD) Pending file Clearance - reg dt 14-09-2022
  194. Cir 70-2022 (BD) -Property Security -New Instructions dt 14-09-2022
  195. Cir 71-2022 (TAX) Guidlines in Collecting  15G-15H from Customers dt 26-09-2022
  196. HOC RR Reconciliaiton 2021-22_Confirmation reg dt 26-09-2022
  197. Notice reg SLI and GIS_more clarification dt 22-09-2022
  198. Office order reg OA Promotion as JA dt 20-09-2022
  199. Sad and Unfortunate demise of our company Emproyee_Ranjith kumar dt 26-09-2022
  200. Notice_SLI and GIS reg dt 22-09-2022 
    1. Notice reg SLI and GIS_more clarification dt 22-09-2022
  201. Cir 72-2022 (Recovery) Recovery of Dues of Govt. Employees through SPARK - Procedures - Reg dt 29-09-2022
  202. Cir 73-2022 (BD) KYC Instructions - Reg dt 03-10-2022
  203. Cir 74-2022 (BD) KHL Interim interest rate changed reg dt 07-10-2022
  204. 15GH FY 2022-23 Q2 letter 03.10.22 
  205. BSC 2021 Conduct of Mega Draw in Kottayam on 20-10-2022 dt 13-10-2022
  206. KSFE Smart Chitty Campaign 2022 reg_Letter from GM (B) dt 12-09-2022
  207. BSC Performance dt 03-10-2022
    1. Above 1.5 Crore dt 03-10-2022
    2. 75% and above dt 03-10-2022
  208. Deferment of Periodical Surrender of Earned Leave till 31-12-2022 dt 03-10-2022
  209. Fesca Circular 03-2022 - Pookkalamathsaram - Results dt 03-10-2022
  210. FESCA  Circular 04 - 2022 dt 11-10-2022
  211. Strict Compliance with Circular 52-2016 (FA) dt 11-10-2022
  212. 15GH From Income Tax Letter FY 2018-19 to 2021-22 dt 17-10-2022
  213. Transfers and Postings of Assistants - Instruction to relieve the incumbents issued - reg dt 18-10-2022
  214. Details of CSDs in Treasury not released even after its maturity_Letter from GM(F) DT 19-10-2022
  215. Bhadratha Smart Chitty 2021-Mega draw Invitation Letter-reg DT 19-10-2022
    1. BSC-2021 Mega draw dt 20-10-2022_Banner_6x3 dt 15-10-2022
  216. Cir 75-2022 (CS) 2022 Malayala dinakhosham and Bharana Vaarakhosham reg dt 19-10-2022
  217. Cir 76-2022 (BD) KSFE Bhadratha Smart Chitty 2021_Mega Draw Results dt 25-10-2022
  218. EPF -  Aadhar Verification - Reg dt 26-10-2022
  219. Sad and Unfortunate Demise of Kumari Geetha dt 25-10-2022
  220. Notice Laptop amount recovery reg dt 28-10-2022
  221. Notice_National Unity Day dt 31-10-2022
  222. PBMS Scheme discontinued dt 01-11-2022
  223. GO (P) No 131-2022-Fin dated 29-10-2022 (Unification of Pay Fixation of PSUs)
    1. Model Classification of State PSUs
  224. GO (P) No 135-2022-Fin dated 04-11-2022 (Revoking of 131/2022)
  225. Cir 77-2022- KSFE Day Nov 6 2022 dt 01-11-2022
    1. KSFE Day Banner 2022 (PDF) 
    2. KSFE Day Banner 2022 (JPG)
  226. Cir 78-2022-Initiation of RR dt 01-11-2022
    1. Cir 78-2022 (Recovery)  Appendix-Revenue recovery dt 11-11-2022 
    2. Cir 78-2022 (Recovery) Initiation of RR dt 01-11-2022_Annexure 2 dt 07-12-2022 
    3. Forwarding the hard copies of RR files - reg dt 07-12-2022
  227. Cir 79-2022 (P& HR) Implementation of staff norms dt 04-11-2022
  228. Application for OTS - Guidelines - Reg dt 07-11-2022
  229. PSC service verification of Junior Assistants- Personal hearing list-1 dt 09-11-2022 
  230. PSC service verification of Junior Assistants- Personal hearing list-2 dt 09-11-2022
  231. Pending Legal Cases  in branches reg_Letter from AGM (R) dt 10-11-2022
  232. FESCA Circular 05 - 2022 dt 10-11-2022
    1. FESCA-MEMBERSHIP-FORM
    2. FESCA-RULES-AND-REGULATIONS dt 15-11-2022
  233. FESCA Circular 06 - 2022 dt 15-11-2022
  234. Judgement_EPF Case dt 04-11-2022
  235. Cir 80-2022 (FA) Proceedure for accounting Chitty Canvassing Expense dt 16-11-2022
  236. Cir 81-2022 (GAD) Distribution of Company Calendar for the year 2023 dt 18-11-2022
    1. 81-2022 (GAD) Distribution of Company Calendar Annexure_List
  237. Cir 82-2022 (FA) Cheques submitted - Strengthening Internal Control system - Guidelines dt 21-11-2022
  238. BSC 2021 - Bumper prize distribution on 18-11-2022 dt 17-11-2022
  239. Renewal of Insurence Policy of Cavassing Agents & Appraisers_Data called reg dt 22-11-2022
  240. TRANSFER NORMS DRAFT dt 18-11-2022
  241. Notice_Constitution Day dt 21-11-2022
  242. Pledge agaist Dowry dt 25-11-2022
  243. Cir 83-2022 ( P&HR) On the Job (OTJ)  Training for VHSE Students  reg dt 29-11-2022
  244. Sad and Unfortunate Death of Ananda Kumar Dev.P.B
  245. FESCA Circular 07 - 2022 dt 21-11-2022
  246. Delay in Realizing cheque reg dt 29-11-2022
  247. Estimated P&L account FY  2022-23 Q3 dt 24.11.2022
  248. Gold loan NPA REPORT- Remarks dt 25-11-2022
  249. Vehicle Loan to Employees 2022 - 23_Eligibility List reg dt 28-11-2022
  250. House Loan to Employees 2022 - 23_Eligibility List reg dt 28-11-2022
  251. Additional House Loan to Employees 2022 -23_Eligibility List reg dt 28-11-2022
  252. Instructions for those who are eligible for Employees House Loan regarding the submission of Documents dt 08-12-2022
  253. Appointment of Managing Director of the Company - reg dt 01-12-2022
  254. Collection through POS - details called for-reg dt 07-12-2022
  255. Estimated P&L account FY  2022-23 Q3 dt 24-11-2022
  256. Existing and new  litigations  in Branches dt 03-12-2022
  257. Festival Advance_Christmas dt 06-12-2022
    1. Festival Advance_Christmas_ more Clarification dt 08-12-2022
  258. Notice_Recording Leave in HRMS & Service book reg dt 08-12-2022
  259. Gold Loan Region Wise report 30.11.22_RGN
    1. Gold Loan Target Acheived Branches DT 30-11-2022
  260. Cir 84-2022 (BD) Commencement of Multi - Division Chitties- Guidelines dt 12-12-2022
  261. Cir 85-2022 (BD) Introducing 'Nettam' Deposits Scheme wef 15-12-2022 dt 14-12-2022
    1. Displaying Banner & Standee in Branches_Nettam Scheme_Letter from GM(F) dt 22-12-2022
    2. Nettam Scheme 6 x 3 branch Banner
    3. Nettam Scheme 6 x 3 branch Standee
  262. Cir 86 -2022 (BD) Revision of interest rate of Deposits and Loans wef 15-12-2022 dt 14-12-2022
  263. Cir 87-2022 (P&HR) EPS 95  Option Form for Higher Pension dt 16-12-2022
    1. EPS - 95 Scheme - Option - Reg dt 26-12-2022
    2. EPS - Revised Option Form for Retired employees dt 20-12-2022
  264. Unauthorised use of brand name KSFE on Social Media Accounts- reg dt 12-12-2022
  265. Cadre Promotion to JA from OA - Wrong Information forwarded to PSC - Reg dt 22-12-2022
  266. Collection through POS Machine_Introducing new Screenwef 15-12-2022-reg dt 12-12-2022
    1. User Manual for POS Collection in branches dt 14-12-2022
    2. POS Operational instructions to branch dt 14-12-2022
    3. Collection through POS - Further Instructions dt 15-12-2022
  267. Liability_Santhoshkumar G dt 15-12-2022
  268. Pending Cheque Realization_Extention uto 31-12-2022 dt 16-12-2022
  269. Cir 88-2022 (P&HR) Retirement of Company Employees in 2024 dt 27-12-2022
  270. Cir 89-2022 (BD) Acceptance of permanent employees of Brahmos Aerospace Ltd TVM as sureties (SRNEG) dt 31-2-2022
  271. Cir 90-2022(BD) Group Personal Accidental Insurence Scheme (GPAIS) for Canvassing Agents and Appraisers dt 31-12-2022
    1. Cir 90-2022(BD)  Guidelines  
    2. GPAIS for Agents and Appraisers - Claim form-reg dt 04-01-2023
    3. GPAIS for Agents and Appraisers - Policy-reg dt 04-01-2023
    4. GPAIS for Canvassing Agents and Appraisers- Guidelines-reg dt 04-01-2023
  272. Periodical Surrender of Earned Leave for 2022-23_GO(P)148-2022 FIN dt 30-12-2022

2021
  1. Cir 01-2021 (BD) Extension of Suvarnna jubilee Chittikal-2020 dt 01-01-2021
  2. Cir 02-2021 (BD) DDFS Securitization Process_Methods dt 11-01-2021
  3. Cir 03-2021 (P&HR) Saturday Functioning reg dt 14-01-2021
  4. Cir 04-2021 (P&HR) Staff Welfare Scholarship reg dt 15-01-2021
  5. New Portal for uploading Vidyasree Kudumbasree members reg dt 12-01-2021
  6. Pay Revision Discussion Called for dt 11-01-2021
  7. Notice - General Instructions for Resignation of Employees from Company_from DGM dt 19-01-2021
  8. Cir 05-2021 (BD) Cancellation of Security clauses in Chitty Udambady  reg dt 20-01-2021
  9. Cir 06-2021 (BD) Reduction of Interest rate of Gold Loan dt 21-01-2021
  10. Cir 07-2021 (BD) Group Personal Accidental Insurance Policy for Agents & Appraisers dt 27-01-2021
    1. Cir 07-2021 Attachment - Policy Document
  11. Cir 08-2021(BD)Enhancement of duration of KPL
  12. AMC of PC & Printers by Ms.Aforeserve.com Ltd wef 01-02-2021 reg dt 27-01-2021
  13. ASWAS 2020_Non RR_Extended upto 31-03-2021 dt 30-01-2021
  14. ASWAS 2020_RR_Extended upto 31-03-2021 dt 30-01-2021
  15. Cir 09-2021 (BD) Formation of Coalition Committee for achieving Golden Jubilee & ASWAS Targets dt 10-02-2021
  16. Cir 10-2021 (P&HR) Revision of Dearness Allowances dt 15-02-2021
  17. Cir 11-2021 (BD) Suvarnna Jubilee Compliment to Retired employees, Agents & Appraisers reg dt 15-02-2021
  18. Cir 12-2021 (BD) Waving of Future liability to chitty subscribers dt 15-02-2021
    1. Cir 12-2021 (BD)  Further Explanation dt 20-03-2021
  19. Cir 13-2021 (P&HR) Implimenting Various New Allowances and Revision of excisting benefits for KSFE Employees reg dt 20-02-2021
  20. Tentative Seniority List of Test Qualified Assistants dt 08-02-2021
  21. KSFE Pay Revision GO (2017)
  22. General Transfer 2021 - Request via HRMS dt 15-02-2021
  23. HOC RR Reconciliation_Letter from GM(F) dt 16-02-2021
  24. CAMRA EOD at SDT Level_Letter from GM(F) dt 19-02-2021
  25. Notice on State Life Insurance Scheme dt 18-02-2021
  26. Seniority list of Test qualified Assistants in the SGA & AM (NC) category_Final List dt 15-02-2021
  27. Cir 14-2021 (P&HR) Pay Revision 2012_Revision of Allowances to Workmen wef Settelement Date reg dt 20-02-2021
    1. Cir 14-2021 (P&HR) Attachment 
  28. Estimated P&L for FY 2020-21_Q4_Letter from GM(F) dt 23-02-2021
  29. XI-11th Pay Revision Commission Recommendations-Highlights - for Kerala Govt Employees
  30. Cir 15-2021 (BD) Revised Salary Certificate Secuirty Application Form dt 24-02-2021
    1. Cir 15-2021 (BD) Revised Salary Certificate wef March 2021
  31. Cir 16-2021 (BD) Vidhyasree Scheme - Further Proceedings dt 25-02-2021
  32. Extending Suvarna Jubilee Chits till 31-03-2021 dt 26-02-2021
  33. Cir 17-2021 (P&HR) Pay Revision to Employees_Revision of Allowances and other benefits dt 26-02-2021
    1. Cir 17-2021 (P&HR) Attachment
    2. Cir 17-2021 (P&HR) Addendum dt 01-03-2021
  34. Creation of Inter Branch & Inter Region Liability reg_Letter from MD dt 04-03-2021
  35. Extension of Suvarnna Jubilee Chittikal till 31-03-2021 Letter from MD dt 26-02-2021
  36. Fidility Insurance to Gold Appraisers_Low Premium with United Insurance Co Ltd_reg dt 12-03-2021
  37. Notice on SLI & GIS Premium Payment reg dt 10-03-2021
  38. Reconciliation and confirmation of HOC (RR) account 2019-2020_reg_Letter from SM(Rec) dt 09-03-2021
  39. Recovery from DA Arrears_Acoounting of Credit Note_reg dt 05-03-2021
  40. Reduction in Market Price of Gold_Urgent Precautions to take_Letter from MD dt 09-03-2021
  41. Stock of Stationery & Fixed Assets_Statement called for_reg dt 09-03-2021
    1. Attachments - Forms and Formats
  42. Appeal of MD for 700Cr Business dt 18-03-2021
  43. Alert Note 01-2021 (IA&V) Financial Security Documents as Security reg dt 18-03-2021
  44. 18-2021 (BD) KSFE Vidyasree further Proceedings & Accounting Proceedures reg dt 15-03-2021
  45. Disbursement of Deferred Salary reg dt 15-03-2021
  46. Gold Loan Default reg_Letter from GM(F) dt 18-03-2021
  47. Staff Wefare_Scholarship to the Children & Spouse of Company Employees for Higher Education above Secondary Level for the year 2020-2021 dt 23-03-2021
    1. Staff Welfare Scholarship 2020-21_Additional List dt 30-03-2021
  48. Cir 19-2021 (P&HR) Constitution of Internal Commitee for Prevention of Sexual Harassment against Women Employee dt 20-03-2021
    1. Cir 19-2021 (P&HR) Attachment 
  49. Cir 20-2021 (FA) Transaction with Banking nature Prohibited_More Details dt 26-03-2021
    1. 20-2021 (FA) Explanation Letter regarding POS use for sugama remittance dt 07.03.2021
  50. Cir 21-2021 (FA) Appointment of Statutory Auditors dt 26-03-2021
  51. Cir 22-2022 (P&HR) Enhancement of Remuneration of Employees on Daily Wages dt 27-03-2021
  52. Cir 23-2021 (P&HR) Revision of Dearness Allowances _Jan 2021 dt 27-03-2021
  53. Cir 24-2021 (Tax) Changes in TDS Rates wef 01-04-2021 dt 31-03-2021
  54. Cir 25-2021 (GAD) Renaming of NRI Bursiness Centre as Digital Business Centre dt 30-03-2021
  55. Cir 26-2021 (BD) Termination of Sulabha Gold Loan Scheme dt 31-03-2021
  56. Closing of Accounts for FY 2020-21_Instructions dt 30-03-2021
  57. Notice on Covid 19 Deferred Salary (Retired Employees) & Credit Note DA Arrear Recovery dt 31-03-2021
  58. Reconciliation & Confirmation of HOC (RR) Account 2019-2020_Letter from SM(Rec) dt 29-03-2021
  59. TDS & GST Important Matters to Remember Letter from GM(F) dt 30-03-2021
  60. Cir 27-2021 (BD) Target Achievement of Suvarnna Jubilee Chittikal 2020 dt 31-03-2021
  61. Appreciation letter of  MD_Chitty Business Achievement dt 31-03-2021
  62. Disbursement of DA Arrears to Retired Employees dt 03-04-2021
  63. Extension of Ashwas Scheme upto 31-05-2021 dt 08-04-2021
  64. Festival Advance for Vishu 2021 - Application through HRMS dt 07-04-2021
  65. Cir 33-2021 (BD) Highness Investment and Financiers, Vazhuthacaud & CR Shaji_Multiple liability regarding dt 22-04-2021
  66. Cir 34-2021 (Tax) Changes in assessment of GST Input tax credit dt 27-04-2021
  67. Cir 35-2021 (BD) Prohibition of Sacntioning of Gold Loan to the Relatives of Appraiser from Same Branch dt 27-04-2021
  68. Entry in Service Book of Newly Joined JA_Letter from DGM (P&HR) dt 27-04-2021
  69. Cir 36-2021 (P&HR) Covid 19_Further Guidelines_2-3 Staff Rotation reg from 29-04-2021 dt 28-04-2021
  70. Change in Condition in KSFE Vidyasree Circular_Letter from AGM(B) dt 28-04-2021
  71. Cir 37-2021 (BD) Revision of Interest rates of Deposits wef 01-05-2021 dt 29-04-2021
  72. GST Payment Voucher Accounting reg_Letter frm SM(Tax) dt 29-04-2021
  73. Cir 38-2021 (P&HR) Covid 19_Alert_Re-arrangement of Branch Functioning dt 30-04-2021 
  74. Cir 39-2021 (P&HR) Covid Precautions_Govt Guidelines_Branch Functioning reg dt 04-05-2021
    1. 39-2021 (P&HR) Covid Precautions_Addendum dt 05-05-2021
  75. Cir 40-2021 (P&HR) Covid 19 -Branch Functioning regarding dt 07-05-2021
  76. Cir 41-2021 (P&HR) Covid 19 -Branch Functioning regarding dt 10-05-2021
  77. Cir 42-2021 (BD) Introduction of Soukhya Gold Loan dt 14-05-2021
    1. Soukhya Gold Loan-Affidavit
  78. Cir 43-2021 (P&HR) Covid 19 -Branch Functioning regarding in Tripple Lockdown dt 16-05-2021
  79. Cir 44-2021 (P&HR) Covid 19 -Branch Functioning regarding in Tripple Lockdown Modification in Cir 43-2021 (P&HR) dt 16-05-2021
  80. Cir 45-2021 (FA) Profit and Loss account and balance sheet in respect of Chit Business for the year 2020-2021 dt 17-05-2021
    1. 45-2021 (FA) Form of balance sheet
    2. 45-2021 (FA) Form of Profit and Loss
  81. Notice - Retired Employees DA Arrear reg dt 19-05-2021
  82. Cir 46-2021 (P&HR) Covid 19 - Re-Scheduling branch functioning (Tripple Lockdown in Malappuram) reg dt 24-05-2021
  83. Passbook Bridge loan regarding_Letter from AGM(Plg) dt 28-05-2021
  84. Cir 47-2021 (P&HR) Covid 19 - Re-Scheduling branch functioning reg dt 30-05-2021
  85. Cir 48-2021 (BD) Vidyasree Laptop Distribution regarding dt 31-05-2021
  86. Online Payment and Collection reg_Letter from MD dt 31-05-2021
  87. Cir 49-2021 (P&HR) Covid 16 -Functining of Branches Govt Guidelines Physically Weak Employees reg dt 04-06-2021
  88. Vaccine Priority_Bank Employees_ GO dt 02-06-3021
  89. Cir 50-2021(P&HR) Covid-Branch functioning regarding dt 09-06-2021 
  90. Vidyasree_Necessary Corrections in Web Portal dt 09-06-2021
  91. GO Lockdown Exemptions  dt 15-06-2021
  92. HRMS - Updation of Profile of Employees in HRMS reg dt 16-06-2021
  93. Cir 51-2021 (BD) Extension of Soukhya Gold Loan upto 15-07-2021 dt 11-06-2021
  94. Cir 52-2021 (P&HR) Covid-19 Branch functioning  reg dt 16-0-2021
  95. Cir 53-2021 (BD) Covid -19 Relief to Agents and Appraisers dt 16-06-2021
  96. Cir 54-2021 (BD) KVS - KSFE Vidyasrree furter directions from HO dt 21-06-2021
  97. Cir 55-2021 (BD) Covid 19 - Functioning of Branches reg dt 21-06-2021
  98. Cir 56-2021 (P&HR) Covid 19 - Re-scheduling of office functioning dt 23-06-2021
  99. Cir 57-2021 (BD) Revision of  Agency commission_Door Collection dt 23-06-2021
  100. Cir 58-2021 (TAX) New sections added in Income Tax-Finance Act- 2021 reg dt 24-06-2021
  101. Cir 59-2021 (Recovery) Declaration of Relief schemes due to Covid-19 second wave dt 24-06-2021
  102. Entering GSTN in Customer Reg_Letter from GM(F) dt 21-06-2021
  103. Notice for Allownace-Pay revision2007 dt 18-06-2021
  104. Notice_P & HR Section Mobile Nos dt 24-06-2021
  105. Cir 60-2021 (BD) Introducing Scheme Chit_KSFE Bhadratha Smart Chit 2021 reg dt 01-07-2021
    1. BHADRATHA Chitty Banner 6x3
      1. BHADRATHA Chitty leaflet
  106. Cir 61-2021 (BD) Restarting Chit Auction reg dt 01-07-2021
  107. Cir 62-2021 (BD) Rearranging Chit Auction Time reg dt 02-07-2021
  108. Cir 63-2021 (BD) KSFE Bhadratha Smart chit more clarification & Advertisement Exp reg dt 05-07-2021
  109. Agents & Appraisers Special Advance reg_Modification in Cir 53-2021 (BD) dt 01-07-2021
  110. Extention of ASWAS to 31-08-2021 dt 05-07-2021
  111. IT Refund_May 2021 dt 05-07-2021
  112. Payment of Int of Chit Loan of Company Employees reg dt 29-06-2021
  113. Cir 64-2021 (P&HR) Covid Second wave-Re-Scheduling Branch Functioning dt 08-07-2021 
  114. Cir 65-2021 (P&HR) Covid- II nd wave Re-Scheduling office functioning dt 14-07-2021
  115. Cir 66-2021 (GAD) Address and Phone numbers of New Branches dt 02-07-2021
  116. EPFO - Updating KYC through Member Portal_Letter from DGM(P&HR) dt 08-07-2021
  117. G.O.(Rt)No.1461-2021-H&FWD dt 13-07-2021_Prioritization for Vaccination above 18 years (KSFE Employees)_Modified
  118. Cir 67-2021 (BD) Extension of Soukhya Gold Loan Scheme upto 31-08-2021 dt 15-07-2021
  119. Cir 68-2021 (P&HR) Covid Second wave-Re-Scheduling Branch Functioning dt 22-07-2021
  120. Cir 69-2021 (P&HR) Revision of DA July-2021 dt 29-07-2021
  121. Cir 70 - 2021 (BD) Revision of interest rates on loans dt 30-07-2021
  122. Section 206 AB in Income Tax Act for FY2021-22_Letter from GM(F) dt 15-07-2021
  123. TDSCredit note Uploading Letter 19.07.2021
  124. Boosting Default Collection reg_Letter from DGM (Rec) dt 23-07-2021
  125. EL Surrender_Postponed for 6 Months dt 27-07-2021
  126. Chitty Loan Remittance of Employees reg_Letter from DGM(P&HR) dt 27-07-2021
  127. Expiry of Kerala Flood Cess (KFC) reg_Letter from SM(Tax) dt 27-07-2021 
  128. KSFE Employees default reg_Letter from GM(F) dt 28-07-2021
  129. Covid_Relaxation In repayments extended upto 30-09-2021 reg_Circular 59-2021 (Rec) dt 30-07-2021
  130. GO 480-2021-TAXES dt 19-07-2021_Chitty_Filing Period Extension_GO
  131. Cir 71-2021 (P&HR) Identification and flagging of Employees Accounts in CASBA dt 02-08-2021 
  132. Cir 72-2021 (P&HR) Re-scheduling Branch Functioning dt 05-08-2021
  133. Aashwas-2020 Follow up days_Report to RO called for_Letter from DGM(Rec) dt 04-08-2021
  134. Festival Advance for Onam 2021 - Application through HRMS dt 14-08-2021
  135. Filing of Income Tax return - Form 16 for the Financial Year 2020-21 dt 12-08-2021
  136. Form 16A to Customers_Letter from SM(Tax) FY 2020-21 dt 03-08-2021
  137. Onam 2021_Festival Advance to Agents dt 17-08-2021
  138. Onam 2021_Festival Advance to Appraisers dt 17-08-2021
    1. Sammatha Pathram -Festival Advance for Appraisers 
  139. Onam 2021_Special Festival Allowance And Bonus to employees dt 17-08-2021
  140. Onam 2021_Special Festival Allowance to Appraisers & Agents dt 17-08-2021
  141. Payment of Performance Incentive to employees for the FY 2020 - 21 dt 18-08-2021
  142. Pay Revision_Submission of Option through HRMS reg dt 17-08-2021
  143. Pay Revision 2017 Important Points regarding Submission of Option dt 06-09-2021
  144. Pay revision arrear and High Tea-2021 dt 16-08-2021
  145. Aashwas-2021 Follow up days reg_Letter from DGM (Rec) dt 18-08-2021
  146. Covid 19 - Work from Home to Female Staff dt 17-08-2021
  147. Cir 73-2021 (BD) VidyaShree Laptop Scheme Re-arrangement dt 17-08-2021
  148. KSFE Vidyasree_Accounting Proceedure reg dt 17-08-2021
  149. Cir 74-2021 (BD) Suvarnna Jubilee Chittikal-Prize Announcement dt 26-08-2021
  150. Cir 75-2021 (BD) Extension of Soukhya Gold Loan upto 30-09-2021 dt 02-09-2021
  151. Payroll August 2021 - Accounting of deferred EL surrender amount dt 01-09-2021
  152. Pay revision option_Option date extension to 10-09-2021 dt 31-08-2021
  153. Golden Jubilee Chit_Mega Draw on 26-08-2021 @ HO reg dt 16-08-2021
  154. KSFE Suvarna Jubilee Chittikal 2021 Mega Draw on 26-08-2021_Live Streaming Reg dt 24-08-2021
  155. Extension of Ashwas 2020 upt 30-09-2021 dt 31-08-2021
  156. Notice  on Chitty Substitution-High denomination chitties (Above Rs.25000)_Sanction from RO dt 01-09-2021
  157. Notice-Property Valuation fees & Legal Scrutiny Fee_Clarification dt 31-08-2021
  158. Estimated P&L Q2 for the  FY 2021-22_Letter from GM(F) dt 24-08-2021
  159. Credit Note_Pay revision arrears & Per. Incentive recovery dt 03-09-2021
  160. Directions for continuing Default Action_RR_Letter from DGM (Rec) dt 16-08-2021
  161. Pay Revision Option_Date extension upto 15-09-2021 dt 10-09-2021
  162. Restriction on Third Party Cash Remittance in our Bank Account_Letter from GMF dt 02-09-2021
  163. Resumption Amount from Govt Treasury_Letter from GM(F) dt 25-08-2021
  164. Sri Lawrence Harold as GMB (IC) from 11-08-2021 dt 02-09-2021
  165. Vaccine to Employees reg dt 02-09-2021
  166. Courier Rate_Agrement dt 15-09-2021
  167. GO No 634 2021 DMD dt 15-09-2021_Quarantine Leave reg
  168. TDS Accounting in CASBA Bank & Treasury_Letter from SM (T) dt 20-09-2021
  169. Cir 76-2021 (FA) TA-DA and Incidental rates revised dt 13-09-2021
  170. Cir 77-2021 (BD) Vidyashree renewed Scheme and accounting proceedures dt 15-09-2021 
    1. Refund Vidyasree
  171. Cir 78-2021 (BD) Business Coordination Team for Bhadratha Smart Chit & Aswas dt 15-09-2021
  172. Cir 79-2021 (P&HR) Special casual leave reagarding dt 17-09-2021
  173. Cir 80-2021 (P&HR) Covid 19 - Stopping of Work from Home reg dt 22-0-2021
  174. Alert Note_Property Pledging_from AGM(R) KTM dt 05-10-2021
  175. Covid 19_Special Casual Leave_Instructions dt 07-10-2021
  176. Cir 81-2021 (BD) Extension of Soukhya Gold Loan upto 23-10-2021 dt 30-09-2021
  177. Cir 82-2021 (BD) Acceptance CRPF Employees Salary certificate as personal surety (SRNEG) dt 04-10-2021
  178. Cir 83-2021 (BD) Pravasi Chitty -DDFS further instructions dt 22-10-2021
  179. Cir 84-2021 (BD) Norka-Roots & KSFE - Pravasi Bhadratha Micro Scheme dt 25-10-2021
    1. Pravasi Bhadratha Micro Scheme (PBMS) UTILITY-01-11-2021 
    2. PBMS Application Form-Circular No.84-2021
    3. PBMS-Banner reg dt 10-11-2021
    4. PBMS-Banner reg dt 10-11-2021_Banner pravasi 6x3
    5. PBMS-FAQ
    6. PBMSI_PBMS REPORTING FORMAT
    7. PBMSII_PBMS AGREEMENT
    8. PBMSIII_PBMS SCRUTINY NOTE
    9. PBMS- Projects 
    10. PBMS- Minimum Target Intimating dt 10-12-2021
    11. PBMS_Modification about Date dt 01-12-2021
  180. Cir 85-2021 (BD) November 6- KSFE Day reg dt 29-10-2021
    1. 85-2021 (BD) 52 YEAR CELEBRATION Banner 6 X 3 FINAL 
  181. Additional House Loan to employees 2021-2022_Eligibility List dt 26-10-2021
  182. House Loan to employees 2021-2022_Eligibility List reg dt 26-10-2021 
  183. Vehicle Loan to employees 2021-2022_Eligibility List reg dt 26-10-2021
  184. Extension of Ashwas 2020 Scheme upto 23-Oct dt 30-09-2021
  185. Extension of Covid Relief Schemes-upto Oct-23 dt 30-09-2021 
  186. Extension of Aswas and Covid relief measures_Action to be taken_Letter from DGM(Rec) dt 05-10-2021
  187. Extension of Ashwas-2020 & Covid Relief upto 26-10-2021 dt 22-10-2021
  188. Aswas 2020 Transfer from GS Account reg dt 26-10-2021
  189. GO for sanction for chitty auction postponement by two months during May and June 2021 dt 04-10-2021
  190. KSFE Bhadratha Smart Chitties Campaign - Letter from MD dt 01-11-2021
  191. Refund of Flood Cess reg_Letter from SM(Tax) dt 03-11-2021
  192. Cir 86-2021 (CS)  RTI FEES ENHANCEMENT reg dt 12-11-2021
  193. CASBA Alerts and Notes dt 09-11-2021 
  194. Cut off date for returning faulty Coconics Laptops and sanction for disbursing actual amount remitted and loan to the beneficiaries dt 12-11-2021
  195. Steps to be taken to avoid revenue leakage due to procedural lapses Letter from GM(F) dt 09-11-2021
  196. Cir 86-2021 (CS) RTI FEES ENHANCEMENT reg dt 12-11-2021
  197. Cir 87-2021 (GAD) Printing&supply of company calendar&Diary dt 27-11-2021
  198. Cir 88-2021 (GAD)  Bankers Intiminity Insurance Policy reg dt 23-11-2021
  199. Conversion of TPA account as TSB (Institution) Account reg dt 23-11-2021 
  200. Observance of Constitution Day on 26th November 2021 dt 26-11-2021
    1. Government Order -Observance of Constitution Day
  201. Pay Revision (2017) - Disbursement of Arrears (2nd Instalment) dt 22-11-2021
  202. Pay Revision (2017) - Fixation & Arrears Statement reg dt 23-11-2021
  203. Pay Revision(2017) - Disbursement of Arrears to Retired Employees (2nd Instalment) DT 27-11-2.21
  204. Cir 89-2021  (Recovery)  Aashwas-2021 (OTS) from 01-12-2021 to 31-01-2022 dt 30-11-2021
    1. Aashwas-2021 - Branch - Banner Final - Aashwas-2021 dt 06-12-2021
    2. Aashwas-2021 - Further Guidelines - reg dt 06-12-2021
    3. Aashwas-2021 - Notice for Branch & SDTs dt 06-12-2021
    4. Aaswas 2021 Guidelines from HO dt 06-12-2021
  205. Cir 90-2021 (BD) Reducing interest rate of Goldloan from 01-12-2021 dt 30-11-2021
  206. Check The Purity & Weight of Gold Ornaments reg dt 30-11-2021
    1. Gold Appraising Methods and Techniques-min_Handbook
  207. EPF 10D & E-Nomination Guidelines from HO dt 22-11-2021
  208. Estimated P&L account 2021-22 Q3 dt 27.11.2021_Letter from GM(F)
  209. HRMS - Leave marking in HRMS & Leave Statement reg dt 30-11-2021
  210. Cir 91-2021 (CS)  Approved Hospitals_Addition of new hospitals dt 01-12-2021
    1. 91-2021 (CS)  Annexure
  211. Cir 92-2021 (BD) Modification in KHL (Housing Loan) from 06-12-2021 dt 04-12-2021
  212. Cir 93-2021 (P&HR)  SLI,GIS Additional remittance towards premium-reg dt 08-12-2021
  213. Distribution Details of Thermo Flask reg dt29-11-2021
  214. GO 83-2021-TAXES dt 06-12-2021_Appointment of Chairman Sri.K Varadarajan
  215. Change in method of interest adjustment of Chitty Loan and Pass book loan -reg dt 06-12-2021
  216. Confirmation of HOC RR Reconciliation 2020-21 - reg dt 09-12-2021
  217. Covid 19 - Auction Postponement in 2020 & 2021, Filing -time extended reg dt 09-12-2021 with relevant GOs
  218. Credit Note - Pay revision arrears 2nd instalment recovery dt 13-11-2021
  219. Deferment of EL Surrender till 31-03-2022 in KSFE dt 08-12-2021
  220. ALERT NOTE 2-2021 (IA&V) Guidelines after Vigilence Raid dt 22-12-2021
  221. Annouced Chitty details available in online portal dt 22-12-2021
  222. Cir 94-2021 (BD) Pravasi Bhadratha MIcro Scheme (PBMS)_Modification in Security norms dt 23-12-2021
  223. Cir 95-2021 (BD) Modification in Security Norms Upto 20L in Branches, Max liability in a Prop & a Person & Below 3 cents in Panchayath reg dt 24-12-2021
  224. Eradication of default - new suggestions invited from Employees dt 22-12-2021
  225. Labour Welfare Scholarship_Application period extension reg dt 20-12-2021
  226. New Creatives and Ideas from staffs inviting reg dt 18-12-2021
  227. Quick reply to the queries received from Company Website reg dt 06-12-2021
  228. Enquiry through Company Website reg dt 31-12-2021
  229. Monitoring Bank Statements reg_Letter from GM(F) to AGM(R) dt 31-12-2021 

2020
  1. Congratulation for chitty business exceeding 2000 Cr dt 01-01-2020
  2. Cir 01-2020 (CS) Revision of list of Approved Hospitals for the reimbursement_Hospital Full List dt 07-01-2020
  3. Cir 02-2020 (BD) Surety Acceptance of United electical Inds Kollam dt 10-01-2020
  4. Cir 03-2020 (P&HR) Staff Welfare Scholarship dt 15-01-2020
  5. Cir 04-2020 (BD) Chitty fund Act-192Changes in Fee structure dt 15-01-2020
  6. Cir 05-2020 (CS) RTI Fees regarding dt 29-01-2020
  7. Cir 06-2020 (GAD) Golden Jubilee Prize -Flask dt 29-01-2020
  8. Annual Account Closing_Find out Effective Interest Rate reg_Letter from GM(F) dt 30-01-2020
  9. CASBA HO RO integration (FAS)_reg_Letter from GM(F) dt 13-01-2020
  10. KSFE Suvarna Jubilee_State level Sports_Date Extension dt 09-01-2020
  11. Redemption of Revised Bhadratha Deposit (RBD) reg_Letter from GM(F) dt 22-01-2020
  12. Closing of Terminated Chitties_PBNP Cases_Accounting Procedures dt 06-02-2020
  13. GJ Ilavu 2019 - Offer Date Expiry Reminder dt 12-02-2020
  14. KGJ Sports_Notice from DGM(P&HR) dt 03-02-2020
  15. Suvarna Jubilee - Notice Final Result dt 15-02-2020
  16. Release of CSD through CORAL dt 14-02-2020
    1. Procedure for Releasing CSD through CORAL
  17.  TDS EXEMPTION for KSFE on Treasury and Bank Deposits
  18. TDS_HO Tax Remittance Details in TAX Menu for Verification_Letter from GM(F) dt 03-02-2020 
  19. Cir 07-2020 (BD) Acceptance of Property Security granted by special schemes dt 17-02-2020
  20. Cir 08-2020(BD) Gold Loan Maximum Amount & Accounts in the Name of a particular Person dt 17-02-2020
  21. Cir 09-2020 (FA) Appointment Statutory Auditors for FY 2019-20
  22. Estimated P&L 2019-20 Submission_Q4_Letter from GM(F) dt 25-02-2020
  23. Courier Service_Agrement with Speed & Safe_Letter from GM(B) dt 27-02-2020
  24. Extension of GJ ILAVU to Non prized Default upto 31-03-2020 dt 29-02-2020
  25. Extension of GJ ILAVU to Prized Default upto 31-03-2020 dt 29-02-2020
  26. Extension of Suvarnna Jubilee Chittikal upto 21-03-2020 dt 29-02-2020
  27. Gold Loan 80% of Market Value Rs.3000_Letter from GM(B) dt 26-02-2020
  28. Notice - MD in charge dt 29-02-2020
  29. HRMS - Employee Details for ID card_Photo Selfie reg dt 24-02-2020
  30. Cir 10-2020 (GAD) Change of Address and Telephone Numbers of Branches dt 05-03-2020
  31. Cir 11-2020 (Tax) TDS on Cash withdrawal from bank and Flood cess dt 07-03-2020
  32. Cir 12-2020 (CS) Right to Information Act_Petition Date & Reply Date Reg dt 10-03-2020
  33. Cir 13-2020 (BD) Auction Discount maximum 35% in 100 Months Chits dt 11-03-2020
  34. Precaution-Covid-2019 dt 06-03-2020
    1. Covid-2019-Precaution Notice 2 dt 10-03-2020
  35. Extension of ILAVU only upto March-13 dt 10-03-2020
  36. Interest on CSD to HO Treasury Accounts Reconciliation dt 09-03-2020
  37. Restrictions on Sugama Transactions Letter from GM(F) dt 12-03-2020
  38. Cir 15-2020 (PLG) Lockdown Instructions dt 30-03-2020
    1. Annexure to Ministry of Home Affairs Order No 40-3-2020-D dt 24-03-2020 Lockdown Guidelines by Central Govt
    2. Lockdown GO - G.O(Ms)No.49-2020-GAD dt 23-03-2020
    3. Covid-19 ID Card Reg dt 24.03.2020
    4. Covid-19 Lockdown Instructions from MD dt 23-03-2020
    5. Lock down Further Instruction from MD dt 25-03-2020
    6. Covid-19 Formation of Sannadha Sena in KSFE dt 27-03-2020 
    7. Covid-19 Restrictions_Revised Order dt 27-03-2020
    8. Govt Office Working GO - G.O No.1282-2020-GAD dt 27-03-2020
    9. The Kerala Epidemic Diseases Ordinance dt 27-03-2020
  39. Granting Additional Increment to Emp on Completing 25 years of Service dt 23-03-2020
  40. Cir 16-2020 (BD) Covid 19-Branch funtioning Instructions from 15-04-2020 dt 13-04-2020
    1. GO 271-Taxes dt 03-04-2020_Functioning of KSFE branches reg
    2. Hotspots in india_Central GO dt 15-04-2020
  41. Cir 17-2020 (Recovery) Covid19 Golden Jubilee Ilavu extension upto 30-06-2020 reg dt 15-04-2020
  42. Cir 18-2020 (BD) Moratorium Implementation in KSFE as per RBI Direction dt 08-04-2020
    1. Moratorium Option Form 
    2. Moratorium_Calculator dt 25-04-2020 (ODS)
  43. Certificate for those who do not have ID Card dt 15-04-2020
  44. HRMS Leave Statement of March entering reg dt 15-04-2020
  45. Cir 19-2020(BD) Covid-19 Office functioning re-arrangement 
  46. Extension of Suvarna Jubilee Chitty-2019 to 30-05-2020 dt 15-04-2020
  47. Covid-19 Earned Leave Surrender Deferred
  48. Letter to Branches regarding GST and TDS for 2019-2020 dt 21 04 2020
  49. Cir 20-2020 (BD) Covid-19 Advance for Agents and appraisers
    1. Extension of Date of Special Allowance for Agents and Appraisers
  50. Cir 21-2020 (BD) Covid-19 re-arrangement of office functioning
  51. Cir 22-2020 (GAD) Cost reduction - Covid-19
  52. Cir 24-2020(BD)changes in interest rates of NCL-PBL 
  53. Cir 25-2020(BD) COVID-19 re-scheduling of branch functions
  54. Covid-19 Deferment of Festival Advance Recovery from Apr to Aug 2020
  55. Cir 26-2020(BD) online chitty payment via bank
  56. Covid-19 Sanctioning Duty for Lockdown Period
  57. Cir 27-2020 (BD) Renewal of Sugama reserve fund deposit of appraisers 
  58. Notice on leave surrender dt 07-05-2020
  59. Chitty Auction re-scheduling -preparations
  60. Letter to branches regarding GST, 15G/H dt11-05-2020
  61. Cir 28-2020 (Tax) TDS -Change of Interest Rates dt 14-05-2020
  62. Cir 29-2020 (BD) Rearrangement of KSFE Business Proceedings 
  63. Cir 30-2020 (BD) Pravasi Souhruda Gold Loan
  64. Cir 31-2020 (BD) enhancement -Interest rates of deposits
  65. Cir 32-2020 (BD) Janamithram EMI Gold Loan dt 29-05-2020
    1. Janamithram EMI Gold Loan Application and Promisory Note
  66. Cir 33-2020 (BD) Morotorium Extension reg upto 31-08-2020 dt 29-05-2020
  67. Estimated P&L for FY 2020 - 21 Q1 .1.06.2020
  68. Notice - Regularisation May-2020 Attendence in relations with COVID-19
  69. Cir 34-2020 (FA) Profit and Loss account and balance sheet in respect of Chit bus for the year 2019-2020 dt 01-06-2020
  70. Cir 35-2020 Goldloan topup facility implementation
  71. Cir 36-2020 (P&HR) Covid-19 - Office function regulations dt 10-06-2020
    1. Cir 36-2020  Annexure
    2. Cir 36-2020 _Annexure II
  72. Covid-19- Relaxation in Chitty From March 16 to Junr 30_Clarification dt 01-06-2020Ilavu
  73. Gold Loan Precautions from MD dt 09-06-2020
  74. Income Tax_New Scheme Clarification reg dt 09-06-2020
  75. MD Public Notice dt 02-06-2020
  76. SVLDRS Direction to Branches dated 11.06.2020
  77. Cir 37-2020 (BD) Online Vidya Sahaya Scheme (OVS) dt 16-06-2020
  78. Cir 38-2020 (BD) Covid 19 - Compliment to Employees, Agents & Appraisers dt 16-06-2020
  79. Cir 39-2020 (BD) Online Vidyasahayi Scheme dt 22-06-2020
    1. 39-2020 (BD) Online Vidyasahayi Scheme  Attachment
  80. Chit Pending Fee Collection 57-2020_Letter from IG of Reg dt 16-06-2020
  81. Covid 19 - Break the Chain_Further Instructions dt 22-06-2020
  82. GO 298-2020 Sanction for KSFE to Postpone Chit Auctions and Late File Minutes dt 06-05-2020
  83. Cir 40-2020(GAD)Distribution of Raincoat to Agents
  84. Cir 41-2020(BD)Extension of Pravasi Souhruda Gold Loan
    1. Cir 41-2020-Sammatha Pathram-Pravasi Souhruda Gold Loan
  85. Cir 42-2020(Recovery) OTS for RR Cases
    1. 42-2020 (Recovery) Modifications dt 12-10-2020
  86. Form 16A Letter FY2019-20 dated 30.06.2020
  87. Cir 43-2020 KSFE Vidhyasree Scheme
    1. KSFE Vidyasree Scheme Application form
    2. KSFE Vidyasree Masapirivu Pattika
    3. KSFE Vidyasree Scheme -FAQ
  88. Cir 44-2020 Online Payment Portal for Branch Chits
  89. Annexure to Cir 15-2020 -Notice for Extension of Covid-19 relief dt 15-07-2020
  90. ASWAS 2020 - Guidelines dt 13-07-2020
  91. Income Tax Return Form16 Part A and B Download Intimation
  92. Cir 45-2020 (BD) Changes in deposit interest rates
  93. Cir 46-2020 (BD) Enhancement of Rate per gram of Gold oranments 
  94. Cir 47-2020 (BD) Property security Branch level-acceptance liability limit enhancement
  95. Cir 48-2020 (BD) Clarification Circular 47-2020
  96. Cir 49-2020 (BD) KSFE SUVARNNA JUBILEE CHITTIKAL-2020 dt 08-2020
  97. Covid 19_CD Ratio_Letter from AGm(B& Op) dt 13-07-2020
  98. Modified Letter to Mortgagor (Prop -3)_Letter from MD dt 01-07-2020
  99. Subordinate Staff having Degree qualification_Seniority List_draft dt 07-08-2020
  100. SVLDRS -Letter 11.08.2020 
  101. Cir 50-2020(BD) Sulabha Gold Loan 
  102. Cir 51-2020 (BD) Re- Scheduling of acution - COVID
  103. Clarification of Loan Interest waver Circular 15-2020
  104. Cir 52-2020 (CS) Revised list of  Approved Hospitals for Medic Reimbursement dt 18-08-2020
  105. Cir 53-2020 (IA&V) Property Security - Precautions dt 20-08-2020
  106. 54-2020 (GAD) Supply of Calendar and Diary for the year 2021 dt 20-08-2020
    1. Additional Diary requisition form
  107. Covid-19- Relaxation in Chitty From March 16 to Aug 31_Date Extended upto 30-09-2020 dt 13-08-2020
  108. Covid-19 -RR Actions Re-instating reg dt 20-08-2020
  109. e-Stamping for Chit Registration Handbook
  110. HRMS - Festival Advance Request 2020
  111. Individual Filing Income Tax Return 2019-20 dt 18-08-2020
  112. Notice-Security measures during Onam Holidays
  113. Profession Tax for the Financial year 2020-21 in HRMS dt 18-08-2020
  114. Onam 2020 Performance Incentive
  115. Onam 2020 Bonus and Special Festival Allowance
  116. Onam 2020 Festival Allowance to Agents and Appraisers
  117. Onam 2020 Festival Advance to Agents
  118. Onam 2020 Festival Advance to Appraisers 
  119. Festival Allowance to Retired Employees dt 26-08-2020
  120. Early Disbursement of Salary for Aug.2020 dt 24-08-2020
  121. Early Disbursal of Appraiser Fee in August 2020 dt 26-08-2020
  122. Introduction to Security Processes - for KSFE Junior Assistants
  123. Cir 55-2020 (GAD) Addres and Telephone Numbers of branches dt 21-08-2020
  124. Cir 56-2020 (GAD) Renaming of Kandassamkadavu Branch as Kanjani Branch dt 21-08-2020
  125. Cir 57-2020 (BD) Revision of Interest to FD & Sugama w.e.f 15-09-2020 dt 14-09-2020
  126. Cir 58-2020 (GAD) Address and Telephone numbers of new branches dt 11-09-2020
  127. Cir 59-2020 (BD) KSFE Vidya Sree Loan Scheme_Modifications reg dt 14-09-2020
  128. Accounting of SDT level closure of RR Accounts at branches through CAMRA Software dt 16-09-2020 
  129. Accidental Insurance Policy to Agents & Appraisers_Details called dt 22-09-2020
  130. Clarification for accounting of SDT level closure at branches from 01.04.2020 dt 22-09-2020
  131. Cir 60-2020 (P&HR) KSFE Office Functioning from 24-09-2020 reg dt 23-09-2020
  132. Cir 61-2020 (BD)_Reducing Interest Rate of Deposits
  133. Extension of Covide 19 Interest waver till October 31, 2020
  134. Kerala Chit Funds (Amendment)Rules 2020 dt 17-09-2020
    1. Kerala Chit Funds (Amendment)Rules _Chitty Comp Fee
  135. Prior Sanction from RO for Substitution Amt on or above Rs.100000. dt 16-09-2020
  136. RR Requisition Letter_Letter from GM(F) dt 28-09-2020
  137. Covid19 Guidelines from MD dt 06-10-2020
  138. Cir 62-2020 (RR) Including Non-RR Accounts in Ashwas-2020 dt 30-09-2020
    1. Guidelines Aashwas-2020 Non-RR Annexure to Cir 62-2020 (Rec) dt 30-09-2020
    2. ASWAS-2020 - Guielines for Loans in CASBA dt 07-10-2020
  139. Cir 63-2020 (GAD )Distribution of Raincoat to Agents
  140. 64-2020 (BD) Golden Jubilee Gift for Employees dt 16-10-2020
  141. Reconciliation & Confirmation of HOC (General ) Account 2019-20 dt 29-09-2020_Letter from GMF
  142. Changing the POS Machine installed by Federal Bank_Letter from GM(F) dt 02-11-2020
  143. Covid-19- Relaxation in Chitty From March 16 to Aug 31_Date Extended upto 30-09-2020 dt 14-08-2020_Clarification
  144. Covid-19- Relaxation in Chitty From March 16 to Aug 31_Date Extended upto 31-12-2020 dt 05-11-2020
  145. Disbursement of deferred Earned Leave surrender salary dt 15-10-2020
  146. Distribution of SANI-MAT reg dt 15-10-2020
  147. Excluding Online Submission for Withdrawal of Cash from Treasury (WAMS Exclusion)
  148. Golden Jubilee Chit 2019 Megadraw on 06-11-2020 reg dt 04-11-2020
  149. Golden Jubilee_Gift for employees_Special Pay roll reg dt 30-10-2020
  150. Cir 65-2020 (GAD) Distribution of Company calendar for the year 2021
    1. Cir 65-2020 (GAD) Company calendar  Attachments
  151. Cir 66-2020 (Plg) KSFE Day_2020 Nov 6 dt 27-10-2020
    1. Cir 66-2020 (Plg) KSFE Day_2020 Nov 6 Banner
  152. Cir 67-2020 (BD) Golden Jubily Chitties 2019 Lot Winner Results
  153. Cir 68-2020 (BD) Revised Interest Rates Sugama SAOD and STD
  154. Cir 69-2020 (CS) Revised list of Approved Hospitals dt 17-11-2020
  155. Cir 70-2020 (BD) Golden Jubilee Chitty Prize_Smartphone reg dt 23-11-2020
  156. Message  of Managing Director_Letter from MD dt 01-12-2020
  157. Restriction on Cash Transactions_Letter from GM(F) dt 04-12-2020
  158. Cir 71-2020 (IAD) Alert Note to Branches_Important points to Remember dt 03-12-2020
  159. Golden Jubilee gift - Extension of date dt 21-12-2020
  160. Extention of Aswas 2020 upto 31-01-2021 (Non RR) dt 21-12-2020
  161. Extention of Aswas 2020 upto 31-01-2021 (RR) dt 21-12-2020
  162. Restriction on Cash Transactions (Further Clarification to Letter of GM(F) dated 04-12-2020) dt 22-12-2020
  163. Cir 72-2020 (BD) Clearing Default of NP Chits through Passbook Loan dt 23-12-2020
  164. Cir 73-2020 (PHR) GPIS Renewal 2021 and Implementation of SLI GIS dt 24-12-2020
  165. Cir 74-2020 (BD) Revised Rate of Fixed Deposits dt 30-12-2020
  166. Cir 75-2020(P&HR)Retirement of Company Employees 30-12-2020
  167. Extension of Covid-19 relief measures till 20-01-2020 dt 31-12-2020

2019
  1. Cir 01-2019 (P&HR) Staff Welfare Scholarship dt 15-01-2019
  2. Cir 02-2019 (RR) Initiation of RR FY 2018-2019_Instructions reg dt 21-01-2019
  3. Cir 03-2019 (FA) Finalisation of Accounts 2017-2018_Profitability of Branches dt 23-01-2019
    1. 03-2019 (FA) Finalisation of Accounts Attachment
  4. Cir 04-2019 (P&HR) Retirement of Company Employees in 2020 dt 01-02-2019
  5. Cir 05-2019 (BD) Stamp Duty for Affidavit Revised_Prop II dt 12-02-2019
  6. Curtailment of outstanding balance amt in GS account_Letter from GMF dt 29-01-2019
  7. Note on Gold Loan Application Printing in CASBA dt 12-02-2019
  8. Refund of Service Tax from FC from 2012 to 2015 dt 12-02-2019
  9. Cir 06- 2019 (GAD) Formation of 2 New Regional offices (PTNTA & PLKD) reg dt 13-02-2019
  10. Cir 07-2019 (FA) Appointment of Statutory Auditors of the Company for the year 2018-19 dt 19-02-2019
  11. Cir 08-2019 (FA) Auction and Closing of Gold ornaments of defaulted gold loan subscribers dt 19-02-2019
    1. Cir 08-2019 (FA) Explanation dt 23-02-2019
  12. Cir 09-2019 (BD) Loan for Handicapped Employees reg dt 23-02-2019
  13. Cir 10-2019 (P&HR) Strike on 08-01-2019 & 09-01-2019_Regularisation of absence of employee dt 21-02-2019
  14. Cir 11-2019 (Plg) New Amendment in Door Collection System dt 23-02-2019
  15. Estimated p & L of Last Quarter_Letter from GMF dt 23-02-2019
  16. Alert Note 01-2019 (RR) HOC (RR) ReconciIiation reg dt 31-01-2019
  17. Stock of Stationery & Fixed Asset - Statement Called for_Letter from GMB dt 22-02-2019
  18. Ilavu 2018 - Extend upto 31-03-2019_Instructions from AGM (R) TVM Dt 06-03-2019
  19. RR Debtors - Moratorium reg dt 06-03-2019
  20. Cir 12-2019 (Plg) Withholding of New Amendment in Door Collection System dt 27-02-2019
  21. Cir 13-2019 (HR) Disbursement of Interim Relief reg dt 28-02-2019
  22. Cir 14-2019 (BD) Revision in Advertisement Expenses of Branches & ROs reg dt 18-03-2019
  23. Cir 15-2019 (BD) Relaxation in Gold Loan Payments (Cash upto 1,99,999) reg dt 21-03-2019
  24. General instruction to Staff_Letter from GMB dt 13-07-2018
  25. Improvement of Gold Loan Business_Letter from GMB dt 06-03-2019
  26. New Updates in Gold Loan (Photo of Cust & Ornaments)Letter from GMB dt 21-03-2019
  27. Information Technology_Guidelines reg dt 19-01-2019
  28. Instructions for Closing of Accounts for FY 2018-19_Letter from GMF Dt 13-03-2019
  29. Business achievement 2018-19 dt 30-03-2019
  30. TAX  TDS dt 01-04-2019 
  31. Cir 16-2019 (GAD) Address & Telephone Nos of New ROs & Excisting Branches(Change) dt 08-04-2019
  32. Cir 17-2019 (P&HR) Revision of DA w.e.f. 01.01.2018 & 01.07.2018 dt 27-04-2019
  33. Balance in GST related Accounts_Letter from GMF dt 02-05-2019
  34. GPF Authorisation reg dt 04-04-2019_Letter from TAX
  35. New Nameboard for Branches reg_Letter from GMB dt 30-04-2019
  36. Cir 18-2019 (FA) Interest on on Chitty Security Deposit from 2012-2013 to 2016-2017 reg dt 04-05-2019
  37. Cir 19-2019 (GAD) Change of Address of Branches dt 09-05-2019
  38. Cir 20-2019 (BD) Increase in charge for Chitty Security Deposit Release_fee to be paid in Treasury dt 15-05-2019
  39. Cir 21-2019 (BD) Pravsi Chitty Canvassing by Each Employees 15-05-2019
    1. KSFE Pravasi Chitty_ Branch level campaign dt 24-05-2019
    2. KSFE Pravasi Chitty_ Branch level campaign dt 24-05-2019_Standees
    3. KSFE Pravasi Chitty Standees Malayalam 
  40. Cir 22-2019 (GAD) Printouts from downloads dt 15-05-2019
  41. Cir 23-2019 (Recovery) Stopping SPARK recovery dt 21-05-2019
    1. Attachment of Circular 23-2019
  42. Cir 24-2019 (BD) on Door collection dt 24-05-2019
  43. Cir 25-2019 (FA)FD matured - unclaimed - renewal dt 25-05-2019
  44. Cir 26-2019 (BD) Collection through Door Collection System Reg Modification dt 04-06-2019
  45. Estimated P&L for the 1st Quarter of FY 2019-2020 dt 28-05-2019
  46. Notice_EPS Contribution on Salary exceeding Statutory limit to the Pension Fund dt 25-05-2019
  47. Cir 27-2019 (BD) Golden Jubliee Chitty dt 13-06-2019
    1. Golden Jubilee Chitty Notice 21x28 cm
  48. General instruction to Staff dt 13-07-2018 
  49. Profit & Loss account and balance sheet in respect of chit business for the year ended 31.03.2019_Letter from GMF dt 12-06-2019
    1. Annexure 1 
    2. Annexure 2
  50. Service Tax Refund reg_Letter from GMF dt 12-06-2019
    1.  Annexure 1
    2.  Annexure 2 
    3. Service Tax Refund reg_Letter from SM(T) dt 22.6.2019
    4. A draft reply -to be submitted by customers_ revised dt 24-06-2019
    5. ST Refund Order in Original dt 08-07-2019
    6. ST - ORDER IN ORIGINAL_DIRECTIONS dt 18-07-2019 
  51.  Sugama Withdrawal from any Branch reg_Letter from GMF dt 08-06-2019
  52. Cir 28-2019 (BD) Door  Collection System_Cancellation of Modifications dt 21-06-2019
  53. Cir 29-2019 (Tax) Service Tax TDS and GST Reg dt 26-06-2019
  54. Cir 30-2019 (BD) Golden Jubileeb Chitty more Clarifications dt 26-09-2019
    1. Clarification_TDS_Circular 30-2019 dt 09-08-2019 
  55. FORM 16A_TDS Certificates to Cust_Letter from SM(T) dt 26-06-2019
  56. Cir 31-2019 (Legal) Enhancement of Legal Fee dt 27-06-2019
  57. Cir 32-2019 (BD)Enhancemnet of Personal Surety Limit dt 03-07-2019 
  58. Cir 33-2019 (BD) Pravasi Grand Day reg dt 10-07-2019
  59. Cir 34-2019 (BD) Change in limit  in Gold Loan Scheme of the Com dt 15-07-2019
  60. Cir 35-2019 (BD) Changes in House Loan Scheme dt 25-07-2019 
  61. Cir 36-2019 (IA&V) Establishment of Vigil Mechanism_Implimentation of Whistle Blower Policy reg dt 26-07-2019
  62. Cir 37-2019 (Tax) Kerala Flood Cess Circular dt 30-07-2019
    1. Kerala Flood Cess_Accounting Instructions_Letter from GM(F) dt 01-08-2019
  63. Ponnona Chitty 2018_Mega Draw_Intimation dt 30-07-2019
  64. TDS Correction_Letter from GM(F) dt 27-07-2019
  65. Cir 38-2019 (GAD) Change of Address & Telephone Nos of new or Existing branches dt 01-08-2019
  66. Cir 39-2019 (BD) Changes in Registration and other fees reg dt 30-07-2019
  67. P & HR Contact Numbers and emails dt 29-07-2019
  68. Sadbhavana Day 2019 Notice & GO dt 14-08-2019
  69. Cir 40-2019 (BD) Ponnona Chitty - 2018 Prize Result dt 20-08-2019 
  70. Cir 41-2019 (GAD) Printing & Supply of Company Calender & Diary for the year 2020_additional Req dt 21-08-2019
  71. Cir 42-2019 (GAD) Change of Address of Branches dt 26-08-2019
  72. Cir 43-2019 (Recovery) Launching of Golden Jubilee Elavu-2019 reg dt 29-08-2019
    1. Guidelines for OTS under ILAVU 2019 in CASBA dt 02-09-2019 
    2. Extension of Ilavu-2019 upto 31-01-2020 dt 29-11-2019 
    3. Extension of GJ Elavu upto 28-02-2020 dt 30-01-2020
    4. Extension of GJ Elavu upto 28-02-2020 dt 30-01-2020 
  73. Accounting of KFC_GPF Authorisation_Letter from SM(T) dt 30-08-2019
  74. Estimate P&L 2019-20_Letter from GM(F) dt 19-08-2019
  75. Notice_Security Measures to be taken during the ONAM holidays 2019 - reg dt 26-08-2019
  76. PBNP Settlement reg_Letter from GMB dt 22-08-2019
    1. List of PBNP case
  77. Onam 2019 Bonus & Special Festival Allowance dt 05-09-2019
  78. Onam 2019 Incentive dt 05-09-2019
  79. Onam 2019 Festival Advance - Appraiser dt 05-09-2019
  80. Onam 2019 Festival Advance - Canvasing Agents dt 05-09-2019
  81. Onam 2019 Festival Allowance - Retired Employees dt 05-09-2019
  82. Onam 2019 Special Festival Allowance - Gold Appraiser dt 05-09-2019
  83. Cir 44-2019 (GAD) Providing ISD  facility in CUG of Branch Managers dt 03-09-2019
  84. Cir 45-2019 (BD) Door Collection_Remit Money to our Bank direct in  Onam Holidays 2019 dt 04-09-2019
  85. Cir 46-2019 (P&HR) Enhancement of Remuneration of daily wage employees dt 04-09-2019
  86. Cir 47-2019 (CS) Revision of Approved Hospitals for Medical Reimbursement dt 04-09-2019
  87. Cir 48-2019 (BD) Changes in Chitty Registration fees reg dt 18-09-2019
  88. Cash Withdrawal above Rs 1 Cr from  Bank_TDS reg dt 03-09-2019
  89. SABKA VISWAS dt 26-09-2019
    1. Service Tax - Sabka Viswas Scheme directions Issued dt 28-10-2019
    2. SVLDRS_Date Extension reg dt 01-01-2020
    3. SVLDRS-Directions to Report the details dt 06-01-2020
    4. SVLDRS_Letter from SM(Tax) dt 04-02-2020
    5. SVLDRS_Hearing Dates reg & Instructions to Branch_Letter from SM(T) dt 18-02-2020
  90. Cir 49-2019 (CS) Malayaladinakhosham November 1 dt 09-10-2019
  91. Golden Jubilee Celebrations_Creating Accounting Head dt 09-10-2019
  92. Cir 50-2019 (BD) High Tea in connection with Golden Jubilee Celebrations dt 24-10-2019
    1. Revised Rate for High Tea -Golden Jubilee Celebrations dt 26-10-2019
  93. Terminated Chit Closing_PBNP adjustment and RR Cases_Letter from GM(B) dt 21-10-2019
  94. Cir 51-2019 (GAD) Distribution of Company Calendar 2020 reg dt 30-10-2019
    1. Attachment to Circular 51-2019 dt 30-10-2019
  95. Cir 52-2019 (BD) Agency Commission Golden Jubilee Chit_Clarification dt 16-11-2019
  96. Cir 53-2019 (CS) Right to information Act appeal  reg dt 19-11-2019
  97. Cir 53 A-2019 (CS) RTI Act_ Time bound report Submission to State Public Information Officer_reg dt 05-12-2019
  98. Income Tax 2019-20_Slab & Instructions dt 11-11-2019
  99. Notice_Providing Sanitary Materials to Part Time Sweepers dt 06-11-2019
  100. Withdrawal of Circular 02-2018 (IAD) dt 04-11-2019
  101. Cir 54-2019 (P&HR) Retirement of Company Employees in 2021 dt 20-11-2019
  102. Alert Note (Rec) VRS in BSNL reg_Letter from GM(F) dt 16-11-2019
  103. Estimated P&L 2019-20 Q3 21.11.2019
  104. Cir 55-2019 (BD) Group Personal Accidental Insurance Policy to Agents & Gold Appraisers dt 27-11-2019
  105. Cir 56-2019 (BD) KPL Top Up to Public Reg dt 06-12-2019
  106. Cir 57-2019 (BD) Branch Gradation asper GL Disbursement reg dt 07-12-2019
  107. Cir 58-2019(BD)Acceptance of property security -Changes in existing procedure
  108. SVLDRS (Sabka Vikas) Letter from GM(F) dt 26-12-2019
  109. Cir 59-2019 (Recovery) OTS_Including Non Prized Chit Subs in Golden Jubilee Elavu 2019 dt 26-12-2019

2018
  1. Cir 01-2018 (P&HR) Staff Welfare-Scholarship to the Children & Spouse of Company Employees
  2. Cir 02-2018  (IAD) Alert Note (IAD) 1-2016 regarding Security and Liability dt 21-11-2016 dt 06-01-2018
  3. Cir 03-2018 (Recovery) Conducting Adalath @ RO Level dt 19-01-2018
  4. Cir 04-2018 (PLG) Company CUG Mobile_New Tariff Reg dt 23-01-2018
  5. Cir 05-2018 (IT) Reg CASBA Suggesions dt 01-02-2018
  6. Cir 06-2018 (P&HR)  Retirement of Company Employees dt 06-02-2018
  7. Cir 07-2018 (Recovery) Considering Non RR Cases in Adalath dt 12-02-2018
  8. Cir 08-2018 (PLG) Updation of Aadhar No dt 21-02-2018
  9. Cir 09-2018 (BD) Including Thirumandamkunnu Devaswom in Malappuram Dist as SREG Category Employee dt 03-03-2018
  10. Cir 10-2018 (FA) Appointment of Statutory Auditors & Finalization of Accounts dt 20-03-2018
  11. Cir 11- 2018 (FA) Important Points to remember reg IT & GST dt 11-04-2018 
  12. Cir 12-2018 (Recovery) Switch over of NPA Norm from 6 Months to 3 Months Order Issued dt 23-04-2018 
  13. Cir 13-2018 (P&HR) Conduct of Promotion Test for the year 2017_Exam Timetable dt 04-05-2018
  14. Cir 14-2018 (PLG) PTS Employees in Govt Service treating as SREG reg dt 10-05-2018
  15. Cir 15-2018 (PLG) Inaguration of Pravasi Chit on 02-06-2018 dt 10-05-2018
  16. Cir 16-2018 (BD) Considering C-DIT Permanent Employees as SREG Catagory dt 10-05-2018
  17. Cir 17-2018 (BD) Gold Loan or Security No Maximum Ceiling in Apraiser Fee dt 24-05-2018
  18. Cir 18-2018 (BD) Considering DTNBWED Employees as SRNEG reg dt 08-06-2018
  19. Cir 19-2018 (BD) Pravasi Chit Inaguration reg @ 18-06-2018 dt 07-06-2018
  20. Cir 20-2018 (BD) Recover dues from DCRG Benefits of Govt Employees reg dt 18-06-2018
    1. Cir 20-2018 Attachement
  21. Cir 21-2018 (BD) Pravasi Chitty_Employees Meet dt 22-06-2018
  22. Cir 22-2018 (BD) Gaztte Notification Fee reg dt 23-06-2018
  23. Cir 23-2018 (P&HR) Revision of Dearness Allowance wef 01-07-2017 dt 23-06-2018
  24. Cir 24-2018 (BD) KSFE Pravasi Registration Day dt 06-07-2018
  25. Cir 25-2018 (BD) Announcement of Ponnona Chitty 2018 dt 12-07-2018
    1. PC-2018 - PERIOD EXTENDED upto 22-12-2018 dt 15-12-2018
  26. Cir 26-2018 (IA&V) Clarifications to RO on IA&V Reports_Detailed Explanation of Cir 29-2017 (IA&V) dt 11-04-2017 dt 12-07-2017
  27. Cir 27-2018 (BD) Raincoat for KSFE Agents dt 18-07-2018
  28. Cir 28-2018 (BD) Pravasi Chitty Registration dt 20-07-2018
  29. Cir 29-2018 (BD) Draw for PONNONA Chitty 2017 (PC 2017) Announcement of Results dt 23-07-2018
  30. Cir 30-2018 (BD) Including (CAPE) Cooperative Academy of Professional Education as SREG Category Employee dt 06-08-2018
  31. Cir 31-2018 (Recovery) Launching of OTS Scheme _ILAVU-2018_ dt 10-08-2018
    1. ILAVU-2018 Extended up to 31.01.2019 dt 29-12-2018
  32. Cir 32-2018 (GAD) Printing & Supply of Company Diary 2019_Additional requirement @ actual cost Dt 06-08-2018
  33. Cir 33-2018 (P&HR) Enhancement of Remuneration of Employees engaged on daily wages basis dt 14-08-2018
  34. Cir 34-2018 (BD) Group Personal Accidental Insurance Policy to Chit Canvassing Agents & Gold Apraisers dt 21-08-2018
  35. Cir 35-2018 (GAD) Implimenting Green Protocol in GOVT Organisations dt 08-09-2018
  36. Cir 36-2018 (BD) Delegation of Powers of Various Officers in Loan Schemes & General dt 17-09-2018
    1. Cir 36-2018 Explanatory Note
  37. Cir 37-2018 (BD) Including Uralunkal  Labour Co operative Society (ULCC) as SREG Catagory dt 01-10-2018
  38. Cir 38-2018 (Tax) GST_Precausion in  Branches & Mandatory Filings reg dt 08-10-2018
    1. Cir 38-2018 Explanatory Note
  39. Cir 39-2018 (P&HR) Reconstitution of Internal Complaints Committee (Sexuzl Harrassment against women) dt 11-10-2018
  40. Cir 40-2018 (BD) Modification in Gold Loan Scheme dt 17-10-2018
  41. Cir 41-2018 (BD) Fraud_Forged Documents Pledged for security  in Maranalloor & Nellimoodu dt 17-10-2018
  42. Cir 42-2018 (BD) Don't Consider Salary Challenge Monthly Deduction While computing total deduction of SREG Employees dt 25-10-2018
  43. Cir 43-2018 (P&HR) Promotion Test 2018 - General Instruction & Intimation of Date, Time, Venue etc dt 01-11-2018
  44. Cir 44-2018 (Plg) KSFE Day Nov 6 - Banner & Pledge dt 01-11-2018
    1. KSFE Day Nov 6 - Banner
  45. Cir 45-2018 (GAD) Distribution of Calendar for 20l9 - Distribution Centers and Numbers reg dt 31-10-2018
    1. Distribution Centers and Numbers reg
  46. Cir 46-2018 (CS)  Revision of the list of Appr Hospitals for the purpose of Reimbursement dt 29-10-2018
  47. Cir 47-2018 (P&HR) Salary Challenge Circular dt 08-11-2018
  48. Cir 48-2018 (Plg) Stamppaper Charge change while preparing Power of Attorny dt 08-11-2018
  49. Cir 49-2018 (P&HR) Interest free loan to empolyees who affected in flood dt 12-11-2018
  50. Cir 50-2018 (I&AV) Fake Documents for Property Security reg dt 15-11-2018 
  51. Cir 51-2018 (TAX) TDS in GST_Exemption to GOVT Organisations dt 05-12-2018
  52. Shifting of Head Office_Address change dt 24-11-2018
  53. Alert Note 1-2018 Physical verification & Purity Checking of Gold Packets reg dt 06-12-2018
  54. Cir 52-2018 (BD) DDFS Implementaion at branches for NRI Chit Security dt 13-12-2018
  55. Cir 53-2018 (BD) Gold Loan Promotion Circular dt 18-12-2018
  56. Cir 54-2018 (BD) Personal Surety accepatance (SREG)_Information Keral Mission Employees dt 24-12-2018
  57. Cir 55-2018 (GAD) CUG Mobile New Offers reg dt 15-12-2018
  58. Eligibility List - HOUSE LOAN TO COMPANY EMPLOYEES-2018-19 dt 15-12-2018
  59. Eligibility List - ADDITIONAL_HOUSE LOAN TO COMPANY EMPLOYEES-2018-19 dt 15-12-2018
  60. Eligibility List - VEHICLE LOAN TO COMPANY EMPLOYEES-2018-19 dt 15-12-2018
  61. Loan for Flood Affected Employees_HRMS Instruction dt 26-12-2018
  62. Income Tax for the year 2018-19_Salary Income Computation dt 28-12-2018
  63. Ponnona Chitty 2018_PC TGT and Yearly TGT Achieved dt 24-12-2018
2017
  1. Cir 01-2017 (BD) Puthuvarsha Chittikal 2017 DT 03-01-2017
  2. Cir 02-2017 (Recovery) Goldloan Default dt 03-01-2017
  3. Cir 03-2017 (CS) Restucturing of Board and Appointment of MD dt 05-01-2017
  4. Cir 04-2017 (BD) Enhancement of valuation fee to be collected from customers dt 12-01-2017
  5. Cir 05-2017 (BD) Demonetisation - Instruction regarding cash withdrawals from Sugama Accounts dt 12-01-2017
  6. Cir 06-2017 (P&HR) Pay Revision to Top Level Executives with GO dt 16-01-2017
  7. Cir 07-2017 (P&HR) Enhancement of daily wages to PTS employees dt 20-01-2017
    1. Clarification dt 25-01-2017
  8. Cir 08-2017 (FA) Estimated Profit & Loss Ac for the current year 2016-17
  9. Cir 09-2017 (P&HR) DA Arrear 01-07-2016
  10. Cir 10-2017 (FA) TA,DA,Incidental charge revised-2017
  11. Cir 11-2017 (P&HR) List of retirement 2018
  12. Cir 12-2017 (FA) Fixed Deposits matured but remaining unclaimed dt 08-02-2017
  13. Cir 13-2017 (FA) Finalisation of accounts for 2015-16 dt 10-02-2017
  14. Cir 14-2017 (Recovery) PBNP Cases Incresing Trend
  15. Cir 15-2017 (BD) Disbursal of gold loan amount in cash-Limits prescribed dt 10-03-2017
  16. Cir 16-2017 (FA) Annual Closing of Accounts as on 31-03-2017 dt 17-03-2017
  17. Cir 17-2017 (GAD) Stock of Stationery and Fixed Assets Statement called dt 04-03-2017
  18. Cir 18-2017 (Recoery) Gold Loan Default Removal of Circular 2-2015 dt 18-03-2015
  19. Cir 19-2017 (FA) Demonitisation_Uploading of Data by branches dt 22-03-2017
  20. Cir 20-2017 (FA) Remittance of Service Tax of March 2017 reg dt 22-03-2017
  21. Cir 21-2017 (FA) Appointment of Statutory Auditors for the Company
  22. Cir 22-2017 (BD) Revision of interest rate of deposit and loans
  23. Cir 23-2017 (Recovery) Chitty Default Interest reduced to 12 dt 28-03-2017
  24. Cir 24-2017 (BD) CASBA_ Collecting Aadhar Nos of Customers and opening Sugama Accounts dt 29-03-2017
  25. Cir 25-2017 (Recovery) RR Online_Procuring Dig Sig_Appointment of Dist Lev Nodal Officer dt 28-03-2017
  26. Cir 26-2017 (Recovery) Ilavu 2017_Extention of period upto 30-04-2017 dt 31-03-2017
  27. Cir 27-2017 (FA) Restriction on cash transactions in the Finance Act 2017_Clarification dt 01-04-2017
    1. Clarification dt 01-04-2017
    2. Clarification dt 04-04-2017 
  28.  Cir 28-2017 (P&HR) Conduct of Promotion test
  29. Cir 29-2017 (IA&V) Internal Audit_Effective, Timebound and correct dt 20-04-2017
  30. Cir 30-2017 (IT) CASBA Data Purification Bef 26-04-2017 dt 20-04-2017
  31. Cir 31-2017 (PLG) Obtaining Aadhaar Nos Of Subs dt 21-04-2017
  32. Cir 32-2017 (BD) Canvassing and Door Collection Agents reg dt 17-04-2017
  33. Cir 33- 2017 (Recovery) Ilavu 2017_ Extention of period upto 31-05-2017 dt 29-04-2017
  34. Cir 34-2017 (Recovery) Ilavu 2017 Extension of Base date from 31-03-2016 to 31-12-2016 dt 10-05-2017
  35. Cir 35-2017 (GAD) Directions for taking premises on lease for starting New-Excisting branch dt 20-04-2017
  36. Cir 36-2017 (FA) Closing Cash Balance Certificate ason 8-11-2016 & 31-12-2016 Should also Prepare dt 22-05-2017
  37. Cir 37-2017 (BD) Ponnona chitty 2016 Draw for Second prize
  38. Cir 38-2017 (CS) Malayalam Bharana Bhasha Varsham
  39. Cir 39-2017 (P&HR) Revision of Dearness Ref Allowance w.e.f. 01.01 .2017
  40. Cir 40-2017 (P&HR) Sexual Harassment against Women_Reconstitution of Complaints Committee
  41. Cir 41-2017 (FA) Cash Transaction above 2 L Restricted by Income Tax_Reminder 
  42. Cir 42-2017 (FA) Fixed Deposits matured but remaining un-claimed and unpaid as on 31-03-2017 dt 08-06-2017
  43. Cir 43-2017 (FA) Profit and Loss Account and Balance Sheet in respect of Chit Bus for the year ended 31-03-2017 dt 08-06-2017
  44. Cir 44-2017 (FA) GST Implementation_Instructions dt 30-06-2017
    1. GST Clarification on Accounting Entry dt 01-08-2017
  45. Cir 45-2017 (BD) Launching of Ponnona Chittilal 2017 during this Onarn festival season
  46. Cir 46-2017 (P&HR) Termination of the service of employees who were continuing after the age of 58
  47. Cir 47-2017 (IT) Hardware Maintanance in Branch dt 13-07-2017
  48. Cir 48-2017 (Recovery) Default Auctions @ Branch Level dt 17-07-2017
  49. Cir 49-2017 (Legal) Right to information Act Reg dt 17-07-2017
  50. Cir 50-2017 (BD) Modification in Door Colln & Canvassing Commission wef 01-08-2017  dt 17-07-2017
  51. Cir 51-2017 (BD) Gold Apraiser Fee Enhancement Reg dt 03-08-2017
  52. Cir 52-2017 (BD) Pisharadi Kaavu Devaswom Employees Salary Cert dt  03-08-2017
  53. Cir 53-2017 (PLG) Goldloan_Increasing the limit of Cash Disbursement dt 16-08-2017 
  54. Cir 54-2017 (BD) Ponnona Chitty 2017_Umbrella as Consolation Prize dt 17-08-2017
  55. Cir 55-2017 (GAD) Company Calender and Diary Additional Requirement dt 26-08-2017
  56. Cir 56-2017 (BD) CVL tieup scheme with Indroyal Furnitutre dt 26-08-2017
    1. Annexure 1 Pricelist
    2. Annexure 2 Dealerlist
  57. Cir 57-2017 (P&HR) Enhancement of Remuneration of employees - engaged on daily wage dt 29-08-2017
  58. Cir 58-2017 (GAD) Onam Coir Products Lucky Draw Coupons General To KSFE employees and pubric dt 29-08-2017
  59. Cir  59-2017 (FA) Monthly Interest of Chitty Security Deposits with Treasury reg dt 08-09-2017
  60. Cir 60-2017 (FIN) Reverse charge Mechanism in GST
  61. Cir 61-2017 (CS) Bharana Bhasha Malayalam dt 24-10-2017
  62. Cir 62-2017 (BD) Including Employees of Nitta Gelatin India Ltd. as SREG in KSFE dt 25-10-2017
  63. Cir 63-2017 (Plg) Nov 6 KSFE Day Celebrations dt 01-11-2017
    1. Cir 63-2007 Attachment 
  64. Cir 64-2017 (GAD) Distribution of Com Calendar for 2018_Distribution Cent Dt 08-11-2017
  65. Cir 65-2017 (BD) News Paper in Branches dt 10-11-2017
  66. Cir 66-2017 (FA) Details of Fixed Deposits matured but remaining unclaimed or unpaid as on 31.03.2017 dt 13-11-2017
  67. Cir 67-2017 (P&HR) KSFE Society_Withdrawal of Imposed Restrictions to 10 employees dt 15-11-2017
  68. Cir 68-2017 (P&HR) DDFS_Selection of Digital Ambassadors - Master Trainers Programme dt 01-12-2017
  69. Cir 69-2017 (BD) Starting of Multi Division Chitty Reg dt 07-12-2017
    1. Cir 69-2007 Anexure
  70. Cir 70-2017 (BD) PC 2016 Announcement of Result of Megadraw dt 28-12-2017
2016
  1. Cir 01-2016 (P&HR) Stasff welfare Scholarship to the children-spouse dt. 20.01.2016
  2. Cir 02-2016 (Plg) Formation of 4 new Regional Offices DT. 03.02.2016
  3. Cir 03-2016 (P&HR) Retirement of Company Employees dt. 09.02.2016
  4. Cir 04-2016 (BD) Awards for performing branches-Regions BVC 2015  dt. 10.02.2016
  5. Cir 05-2016 (P&HR) General Transfer 2016-Request called for dt. 10.02.2016
  6. Cir 06-2016 (IA &V) Timely action on audit files-reg dt. 11.02.2016
  7. Cir 07-2016 (GAD) Keeping our premises clean-observing Wednesdays as “CLEAN WEDNESDAYS” dt. 11.02.2016
  8. Cir 08-2016 (Recovery) Initiation of RR in CAS – Rectification of mistakes – Directions issued
  9. Cir 09-2016 (BD) Draw for BVC-2015 – Announcement of results dt. 15.02.2016
  10. Cir 10-2016 (BD) Modifications in various loan schemes - reg dt. 20.02.2016
  11. Cir 11-2016 (Recovery) Recognition for default reduction and effective recovery management function at branch  level dt. 22.02.2016
  12. Cir 12-2016 (Recovery) Containment of Non-prized Chitty Default-Campaign for Revival-Substitution dt. 23.02.2016
  13. Cir 13-2016 (IA&V) Cheating of the company by producing bogus salary certificate reg dt 24.02.2016
  14. Cir 14-2016 (RR) User Training on RR initiation by Online - Rectification of defects of RR dt. 29.02.2016
  15. Cir 15-2016 (IT) Flashing the Company Profile in WhatsApp, facebook,Twitter, You Tube accounts dt. 08.03.2016
  16. Cir 16-2016 (GAD) Stock of STationery and Fixed Assets-Statement called for dt 10.03.2016
  17. Cir 17-2016 (FA) Change in Service Tax rate w.e.f. 01.04.2016 – Re-Introduction of Abatement to chitty dt. 21.03.2016
  18. Cir 18-2016 (FA) Annual closing of Accounts as on 31st March and audit observation of the Company by the  Statutory auditors dt. 21.03.16
  19. Cir 19-2016 (FA) Payment of Service Tax dt. 28.03.2016
  20. Cir 20-2016 (IT) e-Collection facility to be provided to chitty subscribers dt. 30.03.2016
  21. Cir 21-2016 (FA) Appointment of Statutory Auditors 2015-16-Instructions issued dt. 30.03.2016
  22. Cir 22-2016 (BD) Inclusion of  Kodumon Branch (Code No. 278)  under Kollam Region dt. 31.03.2016
  23. Cir 23-2016 (BD) Low Key Campaign-Special Chitty Campaign for the 1st quarter of the FY 2016-17 dt. 01.04.2016
  24. Cir 24-2016 (BD) Introduction of ProcessingAdministration Charge for the KSFE Personal Loan Scheme dt. 11.04.2016
  25. Cir 25-2016 (RR) Containment of NPA-Overdue cases in Gold Loan portfolio. District Level Adalaths to be conducted at RO level dt. 11.04.2016
  26. Cir 26-2016 (P&HR) Enhancement of Daily Wages to PTS dt. 15.04.2016
  27. Cir 27-2016 (FA) FD matured but remaining unclaimed-unpaid as on 31.03.2016-Renewal of deposits-settling of the claims-instructions dt. 07.05.2016
  28. Cir 28-2016 (BD) Advance under Gold LoanGold security scheme – revision dt 20-05-2016
  29. Cir 29-2016 (P&HR) Revision of Dearness Allowance w.e.f. 01.01.2016
  30. Cir 30-2016 (FA) Change in TDS and threshold limit wef 01.06.2016
  31. Cir 31-2016 (FA) Change in Service Tax rate w.e.f. 01 .06.2016 - introduction of Krishi Kalyan Cess
  32. Cir 32-2016 (BD) Modifications in the Housing Loans Scheme
  33. Cir 33-2016 (P&HR) Termination of Ex-Service Personnel deployed under contract basis
  34. Cir 34-2016 (FA) Profit and Loss account and balance sheet in respect of chit business
  35. Cir 35-2016 (CS) SWATCH BHARATH MISION CLEANLINESS
  36. Cir 36-2016 (BD) Revision of interest on Deposit Schemes dt 02-07-2016
  37. Cir 37-2016 (Recovery)  Introduction of 'SPARK' - Software for dt 02-07-2016
  38. Cir 38-2016 (Recovery) Revaluation of property by BM
  39. Cir 39-2016 (RR) Instruction for settling PBNP Cases dt 15-07-2016
  40. Cir 40-2016 (P&HR)  Conduct of Promotion test for the year 2015 dt 25-07-2016
  41. Cir 41-2016 (Recovery) IDLI 2016 llntensive Drivefor Liquictity Improvement) - I) dt 29-07-2016
  42. Cir 42-2016 (FA)  Details of Fixed Deposits matured but remaining unclaimed unpaid
  43. Cir 43-2016 (BD) Launching of Ponnona Chittikal 2016 during this Onam festival season dt 13-08-2016
  44. Cir 44-2016 (Recovery) IDLI- 2016' oncoming festive season - improving - cash flow - Intensifying Recovery steps
  45. Cir 45-2016 (BD) Draw for BHAGYA SREYAS CHITTIKAL (BSC-2015)
  46. Cir 46-2016 (CS) Mentioning names of SPIO's AAs in the communications issued under RTI Act dt 29-08-2016
  47. Cir 47-2016 (P&HR) Implimentation of Pay Revision - Option called dt 17-09-2016
  48. Cir 48-2016 (GAD) Printing and Supply of Company Calender and Diary
  49. Cir 49-2016 (P&HR) Pay Revision - Revision of Allowances and Other Benefits red dt 28-09-2016
  50. Cir 50-2016 (P&HR) Enhancement of Remuneration of Employees Engaged on Daily Wage Basis dt 03-10-2016
  51. Cir 51-2016 (CS) Bharana Bhasha Malayalam dt 28-10-2016
  52. Cir 52-2016 (FA) Internal Control Systern for realization of cheques submitted towards monthly subscr of chitty dt 28-10-2016
  53. Cir 53-2016 (PLG) Celebration of KSFE day on 7th November 2016 dt 28-10-2016
  54. Cir 54-2016 (Recovery) IDLI 2016-Extension of the scheme to 2nd phase for substitution dt 28-10-2016
  55. Cir 55-2016 (P&HR) Job Rotation in Asst Carder Dt 03-11-2016
  56. Cir 56 -2016 (GAD) Distribution of Company Calender 2017 dt 08-11-2016
  57. Cir 57-2016 (CS) Treatment in Super Speciality Hospital dt 08-11-2016
  58. Cir 58-2016 (CS) Quami Ekta Varakhosham dt 08-11-2016
  59. Cir 59-2016 (Plg) Instruction regarding cash collection & Auction
  60. Cir 60-2016 (Plg) Circular Rs 1000, 500 Notes reg dt 14-11-2016
    1. Clarification dt 15-11-2016
  61. Jagratha 1-2016 (IA&V) Property Security_Guidlines dt 21-11-2016
  62. Cir 61-2016 (CS) Restructuring of Board of Directors dt 24-12-2016
  63. Cir 62-2016 (Plg) POS Mechine installatioin uploading dt 09-12-2016
  64. Cir 63-2016 (P&HR) Strike on 02.09.16_ Regularization of Absence dt 23-12-2016
  65. Cir 64-2016 (BD)  Know Your customer(KYC) guidelines specified by RBI
  66. Cir 65-2016 (P&HR) Staff welfare - Scholarship to the childrenspouse of company employees for dt 26-12-2016
  67. Cir 66-2016 (Recovery) Reg DCRG dt 23-12-2016
  68. Cir 67-2016 (Legal) Enhancement of Panel Advocate's fee dt 29-12-2016
  69. Cir 68-2016 (Recovery) OTS ILAVU 2017 dt 31-12-2016
2015
  1. Cir 01-2015 (BD) Modifications in New Housing Finance Scheme(NHFS) for further promotion in Business
  2. Cir 02-2015 (BD)  Introduction of RR proceedings against customers of Gold loan and in cases where gold is acceptaed as security
  3. Cir 03-2015 (Recovery) Containment of Non-prized Chitty Default. Launching of a Campaign for Revival-Substitution of Defaulted Non-Prized Tickets in Chitties
  4. Cir 04-2015 (IT) CASBA Implementation Plan
  5. Cir 05-2015 (BD) Awards for best performers  in  BVC-2014  campaign during Onam season 2014
  6. Cir 06-2015 (BD) Draw for BHAGYA VARSHA CHITTIKAL (BVC-2014) – Announcement of results
  7. Cir 07-2015 (FA) Finalisation of accoutns for 2013-14-Profitability of branches-guidelines issued to arrive at true profit  dt. 16.02.2015
  8. Cir 08-2015 (P&HR)  Retirement of Company Employees dt. 16.02.2015
  9. Cir 09-2015 (Recovery) Introduction of SMS facility in branches dt. 24.02.2015
  10. Cir 10-2015 (P&HR) Conduct of Promotion test for the year 2014- further information dt 26.02.2015
  11. Cir 11-2015 (CS) Usage of Malayalam as Official Language -26.02.2015
  12. Cir 12-2015 (GAD) Stock of Stationery and Fixed Assets- Statement called for dt 26.02.15
  13. Cir 13-2015 (GAD) Address and telephone Numbers of new  existing -branches - Intimated dt. 27.02.2015
  14. Cir 14-2015 (CS) Official Language-Publishing of Padakosam dt 10.03.2015
  15. Cir 15-2015 (BD) Reduction in Rate of  interest on Gold  Loan and change in procedure of collection of penal interest
  16. Cir 16-2015 (BD) Modifications in the New Housing Finance Scheme (NHFS) dt 23.03.2015
  17. Cir 17-2015 (FA) Chit Fund Act 1982 – Treatment of UndisbursedForfeited Veethapalisa in the Books of Accounts dt 23.03.15
  18. Cir 18-2015 (FA) Annual closing of Accounts as on 31st March and audit observation of the Company by the dated 25.03.2015
  19. Cir 19-2015 (BD) Revision of interest on Deposits and Loans dated 25.03.2015
  20. Cir 20-2015 (FA) Enhancement in the rate of service tax on chitty scheme-abatement withdrawn dt. 26.03.2015
  21. Cir 21-2015 (BD) Modifications in the Reliable Customer Loan (RCL) schemedt. 27.03.2015
  22. Cir 22-2015 (P&HR) Revision of Dearness Allowance w.e.f. 01.07.2014 dt. 28.03.2015
  23. Cir 23-2015 (BD) Enhancement in the upper limit of appraiser fee dt. 06.04.2015
  24. Cir 24-2015 (BD) Low Key camqlign  dt 10-4-15
  25. Cir 25-2015 (BD) Modifications in the New Housing Finance Scheme (NHFS)  dt 18.04.15
  26. Cir 26-2015 (CS) General Administration – Right to Information Act, 2005-formulating record retention schedule for public authorities dt. 20.04.2015
  27. Cir 27-2015 (RR) Multiple liabilities by Sri. Sobhandas A A and Smt. Sindhu dt. 20.04.2015
  28. Cir 28-2015 (FA) Appointment of Statutory Auditors of the Company for the year 2014-15-Finalization of Accounts – Instructions issued – reg dt.20.04.2015
  29. PBL New Documentation Procedure with Format & Undertaking dt 06-05-2015
    1. PBL Application - New Format
    2. PBL Undertaking - New Format
  30. Cir 29-2015 (FM) New rate of Service Tax w.e.f 01.06.2015
  31. Cir 30-2015 (BD) Awards for Branches & Regions-BSC 2014 dt 03.06.2015
  32. Cir 31-2015 (BD) BSC 2014-Announcement of results dt. 08.06.2015
  33. Cir 32-2015 (FA) P&L Acc and BS in respect of chit business for the year ended 31.03.2015 dt 16.06.2015
  34. Cir 33-2015 (BD) Revision of Personal Surety Norms dt dt.18.06.2015
  35. Cir 34-2015 (FA) Availing Cenvat Credit on Service Tax payable to Govt dt dt. 18.06.2015
  36. Cir 35-2015 (GAD) Address and telephone Numbers of new  existing  branches dt. 19.06.2015
  37. Cir 36-2015 (BD) Gold Loan Scheme- Gold accepted as security – Enhancement in the Gold Appraiser charges dt dt. 22.07.2015
  38. Cir 37-2015 (Recovery) Liability against Company Employees.  Disbursement of Festival Advance Bonus & Incentive in connection with Onam – 2015 DT 30-07-2015
  39. Cir 38-2015 (BD) Introduction of branded chitties “Bhagya Varsha Chittikal 2015” during Onam festival season
  40. Cir 39-2015 (GAD) Printing and supply of Com calendar & diary for 2016 – addl requirement of Com diary at cost
  41. Cir 40-2015 (Recovery)  Cheating the Company by offering bogus sureties and fake ID cards dt 13.08.2015
  42. Cir 41-2015 (P&HR) Revision of Dearness Allowance w.e.f. 01.01.2015 dt 18.08.2015
  43. Cir 42-2015 (BD) The apprehended strike  of gold appraisers on 24, 25 & 26 of Aug 2015 - directions issued dt.21.08.15
  44. Cir 43-2015 (GAD) “Chitty Business Campaign 2014” Campaign-Reward to the employees-Distribution of Gold Coins of 1 gram each (.999 purity) - arrangements dt 21.08.2015
  45. Cir 44-2015 (BD) Enrollment  of  NRIs  in  chits - Perm granted  to KSFE by  the  Govt dt 31.08.2015
  46. Cir 45-2015 (IT) Missing installments in chitty personal ledger-further direction dt 10.09.2015
  47. Cir 46-2015 (BD) Updation of Company website- “Newly announced chitties”
  48. Cir 47-2015 (BD) Revision of interest on Deposit and Loans dt 09.10.2015
  49. Cir 48-2015 (FA) Details of FD matured but remaining unclaimed-unpaid as on 31.03.201-uploading of information-details called for dt 12.10.2015
  50. Cir 49-2015 (GAD) Address and telephone Numbers of new- existing branches - Intimated dt 13.10.2015
  51. Cir 50-2015 (FA) Guidelines for filing Appeal against Order-in-original by STax Dept dt. 21.10.2015
  52. Cir 51-2015 (BD) Celebration of KSFE day on 6th November 2015 dt. 31.10.2015
  53. Cir 52-2015 (GAD) Renaming of Elettil Vattoli branch in Kozhikode District dt 09.11.2015
  54. Cir 53-2015 (FA) Swachh Bharat Cess dt. 13.11.2015
  55. Cir 54-2015 (GAD) Distribution of Company Calendar for the year 2016 dt. 25.11.2015
  56. Cir 55-2015 (BD) Safe keeping of documents of Immovable properties dt 25.11.2015
  57. Cir 56-2015 (FA) New Forms 15G and 15H dt. 28.11.2015
  58. Cir 57-2015 (BD) Introduction of branded chitties “Bhagya Sreyas Chittikal 2015 dt 16.12.2015
  59. Cir 58-2015 (FA) Estimated Profit & Loss AC for the current year 2015-16 dt . 19.12.2015
  60. Cir 59-2015 (P&HR) Revision of Dearness Allowance w.e.f. 01.07.2015 dt. 19.12.2015
  61. Cir 60-2015 (CS)  Malayalam official language dt dt 19.12.2015
  62. Cir 61-2015 (BD) Revision of interest on Depostis and Loans-reg dt. 30.12.2015
  63. Cir 62-2015 (P&HR) Renewal of contract with Ex-servicemen organisation and enhancement of amount
  64. Cir 63-2015 (Recovery) Availing SMS from Spice Digital Ltd dt. 30.12.2015
2014
  1.  Cir 01-2014 (BD) Updation of website reg chitties
  2. Cir 02-2014 (P&HR) Renewal of contract with Ex-servicemen
  3. Cir 03-2014 (P&HR) Revision of DA wef 1-7-2013 dt 20-1-2014
  4. Cir 04-2014 (FA) Estimated P&L Ac for the year 2013-14
  5. Cir 05-2014 (BD) Thenmala-Ecotourism inclusion in the approved list of institutions
  6. Cir 06-2014 (RR) Procedure for Preparation of RR Requisitions-guidelines issued
  7. Cir 07-2014 (GAD) Local procurement of Gold coin to Low Key Campaign  dt 30.01.14
  8. Cir 08-2014 (BD)  BVC Awards to Branches
  9. Cir 09-2014 (BD) Draw for BVC 2013- results
  10. Cir 10-2014 (P&HR) Retirement of Company Employees during the year 2015
  11. Cir 11-2014 (BD) Senior Citizenship - Equal status to Public
  12. Cir 12-2014 (GAD) Address and telephone Numbers of new&  existing  branches - Intimated
  13. Cir 13-2014 (BD) NHFS - Modifications in the Processing charge and Administrative charge
  14. Cir 14-2014 (IA&V) Modernisation of Internal Audit Dept.(Assignment of Units to IAD Teams)
  15. Cir 15-2014 (BD) Modifications in Professional Educare Scheme
  16. Cir 16-2014 (FA) Delay in forwarding TDS Credit note to H O
  17. Cir 17-2014 (GAD) Electrical connection from KSEB-Regularization of unauthorised additional load to avoid penal action-measures to be taken
  18. Cir 18-2014 (Recovery) Closure of defaulted chitty-loan accounts under cheque cases subsequent to legal procedure
  19. Cir 19-2014 (GAD) Stock of Stationery and Fixed Assets- Statement called for
  20. Cir 20-2014 (GAD) Address and telephone Numbers of new  existing  branches - Intimated
  21. Cir 21-2014 (BD) Low Key Campaign- for the 1st quarter of FY 2014-15
  22. Cir 22-2014 (GAD) Security Measures to be taken during the forthcoming continous and prolonged holidays
  23. Cir 23-2014 (CS) RTI Act 2005-reg
  24. Cir 24-2014 (BD) Measures to make NHFS nore attractive
  25. Cir 25-2014 (BD) Delegation of powers modified- property valuation for chitty PM payment
  26. Cir 26-2014 (BD) Revision of interest on Deposits and Loans
  27. Cir 27-2014 (BD) Aided school teachers as sureties-norms modified
  28. Cir 28-2014 (Recovery) Elimination of NPAoverdue GL ACs. Auction SaleContracted Sale of gold ornaments  in  overdue accounts
  29. Cir 29-2014 (BD) BSC-2013-Announcement of result
  30. Cir 30-2014 (BD) Enhancement of the limit of maximum liability that can be charged on a single property – modification of existing norms
  31. Cir 31-2014 (BD) Inclusion of “Co-operative Academy of Professional Education” in the list of approved institutions for the acceptance of the permanent employees of the institution as Sureties Guarantors Loan
  32. Cir 32-2014 (Recovery) Urgent action called for reducing default in Non-prized-prized chitties
  33. Cir 33-2014 (FA) Finalisation of accounts  for  2012-13 – Profitability  of branches – guidelines issued to arrive at true profit
  34. Cir 34-2014 (IT) Casba Pilot Study
  35. Cir 35-2014 (P&HR) Revision of Dearness Allowance w.e.f. 01.01.2014
  36. Cir 36-2014 (FA) Profit and Loss account and balance sheet in respect of chit business for the year ended 31.03.2014
  37. Cir 37-2014 (BD) CVL dealer level tie-up & RCL Mela at branch level
  38. Cir 38-2014 (BD) Disciuntinuance of acceptance of  General Category Sureties
  39. Cir 39-2014 (FA) Rectification of Monthly ReportFund flow statement as on 31.07.2014-figures after pre-audit for March 2014 to be incorporated
  40. Cir 40-2014 (GAD) Printing and supply of Calender and Diarydt  5-8-2014
  41. Cir 41-2014 (P&HR) KSFE Staff co operative society Matters Freezing Released dt 05-8-2014
  42. Cir 42-2014 (GAD) Actions to be taken as per Companies Act 20l3  -dt 12-08-2014
  43. Cir 43-2014 (Recovery) Liability against Company employees-issue of Festival Advance, Bonus & Incentive in connection with Onam 2014-details called for reg
  44. Cir 44-2014 (BD) Introduction of BVC 2014 BHAGYA VARSHA CHITTIKAL 2014 during Onam season- reg
  45. Cir 45-2014 (BD) Right to Service Act- Monthly Report dt. 20.09.2014
  46. Cir 45-2014 (GAD) Onam Holidays-Security Measures to be taken at branch level-orders issued dt 05-09-14
  47. Cir 47-2014 (BD)  Celebration of KSFE day on 6th November 2014
  48. Cir 48-2014 (FA) Details of Fixed Deposits matured but remaining unclaimedunpaid as on 31.03.2014 – uploading of information – details called for
  49. Cir 49-2014 (P&HR)  dt. 19.11.2014-EPF 95 scheme-fresh option form
  50. Cir 50-2014 (P&HR) Enhancement of remuneration of employees engaged on daily wage  basis
  51. Cir 51-2014 (GAD) Inclusion of PIN code in the Name Boards of the offices and contact telephone numbers
  52. Cir 52-2014 (BD) Entering into tie-up with Ms TVS Motor Company Limited at HO level for financing Auto Rickshaws, TVS-King manufactured by them
  53. Cir 53-2014 (GAD) Distribution of Company Calendar for the year 2015 - Distribution centres and number of Calendars to be distributed from each centre - instructions issued
  54. Cir 54-2014 (BD) Inclusion of KINFRA for the acceptance of its permanent employees of that institution as Sureties-Guarantors- Loanees
  55. Cir 55-2014 (BD) Introduction of  branded chitties (BSC 2014) Bhagya Sreyas  Chittikal 2014 during ChristmasNew year  season
  56. Cir 56-2014 (GAD) Inclusion of Toll Free Number of Vigilance & Anti Corruption Bureau in the existing Notice Boards displayed in our Offices
  57. Cir 57-2014 (P&HR) Renewal of contract with Ex-servicemen organizations-enhancement of contract amount
  58. Cir 58-2014 (FA) Estimated P&L Ac for the year 2014-15
  59. Cir 59-2014 (P&HR) Staff Welfare-Scholarship to the Children-spouse of Company Employees for higher education above secondary level-applications called for
  60. Cir 60-2014 (FA) Changes in Depreciation regulation under the Companies Act 2013-Treatment of depreciation under the new regime - intimated
    1. Clarification dt 12-06-2015
2013
  1. Cir 01-2013 (Recovery) collection of arrears extending concession under OTS to RR&Non RR cases
  2. Cir 02-2013 (BD) -enhancement in the upper limit of appraiser fee-intimation
  3. Cir 03-2013 (P & HR) Promotion test
  4. Cir 04-2013 (FA) Estimated Profit and Loss Account for 2012-13
  5. Cir 05-2013 (P&HR)  Retirement of Company Employees
  6. Cir 06-2013 (GAD)  Address & telephone number of new branches
  7. Cir 07-2013  (FA) Service receiver's obligation of paying service tax on legal service
  8. Cir 08-2013 (Recovery) Multiple liabilities  created by Sri M K Siva Kumar and his wife Smt S Sunitha
  9. Cir 09-2013 (Plg)  Introduction of XPRESS MONEY Transfer service
  10. Cir 10-2013 (BD) Draw for  BVC-2012 Announcement of results
  11. Cir 11-2013 (GAD) Stock of Stationery & Fixed Assets
  12. Cir 12-2013 (Recovery)  Current Action forCurrent Default- Instructions
  13. Cir 13-2013 (BD) KSFE HARITHAM Scheme
  14. Cir 14-2013 (FA) Year end operations directions issued
  15. Cir 15-2013 (PLG)  Western Union Money Transfer-Cash Incentive to Branches
  16. Cir 16-2013 (Plg)  Supply and Installation of Biogas Plants – KSFE HARITHAM Scheme
  17. Cir 17-2013 (BD) spl chity Campaign for 1st quarter of 2013-14
  18. Cir 18-2013(Plg) Right to Service Act 2012-KSFE-Gazetee Notification
  19. Cir 19-2013 (Plg) Automatic renewal of FD
  20. Cir 20_2013 (BD) Limiting the amount of advance under Gold Loan
  21. Cir 21-2013 (BD) Further reduction of amount of advance under Gold Loan & Gold Security
  22. Cir 22-2013 (Recovery)Containment of default inNon-prized chitties
  23. Cir 23-2013 (BD) Cash Awards for the best performing Branches ln Bhagya Sreyas Chitty
  24. Cir 24-2013 (P&HR) Enhancement of daily wages to Drivers dt 5-3-13
  25. Cir 25-2013 (Plg) Automatic Renewal of Fixed Deposits matured but not renewed
  26. Cir 26-2013 (P&HR) Ksfe Staff Co-operative Society related matter- Withholding the transaction of Assets of the employees DT 08-05-2013
    1. Futher Clarification dt 9-5-2013
  27. Cir 27-2013 (GAD) Renaming of Vatakara Evg Branch as Vatakara II
  28. Cir 28-2013(GAD) BSC 2012 Campaign-Reward to the employees
  29. Cir 29-2013(BD) KSFE Haritha-Change in payment clause
  30. Cir 30-2013 (Recovery)  full interest waiver
  31. Cir 31-2013 (P & HR) National level strike of employees on 20.02.2013 and 21.02.2013  dt 3-6-13
  32. Cir 32-2013 (GAD) Energy conservation Act 2001- Measures to be taken for energy conservation in offices  dt 3-6-13
  33. Cir 33-2013 (BD) BSC 2012- Announcement of Result
  34. Cir 34-2013 (FA) Profit and Loss account and Balance sheet in respect of chitty business
  35. Cir 35-2013 (BD)  KSFE Haritham-removal of suppliers of solar panel
  36. Cir 36-2013 (CS) Appointment of Vice-Chairman of the company
  37. Cir 37-2013 (P&HR) DA arrear sanctioned
  38. Cir 38-2013 (Plg) Filing of receipts and expenditure
  39. Cir 39-2013 (Recovery) Cheating of company by offering bogus sureties
  40. Cir 40-2013 (BD) CFA -1982 - Substitution of Chitties further directions dt.29.06.2013
  41. Cir 41-2013 (BD) Excemptions on Chitty Fund Act
  42. Cir 42-2013 (P & HR) TA for PSC Verification
  43. Cir 43-2013 (RR) closing of defaulted accounts at Branch level after initiating Revenue Recovery
  44. Cir 44-2013 (BD)   Enhancement of Security Deposit of Door Collection Agents
  45. Cir 45-2013 (recovery) dt 2.8.13Multiple Liabilities created under general category
  46. Cir 46-2013 (GAD) dt 2.8.13- Bharana Bhasha Mathru Bhasha
  47. Cir 47-2013 (Recovery) Collection of arrears extending concession under ots to rr and non rr cases
  48. Cir 48-2013 (BD) Introduction of BHAGYA VARSHA CHITTIKAL 2013
  49. Cir 49-2013 (GAD) Spl cosideration to Physically Handicapped persons
  50. Cir 50-2013 (Recovery) Liability against Company employees-issue of Bonus & Incentive in connection with Onam 2013
  51. Cir 51-2013 (BD) Enhancement of Financial Delegation- Monthly Expenses of Unit Heads
  52. Cir 52-2013 (BD) Maximum amount of liability that can be created by an individual
  53. Cir 53-2013 (GAD) Security Measures to be taken during the forthcoming prolonged holidays
  54. Cir 54-2013 (GAD) Renaming of Kundara branch (047) in Kollam District - intimation
  55. Cir 55-2013 (BD) Revision of interest on Deposits and Loans
  56. Cir 56-2013 (GAD) Printing of Company Diary 2014
  57. Cir 57-2013 (Recovery) OTS Extention dt.15.10.13
  58. Cir 58-2013 (FA) Details of Fixed Deposits matured but remaining unclaimedunpaid as on 28.09.2013 – uploading of information – details called for
  59. Cir 59-2013 (P&HR) Conduct of Promotion test for the year 2013-further information
  60. Cir 60-2013(BD) Enhancement of limit of imprest cash  dt.22.10.2013
  61. Cir 61-2013 (BD) Delegationof powers of various officers - New Chitty Loan  dt.22.10.2013
  62. Cir 62-2013 (BD) Celebration of KSFE DAY on 6th November 2013
  63. Cir 63-2013 (legal) Enhancement of panel advocte's fee
  64. Cir 64-2013 (RR) Multiple liabilities  created by Sri C R Shaji and Associates
  65. Cir 65-2013 (CS) RTI Act- Redesignation of Company Secretary
  66. Cir 66-2013 (BD) Introduction of  Professional Educare Chitty Scheme
  67. Cir 67-2013 (CS) Revision of the list of approved hospitals for the purpose of reimbursement of medical expenses, by addition of new hospitals – intimation
  68. Cir 68-2013 (FA) Service Receiver’s obligation of paying Service Tax on renting of motor vehicle
  69. Cir 69-2013 (GAD) Distribution of Calendar 2014
  70. Cir 70-2013 (BD) Delegation of powers of various officers – NHFS and Introduction of upper cap for Processing charge and Administrative expense
  71. Cir 71-2013 (BD) Door collection system and enhancement of security deposit of canvassing agent
    1. Clarification dt 14-03-2014
  72. Cir 72-2013 (BD)  inclusion of VNUALS in the approved list of institutions
  73. Cir 73-2013 (GAD)  cash in-lieu of Gold Coins to the third prize winners of Low Key Campaign 2013 and BVC 2013
  74. Cir 74-2013 (BD) Inclusion of MCC in the list of approved institutions
  75. Cir 75-2013 (BD) Introduction  of  New branded chitties during Christmas and New Year season
  76. Cir 76-2013 (P&HR)  Settlement reached in Bilateral Discussion-Pyment of Interim Relief
  77. Cir 77-2013 (Recovery) Clearing of default arrears of Company employees in connection with disbursement of Arrear
  78. Cir 78-2013 (BD) Enhancement of advance under gold loan
  79. Cir 79-2013 (BD) Enhancement of Valuation Fee to be collected from customers
  80. Cir 80-2013 (P&HR) Transfer of contributions on higher salary as pensionable salary to the Pension fund of employees under the EPS-95 scheme-reg
  81. Cir 81-2013 (IT) Implementation of Core Application Software for Business Accounting(CASBA)
2012
  1. Cir 1-2012 (IA & V) Restructuring of IAD teams
  2. Cir Cir 2-2012 (GAD) Company Mobile Phones- New Tarif Plan Implemented
  3. 3-2012 (FA) Estimated P&L Account for 2011-12
  4. Cir 4-2012 (FA) Service Tax Remittance UNDER PROTEST
  5. Cir 5-2012 (GAD) Swarna Varsha Chittikal-Gold Coins
  6. Cir 6-2012 (BUS) SVC 2011 -Announcement of Results
  7. Cir 7-2012 (FA) Dealy in remittance of statutory obligation
  8. Cir 8-2012 (P&HR) Retirement of Company employees in 2013
  9. Cir 9-2012 (BD)suvarna sreyas-extension
  10. Cir 10-2012 (BD) Clarification of Vidhyadhanam
  11. Cir 11-2012 (BD) Expansion & Development of Gold Loan Scheme
  12. Cir 12-2012 (BD) Incorporating Vidhyadhanam data in MIS
  13. Cir 13-2012 (BD) Revision of norms and enhancing of Loan  limits
  14. Cir 14-2012 (P&HR) Officers Transfer Norms
  15. Cir 15-2012 (BD) Low Key Campaign for 1st quarter of 2012-13
    1. Clarification dt 9-4-2012 
  16. Cir 16-2012 (CS) List of newly approved Hospitals
  17. Cir 17-2012 (BD) Rental rates of Safe Deposit Lockers
  18. Cir 18-2012 (BD) Awards for best performance in s SSC- 2011
  19. Cir 19-2012 (BD) Awards for best performance in SSC 2011
  20. Cir 20-2012 (PA) Refund of Service Tax on remuneration paid to Ex-Servicemen Increase in the rate of Service Tax dt 27-09-2007
  21. Cir 21-2012 (BD)  Updation of chitties in web site
  22. Cir 22-2012 (BD)  SSC 2011 results
  23. Cir 23-2012 (IA & V) Monetary loss reported by IAD teams
  24. Cir 24-2012 (GAD)  Renaming of Branches in EKM
  25. Cir 25-2012 (Recovery) Extension of OTS
  26. Cir 26-2012 (P & HR) PROMOTION TEST FOR THE YEAR 2011
  27. Cir 27-2012 (CS)  Non-renewal of LIC Corporate Agency
  28. Cir 28-2012 (GAD) Address & Telephone Nos of New-Existing Branches
  29. Cir 29-12 (BD) Application of Chit Fund Act 1982 Rules Framed by Govt of Kerala Instructions Issued dt 21-06-12
  30. Cir 30-2012 (GAD) Address & Telephone Nos of New-Existing Branches
  31. Cir 31-2012 (FA) Details of FD matured but not claimed
  32. Cir 32-2012 (P&HR) Revision of DA w.e.f 1-1-2012
  33. Cir 33-2012 (FA) Belated credit note recovery from staff
  34. Cir 34-2012(BD) WUMT-Introuduction of new facilities
  35. Cir 35-2012 (BD) DOOR CDOLLECTION
  36. Cir 36-2012 (BD)  Registration chitties under Chit Fund Act 82-clarificationsPrior sanction to register chitties
  37. Cir 37-2012 (Recovery)- Extending OTS
  38. Cir 38-2012 (BD) Chit Fund Act 1982 New Accounts to be Opened and Accounting Procedure dt 24-07-2012
  39. Cir 39-2012 (BD) Bhagya varsha chittikal
  40. Cir 40-2012 (BD) CVL tie up and RCL mela-instructions
  41. Cir 41-2012 (Recovery) Staff Liability-Festival Advance- Bonus& Incentive-Onam 2012
  42. Cir 42-2012 (GAD) Address & Telephone numbers of New Existing branches
  43. Cir 43-2012 (BD) Bhagyavarsha chittikal-Purchase of Karunya Lottery Tickets - directions
  44. Cir 44-2012 (GAD) Fiscal Man measures to control
  45. Cir 45-12 (P & HR) Payment of Performance Incentive 
  46. Cir 46-12 (P & HR) Onam allowance to agents
  47. Cir 47-12 (P & HR) Onam allowance to retired employees
  48. Cir 48-2012 (BD) Chitty PBL - Acceptance of NP PB as Security - Changes dt 01-09-2012
  49. Cir 49-2012 (BD) Re-introduction of FSV in Property valuation
  50. Cir 50-2012 (Recovery)  Bogus surety case
  51. Cir 52-2012 (P&HR) Emhancement of daily wages of PTS
  52. Cir 53-2012 (Recovery) Extension of OTS up to 31.12.2012 
  53. Cir 54-2012 (GAD)  Distribution of Company Calendar 2013
  54. Cir 55-2012 (BD) Tie up with Honda Seil Power Products Ltd
  55. Cir 56-2012 (BD) Pass Book LoanAcceptance of Non Prized Pass Book as security
  56. Cir 57-2012 (BD) Western Union Money Transfer – Cash Incentive to Branches
  57. Cir 58-2012 (GAD)  Address & Phone Nos of New Branches
  58. Cir 59-2012 (BD)  BVC 2012- Directions to purchase lottery for extended period
  59. Cir 60-2012 (FA) Finalisation of Accounts for 2011-12- profitability-guidelines
  60. Cir 61-2012 (BD) Celebration of KSFE Day
  61. Cir 62-2012 (BD) KSFE-HARITHAM Scheme
  62. Cir 63-2012 (BD)  WUMT-Cash incentive scheme to Branches & Regions
  63. Cir 64-2012 (BD)  BVC-Purchase of Karunya Lottery for chitties after 31.10.2012
  64. Cir 65-2012 (FA) Details of FD matured & unclaimed as on 27.09.12-data uploading
  65. Cir 66-2012 (BD) Enhancement of advance per gram of gold
  66. Cir 67-2012(P&HR) Revision of DA wef 1.7.12
  67. Cir 68-2012 (P&HR)  Scholarship to ChildrenSpouse of Co. Employees for 2012-13
  68. Cir 69-2012 (BD)  Introduction of New branded chitty-KSFE  BHAGYA SREYAS CHITTIKAL
  69. Cir 70-2012 (BD) Awards for the best performing branchesregion in BHAGYA VARSHA CHITTIKAL
  70. Cir 71-2012 (FA) Standardization and Enhancement of Security Features in Cheque
  71. Cir 72-2012 (GAD) Address and telephone Numbers of new  existing branches - Intimated – reg.
  72. Cir 73-2012 (P&HR) Renewal of contract with Ex-servicemen Organisations - enhancement of contract amount-  Reg
  73. Cir 74-2012 (BD) Interest on defaulted instalments by a non-prized subscriber in chitty-reg
Click here for 2011 and Earlier Circulars

posted by Praveen @ 1:00 AM  


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